Loan and Leases

6 Months Ended

Jun. 30, 2012

Loans and Leases [Abstract]

LOANS AND LEASES

NOTE 4: LOANS AND LEASES

The following table sets forth information concerning the composition of total loans and leases outstanding, as of the dates indicated.

(Dollars in thousands)	June 30 2012	Dec. 31 2011
Residential mortgage	$26,051	$26,461
Commercial mortgage	243,383	232,297
Commercial	94,916	101,120
Lease financing	101	191
Consumer	42,754	43,615
Total loans and leases	$407,205	$403,684
Less allowance for credit losses	(6,214)	(6,164)
Net loans and leases	$400,991	$397,520

Included in the loan portfolio are loans for which DNB has ceased the accrual of interest (i.e. non-accrual loans). Loans of approximately $9.0 million and $7.4 million as of June 30, 2012 and December 31, 2011, respectively, were on a non-accrual basis. DNB also had loans of approximately $0 and $210,000 that were 90 days or more delinquent, but still accruing, as of June 30, 2012 and December 31, 2011, respectively. If contractual interest income had been recorded on non-accrual loans, interest would have been increased as shown in the following table:

	Six Months Ended June 30
(Dollars in thousands)	2012	2011
Interest income which would have been recorded under original terms	$224	$165
Interest income recorded during the year	(34)	—
Net impact on interest income	$190	$165