Loan and Leases

3 Months Ended

Mar. 31, 2012

Loan and Leases [Abstract]

LOANS AND LEASES

 NOTE 3: LOANS AND LEASES
 

The following table sets forth information concerning the composition of total loans and leases outstanding, as of the dates indicated.

(Dollars in thousands)	March 31  2012			Dec. 31 2011
Residential mortgage	$	26,516		$	26,461
Commercial mortgage		230,722			232,297
Commercial		109,157			101,120
Lease financing		139			191
Consumer		43,102			43,615
Total loans and leases	$	409,636		$	403,684
Less allowance for credit losses		(6,142	)		(6,164	)
Net loans and leases	$	403,494		$	397,520

Included in the loan portfolio are loans for which DNB has ceased the accrual of interest (i.e. non-accrual loans). Loans of approximately $7.2 million and $7.4 million as of March 31, 2012 and December 31, 2011, respectively, were on a non-accrual basis. DNB also had loans of approximately $136,000 and $210,000 that were 90 days or more delinquent, but still accruing, as of March 31, 2012 and December 31, 2011, respectively. If contractual interest income had been recorded on non-accrual loans, interest would have been increased as shown in the following table:

	Three Months Ended March 31
(Dollars in thousands)	2012		2011
Interest income which would have been recorded under original terms	$	91	$	86
Interest income recorded during the year		—		—
Net impact on interest income	$	91	$	86