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Consolidated Statements of Operations (USD $)
In Thousands, except Share data
3 Months Ended9 Months Ended
Sep. 30, 2011
Sep. 30, 2010
Sep. 30, 2011
Sep. 30, 2010
Interest Income:    
Interest and fees on loans and leases$ 5,758$ 5,387$ 17,039$ 15,757
Interest and dividends on investment securities: Taxable7791,1222,5553,815
Interest and dividends on investment securities: Tax exempt95 9664
Interest on cash and cash equivalents19134763
Total interest and dividend income6,6516,52219,73719,699
Interest Expense:    
Interest on NOW, money market and savings2544108311,544
Interest on time deposits5276881,7112,341
Interest on FHLB advances2133326511,181
Interest on repurchase agreements3841114160
Interest on junior subordinated debentures7577231297
Interest on other borrowings21227465
Total interest expense1,1281,5703,6125,588
Net interest income5,5234,95216,12514,111
Provision for credit losses4266151,2781,441
Net interest income after provision for credit losses5,0974,33714,84712,670
Non-interest Income:    
Service charges290304831976
Wealth management158160587576
Increase in cash surrender value of BOLI6163181185
Gain on sale of investment securities, net 39921,374
Gain on sale of SBA loans56 281 
Other fees294264885800
Total non-interest income8591,1902,7673,911
Non-interest Expense:    
Salaries and employee benefits2,1592,0986,5046,316
Furniture and equipment3133439631,065
Occupancy4884131,4611,268
Professional and consulting269284832869
Advertising and marketing14197488378
Printing and supplies2940111125
FDIC insurance124200433620
FHLB prepayment penalties   560
Other expenses5945891,6711,611
Total non-interest expense4,1174,06412,46312,812
Income before income tax expense1,8391,4635,1513,769
Income tax expense5444701,5531,154
Net income1,2959933,5982,615
Preferred stock dividends and accretion of discount331154640463
Net income available to Common Stockholders$ 964$ 839$ 2,958$ 2,152
Earnings per common share:    
Basic$ 0.36$ 0.32$ 1.11$ 0.82
Diluted$ 0.36$ 0.32$ 1.10$ 0.82
Cash dividends per common share$ 0.03$ 0.03$ 0.09$ 0.09
Weighted average common shares outstanding:    
Basic2,677,5332,640,0852,670,8112,630,813
Diluted2,696,3202,640,7542,693,9742,631,049