Exhibit 99.1
                            DNB Financial Corporation
                                [GRAPHIC OMITTED]

For further information, please contact:
Bruce Moroney
CFO/ Executive Vice President
484-359-3153                                            FOR IMMEDIATE
bmoroney@dnbfirst.com                                   RELEASE



                            DNB Financial Corporation
                         Declares a $0.13 Cash Dividend


(May 26, 2005 -- Downingtown,  PA) DNB Financial  Corporation (OTC  BB:DNBF.OB),
parent of DNB First,  National  Association,  today  announced that its Board of
Directors  declared a cash dividend of $0.13 per share for the second quarter of
2005 to  shareholders of record on June 10, 2005. The cash dividend will be paid
on June 20, 2005.

DNB Financial  Corporation is a bank holding company whose bank subsidiary,  DNB
First, National  Association,  is a $430 million community bank headquartered in
Chester County,  Pennsylvania.  The Bank is the oldest  independent  bank in the
county,  founded in 1860, with nine full service offices. In addition to a broad
array of consumer  banking  products,  DNB offers  commercial  and  construction
lending,  commercial leasing,  cash management,  brokerage and insurance through
DNB Financial Services,  and trust services through DNB Advisors.  Customers may
also visit DNB at its internet website at http://www.dnbfirst.com.

Inquiries regarding the purchase of DNB Financial  Corporation stock may be made
through the market makers listed on our website at http://www.dnbfirst.com.

        4 Brandywine Avenue o Downingtown, PA 19335-0904 o (610) 269-1040