Loans (Tables)

9 Months Ended

Sep. 30, 2019

Loans [Abstract]

Composition of Total Loans Outstanding

(Dollars in thousands)	September 30, 2019		December 31, 2018
Residential mortgage	$	93,586	$	99,932
Commercial mortgage		527,680		535,735
Commercial:
Commercial term		174,445		166,335
Commercial construction		75,573		76,302
Consumer:
Home equity		48,094		51,536
Other		4,571		5,131
Total loans	$	923,949	$	934,971
Less allowance for credit losses		(6,853)		(6,675)
Net loans	$	917,096	$	928,296

Information on Non-Accrual Loans

					Three Months Ended September 30, 2019						Nine Months Ended September 30, 2019
(Dollars in thousands)	September 30, 2019		December 31, 2018		Interest income that would have been recorded under original terms		Interest income recorded during the period		Net impact on interest income		Interest income that would have been recorded under original terms		Interest income recorded during the period		Net impact on interest income
Non-accrual loans:
Residential mortgage	$	1,337	$	905	$	13	$	-	$	13	$	36	$	-	$	36
Commercial mortgage		698		1,307		16		-		16		43		-		43
Commercial:
Commercial term		3,203		2,300		56		-		56		121		-		121
Commercial construction		1,558		476		27		-		27		40		-		40
Consumer:
Home equity		143		391		2		-		2		8		-		8
Other		133		167		3		-		3		9		-		9
Total non-accrual loans	$	7,072	$	5,546	$	117	$	-	$	117	$	257	$	-	$	257
Loans 90 days past due and accruing		-		233		-		-		-		-		-		-
Total non-performing loans	$	7,072	$	5,779	$	117	$	-	$	117	$	257	$	-	$	257

			Three Months Ended September 30, 2018						Nine Months Ended September 30, 2018
(Dollars in thousands)	September 30, 2018		Interest income that would have been recorded under original terms		Interest income recorded during the period		Net impact on interest income		Interest income that would have been recorded under original terms		Interest income recorded during the period		Net impact on interest income
Non-accrual loans:
Residential mortgage	$	1,005	$	9	$	-	$	9	$	52	$	-	$	52
Commercial mortgage		1,561		30		-		30		88		-		88
Commercial:
Commercial term		2,624		50		-		50		140		-		140
Commercial construction		479		9		-		9		29		-		29
Consumer:
Home equity		631		9		-		9		17		-		17
Other		171		3		-		3		14		-		14
Total non-accrual loans	$	6,471	$	110	$	-	$	110	$	340	$	-	$	340
Loans 90 days past due and accruing		-		-		-		-		-		-		-
Total non-performing loans	$	6,471	$	110	$	-	$	110	$	340	$	-	$	340