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Basis of Presentation (Tables)
9 Months Ended
Sep. 30, 2019
Basis of Presentation [Abstract]  
Non-Interest Income Including Revenue From Contracts With Customers In Scope Of ASU 2014-09



 

 

 

 

 

 

 

 

 

 

 



Three Months Ended

 

Nine Months Ended



September 30,

 

September 30,

(Dollars in thousands)

2019

 

2018

 

2019

 

2018

Non-interest Income:

 

 

 

 

 

 

 

 

 

 

 

Service charges:

 

 

 

 

 

 

 

 

 

 

 

Non-sufficient funds charges

$

132 

 

$

157 

 

$

387 

 

$

458 

Business analysis charges

 

45 

 

 

42 

 

 

137 

 

 

127 

Cycle charges

 

24 

 

 

24 

 

 

65 

 

 

69 

Lockbox fees

 

 

 

 

 

59 

 

 

54 

Stop payment fees

 

 

 

 

 

14 

 

 

12 

Wire transfer fees

 

22 

 

 

23 

 

 

66 

 

 

66 

Other service charges

 

21 

 

 

21 

 

 

60 

 

 

62 

Total service charges

 

251 

 

 

274 

 

 

788 

 

 

848 

Wealth management:

 

 

 

 

 

 

 

 

 

 

 

DNB Investments & Insurance

 

109 

 

 

185 

 

 

311 

 

 

423 

DNB First Investment Management & Trust

 

405 

 

 

357 

 

 

1,177 

 

 

1,066 

Total wealth management

 

514 

 

 

542 

 

 

1,488 

 

 

1,489 

Other fee income:

 

 

 

 

 

 

 

 

 

 

 

Cardholder interchange fees

 

282 

 

 

257 

 

 

821 

 

 

771 

Safe deposit box

 

23 

 

 

24 

 

 

70 

 

 

74 

Check printing

 

15 

 

 

14 

 

 

52 

 

 

49 

Merchant card processing

 

41 

 

 

44 

 

 

128 

 

 

134 

ATM surcharges for non-DNB customers

 

16 

 

 

19 

 

 

48 

 

 

56 

Other fee income

 

11 

 

 

13 

 

 

37 

 

 

40 

Total other fee income

 

388 

 

 

371 

 

 

1,156 

 

 

1,124 

Total Revenue from contracts with customers

 

1,153 

 

 

1,187 

 

 

3,432 

 

 

3,461 

Total Revenue not within the scope of ASC 606

 

330 

 

 

184 

 

 

669 

 

 

515 

Total non-interest income

$

1,483 

 

$

1,371 

 

$

4,101 

 

$

3,976 



Recognized Rent Expense



 

 

 

 

 

 

 

 

 

 

 



Three Months Ended

 

Nine Months Ended



September 30,

 

September 30,

(Dollars in thousands)

2019

 

2018

 

2019

 

2018

Operating lease cost:

 

 

 

 

 

 

 

 

 

 

 

Fixed rent expense

$

251 

 

$

284 

 

$

754 

 

$

852 

Net lease cost

$

251 

 

$

284 

 

$

754 

 

$

852 

Lease costs

 

 

 

 

 

 

 

 

 

 

 

Amortization of lease liability

$

185 

 

$

 -

 

$

557 

 

$

 -

Interest expense

 

66 

 

 

 -

 

 

197 

 

 

 -

Net lease cost

$

251 

 

$

 -

 

$

754 

 

$

 -



Supplemental Cash Flow Information



 

 

 

 

 

 

 

 

 

 

 



Three Months Ended

 

Nine Months Ended



September 30,

 

September 30,

(Dollars in thousands)

2019

 

2018

 

2019

 

2018

Cash paid for the amounts included in the measurement of lease liabilities:

 

 

 

 

 

 

 

 

 

 

 

Operating cash flows from operating leases

$

250 

 

$

242 

 

$

750 

 

$

726 

Non-cash investing and financing activities:

 

 

 

 

 

 

 

 

 

 

 

Additions to ROU assets obtained from:

 

 

 

 

 

 

 

 

 

 

 

New operating lease liabilities

$

3,989 

 

$

 -

 

$

3,989 

 

$

 -