Loans (Tables)

6 Months Ended

Jun. 30, 2019

Loans [Abstract]

Composition of Total Loans Outstanding

(Dollars in thousands)	June 30, 2019		December 31, 2018
Residential mortgage	$	98,802	$	99,932
Commercial mortgage		521,060		535,735
Commercial:
Commercial term		179,294		166,335
Commercial construction		77,060		76,302
Consumer:
Home equity		49,492		51,536
Other		4,813		5,131
Total loans	$	930,521	$	934,971
Less allowance for credit losses		(6,672)		(6,675)
Net loans	$	923,849	$	928,296

Information on Non-Accrual Loans

					Three Months Ended June 30, 2019						Six Months Ended June 30, 2019
(Dollars in thousands)	June 30, 2019		December 31, 2018		Interest income that would have been recorded under original terms		Interest income recorded during the period		Net impact on interest income		Interest income that would have been recorded under original terms		Interest income recorded during the period		Net impact on interest income
Non-accrual loans:
Residential mortgage	$	779	$	905	$	11	$	-	$	11	$	23	$	-	$	23
Commercial mortgage		563		1,307		1		-		1		27		-		27
Commercial:
Commercial term		2,026		2,300		22		-		22		65		-		65
Commercial construction		2,274		476		13		-		13		13		-		13
Consumer:
Home equity		143		391		(1)		-		(1)		6		-		6
Other		138		167		3		-		3		6		-		6
Total non-accrual loans	$	5,923	$	5,546	$	49	$	-	$	49	$	140	$	-	$	140
Loans 90 days past due and accruing		205		233		3		3		-		3		3		-
Total non-performing loans	$	6,128	$	5,779	$	52	$	3	$	49	$	143	$	3	$	140

			Three Months Ended June 30, 2018						Six Months Ended June 30, 2018
(Dollars in thousands)	June 30, 2018		Interest income that would have been recorded under original terms		Interest income recorded during the period		Net impact on interest income		Interest income that would have been recorded under original terms		Interest income recorded during the period		Net impact on interest income
Non-accrual loans:
Residential mortgage	$	1,344	$	18	$	-	$	18	$	43	$	-	$	43
Commercial mortgage		1,593		28		-		28		58		-		58
Commercial:
Commercial term		2,583		46		-		46		90		-		90
Commercial construction		488		9		-		9		20		-		20
Consumer:
Home equity		498		3		-		3		8		-		8
Other		215		3		-		3		11		-		11
Total non-accrual loans	$	6,721	$	107	$	-	$	107	$	230	$	-	$	230
Loans 90 days past due and accruing		23		1		1		-		1		1		-
Total non-performing loans	$	6,744	$	108	$	1	$	107	$	231	$	1	$	230