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Regulatory Matters (Tables)
12 Months Ended
Dec. 31, 2018
Regulatory Matters [Abstract]  
Schedule of Actual Capital Amounts and Ratios



 

 

 

 

 

 

 

 

 

 

 

 



 

 

 

 

 

 

 

 

 

 

 

 



 

 

 

 

 

 

 

 

To Be Well

 



 

 

 

 

 

For Capital

 

 

Capitalized Under

 



 

 

 

 

 

Adequacy

 

 

Prompt Corrective

 



 

Actual

 

 

Purposes*

 

 

Action Provisions*

 

(Dollars in thousands)

 

Amount

Ratio

 

 

Amount

Ratio

 

 

Amount

Ratio

 

DNB Financial Corporation

 

 

 

 

 

 

 

 

 

 

 

 

December 31, 2018:

 

 

 

 

 

 

 

 

 

 

 

 

Total risk-based capital

$

124,769  13.61 

%

$

73,538  8.00 

%

 

N/A

N/A

 

Common equity tier 1 capital

 

98,949  10.79 

 

 

41,365  4.50 

 

 

N/A

N/A

 

Tier 1 risk-based capital

 

107,949  11.77 

 

 

55,153  6.00 

 

 

N/A

N/A

 

Tier 1 (leverage) capital

 

107,949  9.48 

 

 

45,557  4.00 

 

 

N/A

N/A

 

December 31, 2017:

 

 

 

 

 

 

 

 

 

 

 

 

Total risk-based capital

$

113,400  13.73 

%

$

66,083  8.00 

%

 

N/A

N/A

 

Common equity tier 1 capital

 

88,459  10.71 

 

 

37,172  4.50 

 

 

N/A

N/A

 

Tier 1 risk-based capital

 

97,459  11.80 

 

 

49,562  6.00 

 

 

N/A

N/A

 

Tier 1 (leverage) capital

 

97,459  9.19 

 

 

42,426  4.00 

 

 

N/A

N/A

 

DNB First, N.A.

 

 

 

 

 

 

 

 

 

 

 

 

December 31, 2018:

 

 

 

 

 

 

 

 

 

 

 

 

Total risk-based capital

$

123,239  13.46 

%

$

73,399  8.00 

%

$

91,748  10.00 

%

Common equity tier 1 capital

 

116,169  12.69 

 

 

41,287  4.50 

 

 

59,636  6.50 

 

Tier 1 risk-based capital

 

116,169  12.69 

 

 

55,049  6.00 

 

 

73,399  8.00 

 

Tier 1 (leverage) capital

 

116,169  10.21 

 

 

45,503  4.00 

 

 

56,879  5.00 

 

December 31, 2017:

 

 

 

 

 

 

 

 

 

 

 

 

Total risk-based capital

$

112,050  13.59 

%

$

65,953  8.00 

%

$

82,441  10.00 

%

Common equity tier 1 capital

 

105,859  12.84 

 

 

37,098  4.50 

 

 

53,587  6.50 

 

Tier 1 risk-based capital

 

105,859  12.84 

 

 

49,465  6.00 

 

 

65,953  8.00 

 

Tier 1 (leverage) capital

 

105,859  9.99 

 

 

42,378  4.00 

 

 

52,972  5.00 

 

*Does not include capital conservation buffer of 1.250% for 2017 and 1.875% for 2018.