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Summary Of Significant Accounting Policies (Tables)
12 Months Ended
Dec. 31, 2018
Summary Of Significant Accounting Policies [Abstract]  
Non-Interest Income Including Revenue From Contracts With Customers In Scope Of ASU 2014-09



 

 

 

 

 



Year Ended



December 31,

(Dollars in thousands)

2018

 

2017

Non-interest Income:

 

 

 

 

 

Service charges:

 

 

 

 

 

Non-sufficient funds charges

$

605 

 

$

696 

Business analysis charges

 

180 

 

 

175 

Cycle charges

 

90 

 

 

92 

Lockbox fees

 

57 

 

 

59 

Stop payment fees

 

18 

 

 

19 

Wire transfer fees

 

89 

 

 

87 

Other service charges

 

80 

 

 

95 

Total service charges

 

1,119 

 

 

1,223 

Wealth management:

 

 

 

 

 

DNB Investments & Insurance

 

545 

 

 

506 

DNB First Investment Management & Trust

 

1,410 

 

 

1,207 

Total wealth management

 

1,955 

 

 

1,713 

Other fee income:

 

 

 

 

 

Cardholder interchange fees

 

1,047 

 

 

989 

Safe deposit box

 

97 

 

 

99 

Check printing

 

65 

 

 

70 

Merchant card processing

 

177 

 

 

189 

ATM surcharges for non-DNB customers

 

74 

 

 

81 

Other fee income

 

52 

 

 

100 

Total other fee income

 

1,512 

 

 

1,528 

Total revenue from contracts with customers

 

4,586 

 

 

4,464 

Total revenue not within the scope of ASC 606

 

659 

 

 

954 

Total non-interest income

$

5,245 

 

$

5,418 



Recorded Investments in Troubled Debt Restructured Loans



 

 

 

 

 

 

 

 

 

 

 



 

 

 

 

 

 

 

 

 

 

 



December 31, 2018



Pre-Modification

 

Post-Modification

 

 

(Dollars in thousands)

Outstanding Recorded Investment

 

Outstanding Recorded Investment

 

Recorded Investment

Residential mortgage

$

676 

 

 

$

805 

 

 

$

630 

 

Commercial mortgage

 

992 

 

 

 

992 

 

 

 

962 

 

Consumer:

 

 

 

 

 

 

 

 

 

 

 

Home equity

 

148 

 

 

 

148 

 

 

 

140 

 

Other

 

40 

 

 

 

42 

 

 

 

30 

 

Total

$

1,856 

 

 

$

1,987 

 

 

$

1,762 

 



 

 

 

 

 

 

 

 

 

 

 



December 31, 2017



Pre-Modification

 

Post-Modification

 

 

(Dollars in thousands)

Outstanding Recorded Investment

 

Outstanding Recorded Investment

 

Recorded Investment

Residential mortgage

$

754 

 

 

$

883 

 

 

$

690 

 

Commercial mortgage

 

992 

 

 

 

992 

 

 

 

982 

 

Consumer:

 

 

 

 

 

 

 

 

 

 

 

Home equity

 

148 

 

 

 

148 

 

 

 

146 

 

Other

 

40 

 

 

 

42 

 

 

 

39 

 

Total

$

1,934 

 

 

$

2,065 

 

 

$

1,857 

 



Components of Accumulated Other Comprehensive Loss



 

 

 

 

 

 

 

 

 



 

 

 

 

 

 

 

 

 

Accumulated Other Comprehensive Loss

Before-Tax

Tax

Net-of-Tax

(Dollars in thousands)

Amount

Effect

Amount

December 31, 2018

 

 

 

 

 

 

 

 

 

Net unrealized loss on AFS securities

$

(2,122)

 

$

445 

 

$

(1,677)

 

Unrealized actuarial losses-pension

 

(1,637)

 

 

343 

 

 

(1,294)

 



$

(3,759)

 

$

788 

 

$

(2,971)

 

December 31, 2017

 

 

 

 

 

 

 

 

 

Net unrealized loss on AFS securities

$

(1,772)

 

$

603 

 

$

(1,169)

 

Unrealized actuarial losses-pension

 

(1,849)

 

 

628 

 

 

(1,221)

 



$

(3,621)

 

$

1,231 

 

$

(2,390)