Consolidated Statements of Financial Condition - USD ($) $ in Thousands	Dec. 31, 2018	Dec. 31, 2017
Assets
Cash and due from banks	$ 17,321	$ 10,917
Cash and cash equivalents	17,321	10,917
Available-for-sale investment securities at fair value (amortized cost of $98,765 and $113,555)	96,643	111,783
Held-to-maturity investment securities (fair value of $61,135 and $62,420)	62,026	62,390
Total investment securities	158,669	174,173
Loans held for sale	419	651
Loans	934,971	845,897
Allowance for credit losses	(6,675)	(5,843)
Net loans	928,296	840,054
Restricted stock	5,616	7,641
Office property and equipment, net	7,636	8,649
Accrued interest receivable	4,207	3,822
Other real estate owned & other repossessed property	5,051	5,012
Bank owned life insurance (BOLI)	9,530	9,314
Core deposit intangible	343	435
Goodwill	15,525	15,525
Net deferred taxes	2,762	2,980
Other assets	2,860	2,742
Total assets	1,158,235	1,081,915
Liabilities
Non-interest-bearing deposits	164,746	176,815
Interest-bearing deposits:
NOW	236,071	199,310
Money market	235,023	221,726
Savings	77,979	81,050
Time	162,096	140,490
Brokered deposits	108,651	41,812
Total deposits	984,566	861,203
Federal Home Loan Bank of Pittsburgh (FHLBP) advances	32,935	79,013
Repurchase agreements		12,023
Junior subordinated debentures	9,279	9,279
Subordinated debt	9,750	9,750
Other borrowings	3,305	2,738
Total borrowings	55,269	112,803
Accrued interest payable	646	554
Other liabilities	5,908	5,413
Total liabilities	1,046,389	979,973
Commitments and Contingencies
Stockholders' Equity
Common stock, $1.00 par value; 20,000,000 shares authorized; 4,381,872 and 4,362,939 issued, respectively; 4,321,745 and 4,286,117 outstanding, respectively	4,391	4,379
Treasury stock, at cost; 60,127 and 76,822 shares, respectively	(1,130)	(1,429)
Surplus	69,333	69,110
Retained earnings	42,223	32,272
Accumulated other comprehensive loss, net	(2,971)	(2,390)
Total stockholders' equity	111,846	101,942
Total liabilities and stockholders' equity	$ 1,158,235	$ 1,081,915