Loans (Tables)

6 Months Ended

Jun. 30, 2018

Loans [Abstract]

Composition of Total Loans Outstanding

(Dollars in thousands)	June 30, 2018		December 31, 2017
Residential mortgage	$	98,858	$	93,959
Commercial mortgage		516,772		484,868
Commercial:
Commercial term		130,565		129,535
Commercial construction		80,594		75,014
Consumer:
Home equity		53,173		56,844
Other		5,358		5,677
Total loans	$	885,320	$	845,897
Less allowance for credit losses		(6,188)		(5,843)
Net loans	$	879,132	$	840,054

Information on Non-Accrual Loans

					Three Months Ended June 30, 2018						Six Months Ended June 30, 2018
(Dollars in thousands)	June 30,     2018		December 31, 2017		Interest income that would have been recorded under original terms		Interest income recorded during the period		Net impact on interest income		Interest income that would have been recorded under original terms		Interest income recorded during the period		Net impact on interest income
Non-accrual loans:
Residential mortgage	$	1,344	$	1,915	$	18	$	-	$	18	$	43	$	-	$	43
Commercial mortgage		1,593		2,259		28		-		28		58		-		58
Commercial:
Commercial term		2,583		2,100		46		-		46		90		-		90
Commercial construction		488		514		9		-		9		20		-		20
Consumer:
Home equity		498		466		3		-		3		8		-		8
Other		215		245		3		-		3		11		-		11
Total non-accrual loans	$	6,721	$	7,499	$	107	$	-	$	107	$	230	$	-	$	230
Loans 90 days past due and accruing		23		54		1		1		-		1		1		-
Total non-performing loans	$	6,744	$	7,553	$	108	$	1	$	107	$	231	$	1	$	230

			Three Months Ended June 30, 2017						Six Months Ended June 30, 2017
(Dollars in thousands)	June 30, 2017		Interest income that would have been recorded under original terms		Interest income recorded during the period		Net impact on interest income		Interest income that would have been recorded under original terms		Interest income recorded during the period		Net impact on interest income
Non-accrual loans:
Residential mortgage	$	1,815	$	21	$	-	$	21	$	42	$	-	$	42
Commercial mortgage		2,375		36		-		36		77		-		77
Commercial:
Commercial term		1,510		28		-		28		66		-		66
Commercial construction		447		46		-		46		91		-		91
Consumer:
Home equity		404		6		-		6		12		-		12
Other		311		7		-		7		12		-		12
Total non-accrual loans	$	6,862	$	144	$	-	$	144	$	300	$	-	$	300
Loans 90 days past due and accruing		-		-		-		-		-		-		-
Total non-performing loans	$	6,862	$	144	$	-	$	144	$	300	$	-	$	300