Loans (Tables)

6 Months Ended

Jun. 30, 2016

Loans [Abstract]

Schedule of Loans

(Dollars in thousands)	June 30, 2016		December 31, 2015
Residential mortgage	$	26,938	$	28,651
Commercial mortgage		275,689		274,132
Commercial:
Commercial term		105,989		102,178
Commercial construction		29,772		20,364
Consumer:
Home equity		50,248		51,270
Other		5,781		5,163
Total loans	$	494,417	$	481,758
Less allowance for credit losses		(5,247)		(4,935)
Net loans	$	489,170	$	476,823

Interest Income On Non-Accrual Loans

					Three Months Ended June 30, 2016						Six Months Ended June 30, 2016
(Dollars in thousands)	December 31, 2015		June 30, 2016		Interest income that would have been recorded under original terms		Interest income recorded during the period		Net impact on interest income		Interest income that would have been recorded under original terms		Interest income recorded during the period		Net impact on interest income
Non-accrual loans:
Residential mortgage	$	1,619	$	1,772	$	17	$	-	$	17	$	36	$	-	$	36
Commercial mortgage		1,048		3,140		45		-		45		65		-		65
Commercial:
Commercial term		188		207		3		-		3		6		-		6
Commercial construction		1,028		1,524		47		-		47		88		-		88
Consumer:
Home equity		563		564		8		-		-		16		-		16
Other		189		222		4		-		4		9		-		9
Total non-accrual loans	$	4,635	$	7,429	$	124	$	-	$	116	$	220	$	-	$	220
Loans 90 days past due and accruing		457		162		1		1		-		2		2		-
Total non-performing loans	$	5,092	$	7,591	$	125	$	1	$	116	$	222	$	2	$	220

			Three Months Ended June 30, 2015						Six Months Ended June 30, 2015
(Dollars in thousands)	June 30, 2015		Interest income that would have been recorded under original terms		Interest income recorded during the period		Net impact on interest income		Interest income that would have been recorded under original terms		Interest income recorded during the period		Net impact on interest income
Non-accrual loans:
Residential mortgage	$	1,671	$	24	$	-	$	24	$	40	$	-	$	40
Commercial mortgage		1,251		22		-		22		43		-		43
Commercial:
Commercial term		193		3		-		3		5		-		5
Commercial construction		749		86		-		86		170		-		170
Consumer:
Home equity		431		5		-		5		12		-		12
Other		169		3		-		3		8		-		8
Total non-accrual loans	$	4,464	$	143	$	-	$	143	$	278	$	-	$	278
Loans 90 days past due and accruing		168		-		-		-		5		5		-
Total non-performing loans	$	4,632	$	143	$	-	$	143	$	283	$	5	$	278