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Loans (Tables)
3 Months Ended
Mar. 31, 2016
Loans [Abstract]  
Schedule of Loans



 

 

 

 



 

 

 

 

(Dollars in thousands)

March 31, 2016

December 31, 2015

Residential mortgage

$

27,560 

$

28,651 

Commercial mortgage

 

274,372 

 

274,132 

Commercial:

 

 

 

 

Commercial term

 

107,232 

 

102,178 

Commercial construction

 

24,833 

 

20,364 

Consumer:

 

 

 

 

Home equity

 

49,545 

 

51,270 

Other

 

5,824 

 

5,163 

Total loans

$

489,366 

$

481,758 

Less allowance for credit losses

 

(5,172)

 

(4,935)

Net loans

$

484,194 

$

476,823 



Interest Income On Non-Accrual Loans



 

 

 

 

 

 

 

 

 

 



 

 

 

 

 

 

 

 

 

 



 

 

Three Months Ended March 31, 2016

(Dollars in thousands)

December 31, 2015

March 31, 2016

Interest income that would have been recorded under original terms

Interest income recorded during the period

Net impact on interest income

Non-accrual loans:

 

 

 

 

 

 

 

 

 

 

Residential mortgage

$

1,619 

$

1,781 

$

19 

$

 -

$

19 

Commercial mortgage

 

1,048 

 

1,025 

 

20 

 

 -

 

20 

Commercial:

 

 

 

 

 

 

 

 

 

 

Commercial term

 

188 

 

210 

 

 

 -

 

Commercial construction

 

1,028 

 

1,237 

 

41 

 

 -

 

41 

Consumer:

 

 

 

 

 

 

 

 

 

 

Home equity

 

563 

 

574 

 

16 

 

 -

 

16 

Other

 

189 

 

199 

 

 

 -

 

Total non-accrual loans

$

4,635 

$

5,026 

$

104 

$

 -

$

104 

Loans 90 days past due and accruing

 

457 

 

164 

 

 

 

 -

Total non-performing loans

$

5,092 

$

5,190 

$

105 

$

$

104 







 

 

 

 

 

 

 

 

 

 



 

 

 

 

 

 

 

 

 

 



 

 

 

Three Months Ended March 31, 2015

(Dollars in thousands)

 

 

March 31, 2015

Interest income that would have been recorded under original terms

Interest income recorded during the period

Net impact on interest income

Non-accrual loans:

 

 

 

 

 

 

 

 

 

 

Residential mortgage

 

 

$

2,446 

$

16 

$

 -

$

16 

Commercial mortgage

 

 

 

1,262 

 

21 

 

 -

 

21 

Commercial:

 

 

 

 

 

 

 

 

 

 

Commercial term

 

 

 

196 

 

 

 -

 

Commercial construction

 

 

 

2,043 

 

84 

 

 -

 

84 

Consumer:

 

 

 

 

 

 

 

 

 

 

Home equity

 

 

 

429 

 

 

 -

 

Other

 

 

 

194 

 

 

 -

 

Total non-accrual loans

 

 

$

6,570 

$

135 

$

 -

$

135 

Loans 90 days past due and accruing

 

 

 

239 

 

 

 

 -

Total non-performing loans

 

 

$

6,809 

$

140 

$

$

135