Consolidated Statements of Financial Condition - USD ($) $ in Thousands	Dec. 31, 2015	Dec. 31, 2014
Assets
Cash and due from banks	$ 21,119	$ 12,504
Cash and cash equivalents	21,119	12,504
Available-for-sale investment securities at fair value (amortized cost of $153,559 and $172,867)	152,379	172,202
Held-to-maturity investment securities (fair value of $68,431 and $60,099)	67,829	59,454
Total investments securities	220,208	231,656
Loans held for sale		617
Loans	481,758	455,603
Allowance for credit losses	(4,935)	(4,906)
Net loans	476,823	450,697
Restricted stock	3,447	2,587
Office property and equipment, net	6,806	7,668
Accrued interest receivable	2,410	2,253
Other real estate owned & other repossessed property	2,581	901
Bank owned life insurance (BOLI)	9,326	9,098
Core deposit intangible	66	82
Net deferred taxes	3,733	3,446
Other assets	2,299	1,821
Total assets	748,818	723,330
Liabilities
Non-interest-bearing deposits	125,581	102,107
Interest-bearing deposits:
NOW	185,973	205,816
Money market	137,555	143,483
Savings	72,660	66,634
Time	66,018	76,805
Brokered deposits	18,488	10,238
Total deposits	606,275	605,083
Federal Home Loan Bank of Pittsburgh (FHLBP) advances	30,000	20,000
Repurchase agreements	32,416	19,221
Junior subordinated debentures	9,279	9,279
Subordinated debt	9,750
Other borrowings	464	505
Total borrowings	81,909	49,005
Accrued interest payable	345	351
Other liabilities	4,801	4,983
Total liabilities	$ 693,330	$ 659,422
Commitments and Contingencies
Stockholders' Equity
Preferred stock, $10.00 par value; 1,000,000 shares authorized; $1,000 liquidation preference per share; 0 and 13,000 shares issued and outstanding, respectively		$ 13,000
Common stock, $1.00 par value; 10,000,000 shares authorized; 2,933,049 and 2,903,610 issued, respectively; 2,823,840 and 2,778,724 outstanding, respectively	$ 2,955	2,931
Treasury stock, at cost; 109,209 and 124,886 shares, respectively	(2,015)	(2,301)
Surplus	35,097	34,745
Retained earnings	21,436	17,132
Accumulated other comprehensive loss, net	(1,985)	(1,599)
Total stockholders' equity	55,488	63,908
Total liabilities and stockholders' equity	$ 748,818	$ 723,330