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Loans (Tables)
6 Months Ended
Jun. 30, 2015
Loans [Abstract]  
Total Loans And Leases Outstanding

 

 

 

 

 

 

 

 

 

 

(Dollars in thousands)

 

June 30, 2015

 

December 31, 2014

Residential mortgage

$

26,293 

$

25,993 

Commercial mortgage

 

287,983 

 

257,310 

Commercial:

 

 

 

 

Commercial term

 

79,563 

 

80,819 

Commercial construction

 

22,599 

 

35,534 

Consumer:

 

 

 

 

Home equity

 

50,389 

 

50,192 

Other

 

5,508 

 

5,755 

Total loans and leases

$

472,335 

$

455,603 

Less allowance for credit losses

 

(5,108)

 

(4,906)

Net loans and leases

$

467,227 

$

450,697 

 

Interest Income On Non-Accrual Loans

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

Three Months Ended June 30, 2015

Six Months Ended June 30, 2015

(Dollars in thousands)

December 31, 2014

June 30, 2015

Interest income that would have been recorded under original terms

Interest income recorded during the period

Net impact on interest income

Interest income that would have been recorded under original terms

Interest income recorded during the period

Net impact on interest income

Non-accrual loans:

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

Residential mortgage

$

2,458 

$

1,671 

$

24 

$

 -

$

24 

$

40 

$

 -

$

40 

Commercial mortgage

 

1,294 

 

1,251 

 

22 

 

 -

 

22 

 

43 

 

 -

 

43 

Commercial:

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

Commercial term

 

198 

 

193 

 

 

 -

 

 

 

 -

 

Commercial construction

 

2,043 

 

749 

 

86 

 

 -

 

86 

 

170 

 

 -

 

170 

Consumer:

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

Home equity

 

432 

 

431 

 

 

 -

 

 

12 

 

 -

 

12 

Other

 

94 

 

169 

 

 

 -

 

 

 

 -

 

Total non-accrual loans

$

6,519 

$

4,464 

$

143 

$

 -

$

143 

$

278 

$

 -

$

278 

Loans 90 days past due and accruing

 

334 

 

168 

 

 -

 

 -

 

 -

 

 

 

 -

Total non-performing loans

$

6,853 

$

4,632 

$

143 

$

 -

$

143 

$

283 

$

$

278 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

Three Months Ended June 30, 2014

Six Months Ended June 30, 2014

(Dollars in thousands)

 

 

June 30, 2014

Interest income that would have been recorded under original terms

Interest income recorded during the period

Net impact on interest income

Interest income that would have been recorded under original terms

Interest income recorded during the period

Net impact on interest income

Non-accrual loans:

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

Residential mortgage

 

 

$

1,734 

$

$

 -

$

$

24 

$

 -

$

24 

Commercial mortgage

 

 

 

192 

 

 

 -

 

 

 

 -

 

Commercial:

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

Commercial term

 

 

 

 -

 

 -

 

 -

 

 -

 

 -

 

 -

 

 -

Commercial construction

 

 

 

2,293 

 

86 

 

 -

 

86 

 

180 

 

 -

 

180 

Consumer:

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

Home equity

 

 

 

346 

 

 

 

 

14 

 

 

11 

Other

 

 

 

99 

 

 

 -

 

 

 

 -

 

Total non-accrual loans

 

 

$

4,664 

$

107 

$

$

105 

$

232 

$

$

229 

Loans 90 days past due and accruing

 

 

 

501 

 

 

 

 -

 

 

 

 -

Total non-performing loans

 

 

$

5,165 

$

111 

$

$

105 

$

239 

$

10 

$

229