Loans (Tables)

6 Months Ended

Jun. 30, 2014

Loans [Abstract]

Total Loans And Leases Outstanding

(Dollars in thousands)		June 30, 2014		December 31, 2013
Residential mortgage	$	25,337	$	24,677
Commercial mortgage		250,014		234,599
Commercial:
Commercial term		87,912		89,279
Commercial construction		22,842		19,117
Lease financing		1		2
Consumer:
Home equity		46,857		41,418
Other		6,059		6,262
Total loans and leases	$	439,022	$	415,354
Less allowance for credit losses		(4,887)		(4,623)
Net loans and leases	$	434,135	$	410,731

Interest Income On Non-Accrual Loans

					Three Months Ended June 30, 2014						Six Months Ended June 30, 2014
(Dollars in thousands)	December 31, 2013 Balances		June 30, 2014 Balances		Interest income that would have been recorded under original terms		Interest income recorded during the period		Net impact on interest income		Interest income that would have been recorded under original terms		Interest income recorded during the period		Net impact on interest income
Non-accrual loans:
Residential mortgage	$	2,250	$	1,734	$	8	$	-	$	8	$	24	$	-	$	24
Commercial mortgage		266		192		4		-		4		9		-		9
Commercial:
Commercial term		-		-		-		-		-		-		-		-
Commercial construction		2,554		2,293		86		-		86		180		-		180
Lease financing		-		-		-		-		-		-		-		-
Consumer:
Home Equity		434		346		7		2		5		14		3		11
Other		82		99		2		-		2		5		-		5
Total non-accrual loans	$	5,586	$	4,664	$	107	$	2	$	105	$	232	$	3	$	229
Loans 90 days past due and accruing		141		501
Total non-performing loans	$	5,727	$	5,165

			Three Months Ended June 30, 2013						Six Months Ended June 30, 2013
(Dollars in thousands)	June 30, 2013 Balances		Interest income that would have been recorded under original terms		Interest income recorded during the period		Net impact on interest income		Interest income that would have been recorded under original terms		Interest income recorded during the period		Net impact on interest income
Non-accrual loans:
Residential mortgage	$	2,265	$	17	$	-	$	17	$	35	$	-	$	35
Commercial mortgage		3,286		48		-		48		114		-		114
Commercial:
Commercial term		-		3		-		3		4		-		4
Commercial construction		4,326		90		-		90		212		-		212
Lease financing		-		-		-		-		1		-		1
Consumer:
Home Equity		60		2		-		2		3		-		3
Other		102		5		3		2		9		3		6
Total non-accrual loans	$	10,039	$	165	$	3	$	162	$	378	$	3	$	375
Loans 90 days past due and accruing		106
Total non-performing loans	$	10,145