Loan and Leases

6 Months Ended

Jun. 30, 2013

Loans And Leases [Abstract]

Loan And Leases

NOTE 4: LOANS AND LEASES

The following table sets forth information concerning the composition of total loans and leases outstanding, as of the dates indicated.

(Dollars in thousands)		June 30, 2013		December 31, 2012
Residential mortgage	$	24,788	$	25,835
Commercial mortgage		227,467		234,202
Commercial:
Commercial term		80,591		81,888
Commercial construction		14,330		12,247
Lease financing		4		67
Consumer:
Home equity		36,200		35,322
Other		6,410		6,937
Total loans and leases	$	389,790	$	396,498
Less allowance for credit losses		(6,690)		(6,838)
Net loans and leases	$	383,100	$	389,660

Included in the loan portfolio are loans for which DNB has ceased the accrual of interest (i.e. non-accrual loans). Loans of approximately $10.0 million and $9.6 million as of June 30, 2013 and December 31, 2012, respectively, were on a non-accrual basis. DNB also had loans of approximately $106,000 and $869,000 that were 90 days or more delinquent, but still accruing, as of June 30, 2013 and December 31, 2012, respectively. If contractual interest income had been recorded on non-accrual loans, interest would have been increased as shown in the following table:

		Six Months Ended
		June 30,
(Dollars in thousands)		2013		2012
Interest income which would have been recorded under original terms	$	378	$	224
Interest income recorded during the period		(3)		(56)
Net impact on interest income	$	375	$	168