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Proc-Type: 2001,MIC-CLEAR
Originator-Name: webmaster@www.sec.gov
Originator-Key-Asymmetric:
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 TWSM7vrzLADbmYQaionwg5sDW3P6oaM5D3tdezXMm7z1T+B+twIDAQAB
MIC-Info: RSA-MD5,RSA,
 RkgqwgyUduB2P06HQNuI4QqoD/a3ea8w949Fd0FQCFXPsX4mp3/EZO54fwXtVcbc
 ZUNnzHYQ51wrEtYltS7eCA==

<SEC-DOCUMENT>0000713671-03-000028.txt : 20030707
<SEC-HEADER>0000713671-03-000028.hdr.sgml : 20030704
<ACCEPTANCE-DATETIME>20030707163115
ACCESSION NUMBER:		0000713671-03-000028
CONFORMED SUBMISSION TYPE:	4
PUBLIC DOCUMENT COUNT:		1
CONFORMED PERIOD OF REPORT:	20030630
FILED AS OF DATE:		20030707

REPORTING-OWNER:	

	OWNER DATA:	
		COMPANY CONFORMED NAME:			BERGEY RICHARD L
		CENTRAL INDEX KEY:			0001208600

	FILING VALUES:
		FORM TYPE:		4
		SEC ACT:		1934 Act
		SEC FILE NUMBER:	000-16667
		FILM NUMBER:		03777172

	BUSINESS ADDRESS:	
		STREET 1:		C/O DNB FINANCIAL CORP
		STREET 2:		4 BRANDYWINE AVENUE
		CITY:			DOWNINGTOWN
		STATE:			PA
		ZIP:			19335
		BUSINESS PHONE:		6102691040

ISSUER:		

	COMPANY DATA:	
		COMPANY CONFORMED NAME:			DNB FINANCIAL CORP /PA/
		CENTRAL INDEX KEY:			0000713671
		STANDARD INDUSTRIAL CLASSIFICATION:	STATE COMMERCIAL BANKS [6022]
		IRS NUMBER:				232222567
		STATE OF INCORPORATION:			PA
		FISCAL YEAR END:			1231

	BUSINESS ADDRESS:	
		STREET 1:		4 BRANDYWINE AVE
		CITY:			DOWNINGTOWN
		STATE:			PA
		ZIP:			19335
		BUSINESS PHONE:		6102691040

	MAIL ADDRESS:	
		STREET 1:		4 BRANDYWINE AVENUE
		CITY:			DOWNINGTOWN
		STATE:			PA
		ZIP:			19335
</SEC-HEADER>
<DOCUMENT>
<TYPE>4
<SEQUENCE>1
<FILENAME>primary_doc.xml
<DESCRIPTION>PRIMARY DOCUMENT
<TEXT>
<XML>
<?xml version="1.0"?>

<ownershipDocument>

    <documentType>4</documentType>

    <periodOfReport>2003-06-30</periodOfReport>


    <notSubjectToSection16>1</notSubjectToSection16>

    <issuer>
        <issuerCik>0000713671</issuerCik>
        <issuerName>DNB FINANCIAL CORP /PA/</issuerName>
        <issuerTradingSymbol>dnbf.ob</issuerTradingSymbol>
    </issuer>

    <reportingOwner>
        <reportingOwnerId>
            <rptOwnerCik>0001208600</rptOwnerCik>
            <rptOwnerName>BERGEY RICHARD L</rptOwnerName>
        </reportingOwnerId>
        <reportingOwnerAddress>
            <rptOwnerStreet1>  </rptOwnerStreet1>
            <rptOwnerStreet2>  </rptOwnerStreet2>
            <rptOwnerCity>  </rptOwnerCity>
            <rptOwnerState>  </rptOwnerState>
            <rptOwnerZipCode>  </rptOwnerZipCode>
        </reportingOwnerAddress>
        <reportingOwnerRelationship>
            <isDirector>0</isDirector>
            <isOfficer>1</isOfficer>
            <isTenPercentOwner>0</isTenPercentOwner>
            <isOther>0</isOther>
            <officerTitle>SVP/ Lending</officerTitle>
        </reportingOwnerRelationship>
    </reportingOwner>


    <ownerSignature>
        <signatureName>/s/ Bruce E. Moroney for Richard L. Bergey</signatureName>
        <signatureDate>2003-07-07</signatureDate>
    </ownerSignature>

</ownershipDocument>

</XML>
</TEXT>
</DOCUMENT>
</SEC-DOCUMENT>
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