Note 18 - Regulatory Matters (Tables)

12 Months Ended

Dec. 31, 2017

Notes Tables

Schedule of Compliance with Regulatory Capital Requirements under Banking Regulations [Table Text Block]

											To Be Well-Capitalized
						For Capital					Under Prompt Corrective
(Dollars in thousands)	Actual					Adequacy Purposes					Action Provisions
December 31, 201 7	Amount		Ratio			Amount		Ratio			Amount		Ratio
Common Equity Tier 1 Risk-based Capital 1
Consolidated	$	196,919		16.56	%	$	53,500		4.50	%		N/A		N/A
United Bank*		165,488		14.05			53,004		4.50		$	76,561		6.50	%
Tier 1 Risk-based Capital 1
Consolidated	$	229,419		19.30	%	$	71,334		6.00	%		N/A		N/A
United Bank*		165,488		14.05			70,671		6.00		$	94,229		8.00	%
Total Risk-based Capital 1
Consolidated	$	239,234		20.12	%	$	95,112		8.00	%		N/A		N/A
United Bank*		175,271		14.88			94,229		8.00		$	117,786		10.00	%
Tier 1 Leverage Capital 2
Consolidated	$	229,419		13.75	%	$	66,763		4.00	%		N/A		N/A
United Bank*		165,488		10.13			65,365		4.00		$	81,706		5.00	%

											To Be Well-Capitalized
						For Capital					Under Prompt Corrective
(Dollars in thousands)	Actual					Adequacy Purposes					Action Provisions
December 31, 201 6	Amount		Ratio			Amount		Ratio			Amount		Ratio
Common Equity Tier 1 Risk-based Capital 1
Consolidated	$	187,474		16.43	%	$	51,349		4.50	%		N/A		N/A
Farmers Bank & Capital Trust Company*		64,016		16.53			17,425		4.50		$	25,170		6.50	%
United Bank & Trust Company*		58,180		15.54			16,848		4.50			24,337		6.50
First Citizens Bank*		28,324		13.56			9,401		4.50			13,580		6.50
Citizens Bank of Northern Kentucky, Inc.*		24,661		15.24			7,280		4.50			10,516		6.50
Tier 1 Risk-based Capital 1
Consolidated	$	219,974		19.28	%	$	68,466		6.00	%		N/A		N/A
Farmers Bank & Capital Trust Company*		64,016		16.53			23,234		6.00		$	30,978		8.00	%
United Bank & Trust Company*		58,180		15.54			22,465		6.00			29,953		8.00
First Citizens Bank*		28,324		13.56			12,535		6.00			16,714		8.00
Citizens Bank of Northern Kentucky, Inc.*		24,661		15.24			9,707		6.00			12,942		8.00
Total Risk-based Capital 1
Consolidated	$	229,318		20.10	%	$	91,288		8.00	%		N/A		N/A
Farmers Bank & Capital Trust Company*		66,720		17.23			30,978		8.00		$	38,723		10.00	%
United Bank & Trust Company*		61,680		16.47			29,953		8.00			37,441		10.00
First Citizens Bank*		29,590		14.16			16,714		8.00			20,892		10.00
Citizens Bank of Northern Kentucky, Inc.*		26,534		16.40			12,942		8.00			16,178		10.00
Tier 1 Leverage Capital 2
Consolidated	$	219,974		13.20	%	$	66,656		4.00	%		N/A		N/A
Farmers Bank & Capital Trust Company*		64,016		9.80			26,121		4.00		$	32,651		5.00	%
United Bank & Trust Company*		58,180		12.38			18,798		4.00			23,497		5.00
First Citizens Bank*		28,324		9.76			11,606		4.00			14,507		5.00
Citizens Bank of Northern Kentucky, Inc.*		24,661		10.68			9,234		4.00			11,543		5.00