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Note 7 - Loans and Allowance for Loan Losses (Tables)
 3 Months Ended
Mar. 31, 2017
Notes Tables  
Schedule of Accounts, Notes, Loans and Financing Receivable [Table Text Block]
(In thousands)
  
March 31,
2017
    
December 31,
2016
  
                 
Real Estate
 
 
 
 
 
 
 
 
Real estate mortgage – construction and land development
   $
121,021
     $
120,230
  
Real estate mortgage – residential
   
343,992
      
350,295
  
Real estate mortgage – farmland and other commercial enterprises
    
421,912
      
400,367
  
Commercial
 
 
 
 
 
 
 
 
Commercial and industrial
    
55,320
      
48,607
  
States and political subdivisions
    
18,384
      
18,933
  
Other
    
20,724
      
23,308
  
Consumer
 
 
 
 
 
 
 
 
Secured
    
4,354
      
4,554
  
Unsecured
    
4,126
      
4,681
  
Total loans
    
989,833
      
970,975
  
Less unearned income
    
-
      
-
  
Total loans, net of unearned income
  $
989,833
     $
970,975
  
Allowance for Credit Losses on Financing Receivables [Table Text Block]
Three months ended March 31, 2017
(In thousands)
  
Real Estate
    
Commercial
    
Consumer
    
Total
  
                                 
Balance, beginning of period
   $
8,205
     $
854
     $
285
     $
9,344
  
Provision for loan losses
    
396
      
(7
 )    
191
      
580
  
Recoveries
    
17
      
49
      
11
      
77
  
Loans charged off
    
(434
 )    
(32
 )    
(28
 )    
(494
 )
Balance, end of period
   $
8,184
     $
864
     $
459
     $
9,507
  
Three months ended March 31, 2016
(In thousands)
  
Real Estate
    
Commercial
    
Consumer
    
Total
  
                                 
Balance, beginning of period
   $
9,173
     $
820
     $
322
     $
10,315
  
Provision for loan losses
    
(453
 )    
(6
 )    
(14
 )    
(473
 )
Recoveries
    
52
      
36
      
32
      
120
  
Loans charged off
    
(63
 )    
(11
 )    
(60
 )    
(134
 )
Balance, end of period
   $
8,709
     $
839
     $
280
     $
9,828
  
Impaired Financing Receivables [Table Text Block]

March 31, 2017 (In thousands)
  
Unpaid
Principal
Balance
    
Recorded
Investment With No Allowance
    
Recorded
Investment With Allowance
    
Total Recorded Investment
    
Allowance for
Loan Losses
Allocated
  
Real Estate
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
Real estate mortgage – construction and land
development
   $
8,092
     $
2,251
     $
3,793
     $
6,044
     $
731
  
Real estate mortgage – residential
    
9,714
      
3,862
      
5,826
      
9,688
      
1,499
  
Real estate mortgage – farmland and other commercial enterprises
    
23,271
      
8,468
      
14,697
      
23,165
      
337
  
Commercial
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
Commercial and industrial
    
496
      
-
      
498
      
498
      
252
  
Consumer
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
Unsecured
    
334
      
-
      
337
      
337
      
334
  
Total
   $
41,907
     $
14,581
     $
25,151
     $
39,732
     $
3,153
  

December 31, 2016 (In thousands)
  
Unpaid
Principal
Balance
    
Recorded
Investment With No Allowance
    
Recorded
Investment With Allowance
    
Total Recorded Investment
    
Allowance for
Loan Losses
Allocated
  
Real Estate
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
Real estate mortgage – construction and land development
   $
9,076
     $
2,599
     $
3,800
     $
6,399
     $
759
  
Real estate mortgage – residential
    
9,930
      
4,388
      
5,590
      
9,978
      
1,503
  
Real estate mortgage – farmland and other commercial enterprises
    
25,045
      
9,699
      
15,235
      
24,934
      
304
  
Commercial
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
Commercial and industrial
    
435
      
20
      
418
      
438
      
236
  
Consumer
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
Unsecured
    
146
      
-
      
146
      
146
      
146
  
Total
   $
44,632
     $
16,706
     $
25,189
     $
41,895
     $
2,948
  
Three Months Ended March 31, 2017 (In thousands)
  
Average
    
Interest Income Recognized
    
Cash Basis Interest Recognized
  
Real Estate
 
 
 
 
 
 
 
 
 
 
 
 
Real estate mortgage – construction and land development
   $
6,247
     $
76
     $
52
  
Real estate mortgage – residential
    
9,702
      
118
      
117
  
Real estate mortgage – farmland and other commercial enterprises
    
24,089
      
302
      
291
  
Commercial
 
 
 
 
 
 
 
 
 
 
 
 
Commercial and industrial
    
499
      
7
      
6
  
Consumer
 
 
 
 
 
 
 
 
 
 
 
 
Unsecured
    
335
      
5
      
2
  
Total
   $
40,872
     $
508
     $
468
  
Three Months Ended March 31, 2016 (In thousands)
  
Average
    
Interest Income Recognized
    
Cash Basis Interest Recognized
  
Real Estate
 
 
 
 
 
 
 
 
 
 
 
 
Real estate mortgage – construction and land development
   $
8,292
     $
47
     $
47
  
Real estate mortgage – residential
    
9,035
      
103
      
99
  
Real estate mortgage – farmland and other commercial enterprises
    
23,791
      
269
      
263
  
Commercial
 
 
 
 
 
 
 
 
 
 
 
 
Commercial and industrial
    
420
      
4
      
4
  
Consumer
 
 
 
 
 
 
 
 
 
 
 
 
Unsecured
    
156
      
2
      
1
  
Total
   $
41,694
     $
425
     $
414
  
Loans and ALL Disaggregated Impairment Method [Table Text Block]
March 31, 2017 (In thousands)
  
Real Estate
    
Commercial
    
Consumer
    
Total
  
Allowance for Loan Losses
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
Ending allowance balance attributable to loans:
                                
Individually evaluated for impairment
   $
2,567
     $
252
     $
334
     $
3,153
  
Collectively evaluated for impairment
    
5,617
      
612
      
125
      
6,354
  
Total ending allowance balance
   $
8,184
     $
864
     $
459
     $
9,507
  
                                 
Loans
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
Loans individually evaluated for impairment
   $
38,897
     $
498
     $
337
     $
39,732
  
Loans collectively evaluated for impairment
    
848,028
      
93,930
      
8,143
      
950,101
  
Total ending loan balance, net of unearned income
   $
886,925
     $
94,428
     $
8,480
     $
989,833
  
December 31, 2016 (In thousands)
  
Real Estate
    
Commercial
    
Consumer
    
Total
  
Allowance for Loan Losses
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
Ending allowance balance attributable to loans:
                                
Individually evaluated for impairment
   $
2,566
     $
236
     $
146
     $
2,948
  
Collectively evaluated for impairment
    
5,639
      
618
      
139
      
6,396
  
Total ending allowance balance
   $
8,205
     $
854
     $
285
     $
9,344
  
                                 
Loans
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
Loans individually evaluated for impairment
   $
41,311
     $
438
     $
146
     $
41,895
  
Loans collectively evaluated for impairment
    
829,581
      
90,410
      
9,089
      
929,080
  
Total ending loan balance, net of unearned income
   $
870,892
     $
90,848
     $
9,235
     $
970,975
  
Non-performing Loans Including TDR's [Table Text Block]
March 31, 2017 (In thousands)
  
Nonaccrual
    
Restructured Loans
    
Loans Past Due 90 Days or More and Still Accruing
  
Real Estate
 
 
 
 
 
 
 
 
 
 
 
 
Real estate mortgage – construction and land development
   $
475
     $
3,627
     $
-
  
Real estate mortgage – residential
    
2,343
      
3,774
      
3
  
Real estate mortgage – farmland and other commercial enterprises
    
2,361
      
14,641
      
-
  
Commercial
 
 
 
 
 
 
 
 
 
 
 
 
Commercial and industrial
    
-
      
376
      
-
  
Consumer
 
 
 
 
 
 
 
 
 
 
 
 
Secured
    
1
      
-
      
-
  
Unsecured
    
2
      
133
      
-
  
Total
   $
5,182
     $
22,551
     $
3
  
December 31, 2016 (In thousands)
  
Nonaccrual
    
Restructured Loans
    
Loans Past Due 90 Days or More and Still Accruing
  
Real Estate
 
 
 
 
 
 
 
 
 
 
 
 
Real estate mortgage – construction and land development
   $
712
     $
3,637
     $
-
  
Real estate mortgage – residential
    
2,316
      
4,006
      
-
  
Real estate mortgage – farmland and other commercial enterprises
    
3,383
      
14,787
      
-
  
Commercial
 
 
 
 
 
 
 
 
 
 
 
 
Commercial and industrial
    
-
      
377
      
-
  
Consumer
 
 
 
 
 
 
 
 
 
 
 
 
Secured
    
4
      
-
      
-
  
Unsecured
    
8
      
135
      
-
  
Total
   $
6,423
     $
22,942
     $
-
  
Past Due Financing Receivables [Table Text Block]
March 31, 2017 (In thousands)
  
30-89
Days
Past Due
    
90 Days
or More
Past Due
    
Total
   
Current
    
Total Loans
  
Real Estate
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
Real estate mortgage – construction and land development
   $
16
     $
314
     $
330
     $
120,691
     $
121,021
  
Real estate mortgage – residential
    
1,441
      
774
      
2,215
      
341,777
      
343,992
  
Real estate mortgage – farmland and other commercial enterprises
    
-
      
1,517
      
1,517
      
420,395
      
421,912
  
Commercial
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
Commercial and industrial
    
127
      
-
      
127
      
55,193
      
55,320
  
States and political subdivisions
    
-
      
-
      
-
      
18,384
      
18,384
  
Other
    
102
      
-
      
102
      
20,622
      
20,724
  
Consumer
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
Secured
    
-
      
1
      
1
      
4,353
      
4,354
  
Unsecured
    
184
      
2
      
186
      
3,940
      
4,126
  
Total
   $
1,870
     $
2,608
     $
4,478
     $
985,355
     $
989,833
  
December 31, 2016 (In thousands)
  
30-89 Days
Past Due
    
90 Days
or More
Past Due
    
Total
   
Current
    
Total Loans
  
Real Estate
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
Real estate mortgage – construction and land development
   $
393
     $
227
     $
620
     $
119,610
     $
120,230
  
Real estate mortgage – residential
    
1,935
      
798
      
2,733
      
347,562
      
350,295
  
Real estate mortgage – farmland and other commercial enterprises
    
-
      
2,483
      
2,483
      
397,884
      
400,367
  
Commercial
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
Commercial and industrial
    
-
      
-
      
-
      
48,607
      
48,607
  
States and political subdivisions
    
-
      
-
      
-
      
18,933
      
18,933
  
Other
    
24
      
-
      
24
      
23,284
      
23,308
  
Consumer
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
Secured
    
13
      
-
      
13
      
4,541
      
4,554
  
Unsecured
    
30
      
8
      
38
      
4,643
      
4,681
  
Total
   $
2,395
     $
3,516
     $
5,911
     $
965,064
     $
970,975
  
Financing Receivable Credit Quality Indicators [Table Text Block]
   
Real Estate
    
Commercial
  
March 31, 2017

(In thousands)
  
Real Estate Mortgage – Construction and Land Development
    
Real Estate Mortgage – Residential
    
Real Estate Mortgage –Farmland and Other Commercial Enterprises
    
Commercial and Industrial
    
States and Political Subdivisions
    
Other
  
Credit risk profile by internally assigned rating grades
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
Pass
   $
114,397
     $
318,555
     $
388,228
     $
53,943
     $
18,384
     $
20,701
  
Special Mention
    
523
      
10,980
      
19,020
      
744
  
 
 
-
 
    
23
  
Substandard
    
6,101
      
14,457
      
14,664
      
633
  
 
 
-
 
    
-
  
Doubtful
    
-
      
-
      
-
      
-
  
 
 
-
 
 
 
-
 
Total
   $
121,021
     $
343,992
     $
421,912
     $
55,320
     $
18,384
     $
20,724
  
   
Real Estate
    
Commercial
  
December 31, 2016
(In thousands)
  
Real Estate Mortgage –Construction and Land Development
    
Real Estate Mortgage –Residential
    
Real Estate Mortgage –Farmland and Other Commercial Enterprises
    
Commercial and Industrial
    
States and Political Subdivisions
    
Other
  
Credit risk profile by internally assigned rating grades
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
Pass
   $
112,435
     $
323,300
     $
363,448
     $
47,254
     $
18,933
     $
23,308
  
Special Mention
    
1,413
      
12,147
      
21,088
      
764
      
-
      
-
  
Substandard
    
6,382
      
14,806
      
15,831
      
589
      
-
      
-
  
Doubtful
    
-
      
42
      
-
      
-
      
-
      
-
  
Total
   $
120,230
     $
350,295
     $
400,367
     $
48,607
     $
18,933
     $
23,308
  
Risk Category of Loans by Class-Consumer [Table Text Block]
   
March 31, 2017
    
December 31, 2016
  
   
Consumer
    
Consumer
  
(In thousands)
  
Secured
    
Unsecured
    
Secured
    
Unsecured
  
Credit risk profile based on payment activity
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
Performing
   $
4,353
     $
3,991
     $
4,550
     $
4,538
  
Nonperforming
    
1
      
135
      
4
      
143
  
Total
   $
4,354
     $
4,126
     $
4,554
     $
4,681