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Note 4 - Loans and Allowance for Loan Losses (Tables)
 12 Months Ended
Dec. 31, 2016
Notes Tables  
Schedule of Accounts, Notes, Loans and Financing Receivable [Table Text Block]
December 31, (In thousands)
  
2016
    
2015
  
Real Estate
 
 
 
 
 
 
 
 
Real estate mortgage – construction and land development
   $
120,230
     $
115,516
  
Real estate mortgage – residential
    
350,295
      
355,134
  
Real estate mortgage – farmland and other commercial enterprises
    
400,367
      
386,386
  
Commercial
 
 
 
 
 
 
 
 
Commercial and industrial
    
48,607
      
48,379
  
States and political subdivisions
    
18,933
      
17,643
  
Other
    
23,308
      
23,798
  
Consumer
 
 
 
 
 
 
 
 
Secured
    
4,554
      
6,665
  
Unsecured
    
4,681
      
5,754
  
Total loans
    
970,975
      
959,275
  
Less unearned income
    
-
      
-
  
Total loans, net of unearned income
   $
970,975
     $
959,275
  
Schedule of Related Party Transactions [Table Text Block]
(In thousands)
Years Ended December 31,
  
2016
    
2015
    
2014
  
Legal fees
   $
257
     $
221
     $
212
  
Commissions and fees related to the sale of repossessed commercial real estate and property management
    
-
      
9
      
10
  
Insurance premiums/commissions
    
-
      
1
      
8
  
Other
    
2
      
5
      
9
  
Total
   $
259
     $
236
     $
239
  
Allowance for Credit Losses on Financing Receivables [Table Text Block]
(In thousands)
  
Real Estate
    
Commercial
    
Consumer
    
Total
  
2016
                                
Balance at beginning of period
   $
9,173
     $
820
     $
322
     $
10,315
  
Provision for loan losses
    
(702
 )    
50
      
8
      
(644
 )
Recoveries
    
141
      
203
      
69
      
413
  
Loans charged off
    
(407
 )    
(219
 )    
(114
 )    
(740
 )
Balance at end of period
   $
8,205
     $
854
     $
285
     $
9,344
  
2015
                                
Balance at beginning of period
   $
12,542
     $
1,153
     $
273
     $
13,968
  
Provision for loan losses
    
(3,099
 )    
(449
 )    
119
      
(3,429
 )
Recoveries
    
463
      
210
      
112
      
785
  
Loans charged off
    
(733
 )    
(94
 )    
(182
 )    
(1,009
 )
Balance at end of period
   $
9,173
     $
820
     $
322
     $
10,315
  
2014
                                
Balance at beginning of period
   $
18,716
     $
1,409
     $
452
     $
20,577
  
Provision for loan losses
    
(4,922
 )    
620
      
(62
 )    
(4,364
 )
Recoveries
    
624
      
786
      
97
      
1,507
  
Loans charged off
    
(1,876
 )    
(1,662
 )    
(214
 )    
(3,752
 )
Balance at end of period
   $
12,542
     $
1,153
     $
273
     $
13,968
  
Impaired Financing Receivables [Table Text Block]
As of and for the Year
Ended December 31,
2016
(In thousands)
  
Unpaid
Principal
Balance
    
Recorded
Investment
With No
Allowance
    
Recorded
Investment
With Allowance
    
Total
Recorded
Investment
    
Allowance
for
Loan Losses
Allocated
    
Average
    
Interest
Income
Recognized
    
Cash Basis
Interest
Recognized
  
Real Estate
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
Real estate mortgage – construction and land development
   $
9,076
     $
2,599
     $
3,800
     $
6,399
     $
759
     $
7,706
     $
310
     $
298
  
Real estate mortgage – residential
    
9,930
      
4,388
      
5,590
      
9,978
      
1,503
      
9,146
      
491
      
465
  
Real estate mortgage – farmland and other commercial enterprises
    
25,045
      
9,699
      
15,235
      
24,934
      
304
      
25,557
      
1,197
      
1,153
  
Commercial
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
Commercial and industrial
    
435
      
20
      
418
      
438
      
236
      
419
      
23
      
21
  
Consumer
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
Unsecured
    
146
      
-
      
146
      
146
      
146
      
151
      
7
      
6
  
Total
   $
44,632
     $
16,706
     $
25,189
     $
41,895
     $
2,948
     $
42,979
     $
2,028
     $
1,943
  
As of and for the Year
Ended December 31, 2015
(In thousands)
  
Unpaid
Principal
Balance
    
Recorded
Investment With No Allowance
    
Recorded
Investment With Allowance
    
Total Recorded Investment
    
Allowance for
Loan Losses
Allocated
    
Average
    
Interest Income Recognized
    
Cash Basis Interest Recognized
  
Real Estate
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
Real estate mortgage – construction and land development
   $
9,932
     $
3,875
     $
3,372
     $
7,247
     $
556
     $
9,409
     $
343
     $
337
  
Real estate mortgage – residential
    
8,655
      
2,502
      
6,024
      
8,526
      
1,278
      
9,810
      
448
      
438
  
Real estate mortgage – farmland and other commercial enterprises
    
20,980
      
4,149
      
16,703
      
20,852
      
681
      
22,439
      
890
      
887
  
Commercial
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
Commercial and industrial
    
399
      
-
      
400
      
400
      
223
      
523
      
16
      
16
  
Consumer
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
Unsecured
    
156
      
-
      
157
      
157
      
156
      
127
      
6
      
6
  
Total
   $
40,122
     $
10,526
     $
26,656
     $
37,182
     $
2,894
     $
42,308
     $
1,703
     $
1,684
  
Year Ended December 31, 2014
(In thousands)
  
Average
    
Interest
Income
Recognized
    
Cash Basis
Interest
Recognized
  
Real Estate
 
 
 
 
 
 
 
 
 
 
 
 
Real estate mortgage – construction and land development
   $
13,557
     $
424
     $
423
  
Real estate mortgage – residential
    
11,254
      
550
      
535
  
Real estate mortgage – farmland and other commercial enterprises
    
28,711
      
1,088
      
1,070
  
Commercial
 
 
 
 
 
 
 
 
 
 
 
 
Commercial and industrial
    
255
      
6
      
5
  
Consumer
 
 
 
 
 
 
 
 
 
 
 
 
Secured
    
6
      
-
      
-
  
Unsecured
    
54
      
4
      
4
  
Total
   $
53,837
     $
2,072
     $
2,037
  
Loans and ALL Disaggregated Impairment Method [Table Text Block]
December 31, 2016 (In thousands)
  
Real Estate
    
Commercial
    
Consumer
    
Total
  
Allowance for Loan Losses
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
Ending allowance balance attributable to loans:
                                
Individually evaluated for impairment
   $
2,566
     $
236
     $
146
     $
2,948
  
Collectively evaluated for impairment
    
5,639
      
618
      
139
      
6,396
  
Total ending allowance balance
   $
8,205
     $
854
     $
285
     $
9,344
  
                                 
Loans
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
Loans individually evaluated for impairment
   $
41,311
     $
438
     $
146
     $
41,895
  
Loans collectively evaluated for impairment
    
829,581
      
90,410
      
9,089
      
929,080
  
Total ending loan balance, net of unearned income
   $
870,892
     $
90,848
     $
9,235
     $
970,975
  
December 31, 2015 (In thousands)
  
Real Estate
    
Commercial
    
Consumer
    
Total
  
Allowance for Loan Losses
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
Ending allowance balance attributable to loans:
                                
Individually evaluated for impairment
   $
2,515
     $
223
     $
156
     $
2,894
  
Collectively evaluated for impairment
    
6,658
      
597
      
166
      
7,421
  
Total ending allowance balance
   $
9,173
     $
820
     $
322
     $
10,315
  
                                 
Loans
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
Loans individually evaluated for impairment
   $
36,625
     $
400
     $
157
     $
37,182
  
Loans collectively evaluated for impairment
    
820,411
      
89,420
      
12,262
      
922,093
  
Total ending loan balance, net of unearned income
   $
857,036
     $
89,820
     $
12,419
     $
959,275
  
Non-performing Loans Including TDR's [Table Text Block]
December 31, 2016 (In thousands)
  
Nonaccrual
    
Restructured
Loans
    
Loans Past
Due 90 Days
or More and
Still Accruing
  
Real Estate
 
 
 
 
 
 
 
 
 
 
 
 
Real estate mortgage – construction and land development
   $
712
     $
3,637
     $
-
  
Real estate mortgage – residential
    
2,316
      
4,006
      
-
  
Real estate mortgage – farmland and other commercial enterprises
    
3,383
      
14,787
      
-
  
Commercial
 
 
 
 
 
 
 
 
 
 
 
 
Commercial and industrial
    
-
      
377
      
-
  
Consumer
 
 
 
 
 
 
 
 
 
 
 
 
Secured
    
4
      
-
      
-
  
Unsecured
    
8
      
135
      
-
  
Total
   $
6,423
     $
22,942
     $
-
  
December 31, 2015 (In thousands)
  
Nonaccrual
    
Restructured Loans
    
Loans Past
Due 90 Days
or More and
Still Accruing
  
Real Estate
 
 
 
 
 
 
 
 
 
 
 
 
Real estate mortgage – construction and land development
   $
1,567
     $
3,674
     $
-
  
Real estate mortgage – residential
    
2,485
      
4,127
      
-
  
Real estate mortgage – farmland and other commercial enterprises
    
4,266
      
15,503
      
-
  
Commercial
 
 
 
 
 
 
 
 
 
 
 
 
Commercial and industrial
    
44
      
384
      
-
  
Other
    
8
      
-
      
-
  
Consumer
 
 
 
 
 
 
 
 
 
 
 
 
Secured
    
10
      
-
      
 
  
Unsecured
    
-
      
143
      
-
  
Total
   $
8,380
     $
23,831
     $
-
  
Troubled Debt Restructurings on Financing Receivables [Table Text Block]
(Dollars in thousands)


Troubled Debt Restructurings:
  
Number
of Loans
    
Pre-Modification
Outstanding
Recorded
Investment
    
Post-Modification
Outstanding
Recorded
Investment
  
2015
 
 
 
 
 
 
 
 
 
 
 
 
Commercial:
                        
Commercial and industrial
    
2
     $
388
     $
388
  
Consumer:
                        
Secured
    
1
      
145
      
145
  
Total
    
3
     $
533
     $
533
  
Past Due Financing Receivables [Table Text Block]
December 31, 2016 (In thousands)
  
30-89
Days
Past Due
    
90 Days
or
More
Past Due
    
Total
   
Current
    
Total
Loans
    
Loans Past
Due 90
Days or
More and
Still
Accruing
    
Nonaccrual
Loans
  
Real Estate
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
Real estate mortgage – construction and land development
   $
393
     $
227
     $
620
     $
119,610
     $
120,230
     $
-
     $
712
  
Real estate mortgage – residential
    
1,935
      
798
      
2,733
      
347,562
      
350,295
      
-
      
2,316
  
Real estate mortgage – farmland and other commercial enterprises
    
-
      
2,483
      
2,483
      
397,884
      
400,367
      
-
      
3,383
  
Commercial
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
Commercial and industrial
    
-
      
-
      
-
      
48,607
      
48,607
      
-
      
-
  
States and political subdivisions
    
-
      
-
      
-
      
18,933
      
18,933
      
-
      
-
  
Other
    
24
      
-
      
24
      
23,284
      
23,308
      
-
      
-
  
Consumer
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
Secured
    
13
      
-
      
13
      
4,541
      
4,554
      
-
      
4
  
Unsecured
    
30
      
8
      
38
      
4,643
      
4,681
      
-
      
8
  
Total
   $
2,395
     $
3,516
     $
5,911
     $
965,064
     $
970,975
     $
-
     $
6,423
  
December 31, 2015 (In thousands)
  
30-89
Days
Past Due
    
90 Days
or More
Past Due
    
Total
   
Current
    
Total
Loans
    
Loans Past
Due 90
Days or
More and
Still
Accruing
    
Nonaccrual
Loans
  
Real Estate
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
Real estate mortgage – construction and land development
   $
-
     $
227
     $
227
     $
115,289
     $
115,516
     $
-
     $
1,567
  
Real estate mortgage – residential
    
421
      
1,448
      
1,869
      
353,265
      
355,134
      
-
      
2,485
  
Real estate mortgage – farmland and other commercial enterprises
    
42
      
2,376
      
2,418
      
383,968
      
386,386
      
-
      
4,266
  
Commercial
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
Commercial and industrial
    
42
      
43
      
85
      
48,294
      
48,379
      
-
      
44
  
States and political subdivisions
    
-
      
-
      
-
      
17,643
      
17,643
      
-
      
-
  
Other
    
39
      
-
      
39
      
23,759
      
23,798
      
-
      
8
  
Consumer
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
Secured
    
9
      
1
      
10
      
6,655
      
6,665
      
-
      
10
  
Unsecured
    
18
      
-
      
18
      
5,736
      
5,754
      
-
      
-
  
Total
   $
571
     $
4,095
     $
4,666
     $
954,609
     $
959,275
     $
-
     $
8,380
  
Financing Receivable Credit Quality Indicators [Table Text Block]
   
Real Estate
    
Commercial
  
December 31, 2016

(In thousands)
  
Real Estate
Mortgage –
Construction
and Land
Development
    
Real Estate
Mortgage –
Residential
    
Real Estate
Mortgage –
Farmland
and Other
Commercial
Enterprises
    
Commercial
and
Industrial
    
States and
Political
Subdivisions
    
Other
  
Credit risk profile by internally assigned rating grades
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
Pass
   $
112,435
     $
323,300
     $
363,448
     $
47,254
     $
18,933
     $
23,308
  
Special Mention
    
1,413
      
12,147
      
21,088
      
764
      
-
      
-
  
Substandard
    
6,382
      
14,806
      
15,831
      
589
      
-
      
-
  
Doubtful
    
-
      
42
      
-
      
-
      
-
      
-
  
Total
   $
120,230
     $
350,295
     $
400,367
     $
48,607
     $
18,933
     $
23,308
  
   
Real Estate
    
Commercial
  
December 31, 2015
(In thousands)
  
Real Estate
Mortgage –
Construction
and Land
Development
    
Real Estate
Mortgage –
Residential
    
Real Estate
Mortgage –
Farmland
and Other
Commercial
Enterprises
    
Commercial
and
Industrial
    
States and
Political
Subdivisions
    
Other
  
Credit risk profile by internally assigned rating grades
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
Pass
   $
104,383
     $
324,333
     $
343,894
     $
46,934
     $
17,643
     $
23,777
  
Special Mention
    
1,651
      
16,225
      
22,859
      
937
      
-
      
-
  
Substandard
    
9,482
      
14,576
      
19,633
      
508
      
-
      
21
  
Doubtful
    
-
      
-
      
-
      
-
      
-
      
-
  
Total
   $
115,516
     $
355,134
     $
386,386
     $
48,379
     $
17,643
     $
23,798
  
Risk Category of Loans by Class-Consumer [Table Text Block]
   
December 31, 2016
    
December 31, 2015
  
   
Consumer
    
Consumer
  
(In thousands)
  
Secured
    
Unsecured
    
Secured
    
Unsecured
  
Credit risk profile based on payment activity
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
Performing
   $
4,550
     $
4,538
     $
6,655
     $
5,611
  
Nonperforming
    
4
      
143
      
10
      
143
  
Total
   $
4,554
     $
4,681
     $
6,665
     $
5,754
  
Loans to Related Parties Made in Ordinary Course of Business [Member]  
Notes Tables  
Schedule of Related Party Transactions [Table Text Block]
(In thousands)
  
Amount
  
Balance at December 31, 2015
   $
18,540
  
New loans
    
5,067
  
Repayments
    
(9,008
 )
Loans no longer meeting disclosure requirements, new loans meeting disclosure requirements, and other adjustments, net
    
(1,100
 )
Balance at December 31, 2016
   $
13,499