Consolidated Balance Sheets - USD ($) $ in Thousands	Dec. 31, 2016	Dec. 31, 2015
Cash and cash equivalents:
Cash and due from banks	$ 25,666	$ 28,392
Interest bearing deposits in other banks	62,696	74,758
Federal funds sold and securities purchased under agreements to resell	6,622	6,343
Money market mutual funds	18,550	11,000
Total cash and cash equivalents	113,534	120,493
Investment securities:
Available for sale, amortized cost of $486,038 (2016) and $577,248 (2015)	480,864	582,202
Held to maturity, fair value of $3,597 (2016) and $3,809 (2015)	3,488	3,611
Total investment securities	484,352	585,813
Loans, net of unearned income	970,975	959,275
Allowance for loan losses	(9,344)	(10,315)
Loans, net	961,631	948,960
Premises and equipment, net	31,900	33,112
Company-owned life insurance	30,914	30,269
Other Real Estate Owned	10,673	21,843
Other assets	38,026	35,460
Total assets	1,671,030	1,775,950
Deposits:
Noninterest Bearing	334,676	313,969
Interest bearing	1,035,231	1,055,025
Total deposits	1,369,907	1,368,994
Federal funds purchased and short-term securities sold under agreements to repurchase	35,085	34,353
Securities sold under agreements to repurchase and other long-term borrowings	19,931	120,280
Subordinated notes payable	33,506	48,970
Dividends payable, common stock	751
Other liabilities	27,784	27,655
Total liabilities	1,486,964	1,600,252
Commitments and contingencies (Notes 15 and 17)
Shareholders’ Equity
Common stock, par value $.125 per share; 14,608,000 shares authorized; 7,509,444 and 7,499,748 shares issued and outstanding at December 31, 2016 and 2015, respectively	939	937
Capital surplus	51,885	51,608
Retained earnings	134,650	120,371
Accumulated other comprehensive (loss) income	(3,408)	2,782
Total shareholders’ equity	184,066	175,698
Total liabilities and shareholders’ equity	$ 1,671,030	$ 1,775,950