Note 11 - Regulatory Matters (Tables)

9 Months Ended

Sep. 30, 2016

Notes Tables

Schedule of Compliance with Regulatory Capital Requirements under Banking Regulations [Table Text Block]

	September 30, 2016												December 31, 2015
	Common Equity Tier  1 Risk- based  Capital 1			Tier 1 Risk- based Capital 1			Total Risk- based Capital 1			Tier 1 Leverage 2			Common Equity Tier  1 Risk- based Capital 1			Tier 1 Risk- based Capital 1			Total Risk- based Capital 1			Tier 1 Leverage 2
Consolidated		16.65	%		19.57	%		20.39	%		12.44	%		14.91	%		19.00	%		19.89	%		12.46	%
Farmers Bank		17.12			17.12			17.84			9.53			15.57			15.57			16.35			9.20
United Bank		17.54			17.54			18.51			12.46			18.67			18.67			19.68			12.89
First Citizens		14.73			14.73			15.32			10.08			13.55			13.55			14.17			9.20
Citizens Northern		15.37			15.37			16.43			10.43			14.42			14.42			15.67			10.79
Regulatory minimum		4.50			6.00			8.00			4.00			4.50			6.00			8.00			4.00
Well-capitalized status		6.50			8.00			10.00			5.00			6.50			8.00			10.00			5.00