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Unaudited Condensed Consolidated Statements of Income (USD $)
In Thousands, except Per Share data, unless otherwise specified
3 Months Ended
Mar. 31, 2014
Mar. 31, 2013
Interest Income    
Interest and fees on loans $ 12,642 $ 13,531
Interest on investment securities:    
Taxable 3,080 2,562
Nontaxable 624 614
Interest on deposits in other banks 27 34
Interest on federal funds sold and securities purchased under agreements to resell 1 1
Total interest income 16,374 16,742
Interest Expense    
Interest on deposits 1,203 1,663
Interest on federal funds purchased and other short-term borrowings 19 19
Interest on securities sold under agreements to repurchase and other long-term borrowings 1,264 1,267
Interest on subordinated notes payable to unconsolidated trusts 209 217
Total interest expense 2,695 3,166
Net interest income 13,679 13,576
Provision for loan losses 132 (632)
Net interest income after provision for loan losses 13,547 14,208
Noninterest Income    
Service charges and fees on deposits 1,916 1,960
Allotment processing fees 1,245 1,266
Other service charges, commissions, and fees 1,235 1,192
Trust income 545 484
Investment securities gains, net 9 0
Gains on sale of mortgage loans, net 97 339
Income from company-owned life insurance 246 240
Other 80 (70)
Total noninterest income 5,373 5,411
Noninterest Expense    
Salaries and employee benefits 7,351 7,324
Occupancy expenses, net 1,282 1,166
Equipment expenses 594 562
Data processing and communication expenses 1,005 1,098
Bank franchise tax 612 590
Amortization of intangibles 101 135
Deposit insurance expense 440 642
Other real estate expenses, net 1,064 892
Other 1,981 2,100
Total noninterest expense 14,430 14,509
Income before income taxes 4,490 5,110
Income tax expense 1,120 1,318
Net income 3,370 3,792
Less preferred stock dividends and discount accretion 537 485
Net income available to common shareholders $ 2,833 $ 3,307
Per Common Share    
Net income – basic and diluted (in Dollars per share) $ 0.38 $ 0.44
Cash dividends declared (in Dollars per share) $ 0 $ 0
Weighted Average Common Shares Outstanding    
Basic and diluted (in Shares) 7,479 7,470