Three Months Ended

March 31,

(In thousands, except per share data)

2014

2013

Net income, basic and diluted

$

3,370

$

3,792

Less preferred stock dividends and discount accretion

537

485

Net income available to common shareholders, basic and diluted

$

2,833

$

3,307

Average common shares issued and outstanding, basic and diluted

7,479

7,470

Net income per common share, basic and diluted

$

.38

$

.44