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Note 11 - Regulatory Matters (Detail) - Regulatory Ratios Of The Consolidated Company And Its Subsidiary Banks
Mar. 31, 2013
Dec. 31, 2012
Dec. 31, 2010
Consolidated [Member]
     
Tier 1 Risk-based Capital 18.14% [1] 18.27% [1]  
Total Risk-based Capital 19.40% [1] 19.53% [1]  
Tier 1 Leverage 11.57% [2] 11.24% [2]  
Farmers Bank [Member]
     
Tier 1 Risk-based Capital 18.33% [1] 17.94% [1]  
Total Risk-based Capital 19.59% [1] 19.20% [1]  
Tier 1 Leverage 10.26% [2] 9.68% [2]  
United Bank [Member]
     
Tier 1 Risk-based Capital 15.23% [1] 15.41% [1]  
Total Risk-based Capital 16.51% [1] 16.69% [1]  
Tier 1 Leverage 9.79% [2] 9.45% [2]  
First Citizens Bank [Member]
     
Tier 1 Risk-based Capital 14.16% [1] 13.57% [1]  
Total Risk-based Capital 14.95% [1] 14.46% [1]  
Tier 1 Leverage 10.02% [2] 9.42% [2]  
Citizens Northern [Member]
     
Tier 1 Risk-based Capital 12.90% [1] 12.97% [1]  
Total Risk-based Capital 14.14% [1] 14.22% [1]  
Tier 1 Leverage 9.67% [2] 9.36% [2] 8.04%
[1] Tier 1 Risk-based and Total Risk-based Capital ratios are computed by dividing a bank's Tier 1 or Total Capital, as defined by regulation, by a risk-weighted sum of the bank's assets, with the risk weighting determined by general standards established by regulation. The safest assets (e.g., government obligations) are assigned a weighting of 0% with riskier assets receiving higher ratings (e.g., ordinary commercial loans are assigned a weighting of 100%).
[2] Tier 1 Leverage ratio is computed by dividing a bank's Tier 1 Capital, as defined by regulation, by its total quarterly average assets.