Note 9 - Income Taxes (Tables)

12 Months Ended

Dec. 31, 2012

Schedule of Components of Income Tax Expense (Benefit) [Table Text Block]

December 31, (In thousands)	2012			2011			2010
Currently payable	$	3,953		$	1,580		$	5,429
Deferred		(1,043	)		(2,227	)		(3,392	)
Total applicable to operations		2,910			(647	)		2,037
Deferred tax charged (credited) to components of shareholders’ equity:
Unfunded status of postretirement benefits		(92	)		(500	)		643
Net unrealized securities gains		214			3,593			(2,239	)
Total income taxes	$	3,032		$	2,446		$	441

Schedule of Effective Income Tax Rate Reconciliation [Table Text Block]

December 31,	2012			2011			2010
Federal statutory rate		35.0	%		35.0	%		35.0	%
Changes from statutory rates resulting from:
Tax-exempt interest		(7.6	)		(51.5	)		(15.3	)
Nondeductible interest to carry tax-exempt obligations		.4			3.6			1.3
Nondeductible legal expense		.5			-			-
Tax credits		(1.8	)		(13.0	)		(2.5	)
Premium income not subject to tax		(2.5	)		(5.5	)		(3.9	)
Company-owned life insurance		(3.5	)		(15.2	)		8.2
Uncertain tax position		(.9	)		14.3			-
Other, net		(.3	)		1.4			(.1	)
Effective tax rate on pretax income		19.3	%		(30.9	)%		22.7	%

Schedule of Deferred Tax Assets and Liabilities [Table Text Block]

December 31, (In thousands)	2012		2011
Assets
Allowance for loan losses	$	8,571	$	9,907
Deferred directors’ fees		281		280
Postretirement benefit obligations		5,633		5,057
Other real estate owned		2,398		1,422
Partnership investments		1,444		1,395
Self-funded insurance		164		169
Paid time off		705		656
Depreciation		676		140
Intangibles		3,526		3,749
Other		44		82
Total deferred tax assets		23,442		22,857
Liabilities
Unrealized gains on available for sale investment securities, net		5,066		4,854
Prepaid expenses		505		628
Federal Home Loan Bank stock dividends		1,087		1,080
Deferred loan fees		811		852
Lease financing operations		366		758
Total deferred tax liabilities		7,835		8,172
Net deferred tax asset	$	15,607	$	14,685

Schedule of Unrecognized Tax Benefits Roll Forward [Table Text Block]

(In thousands)	2012			2011
Balance, beginning of year	$	266		$	-
Additions (reductions) to tax positions of prior years		(112	)		266
Balance, end of year	$	154		$	266