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Note 13 - Leases

12 Months Ended

Dec. 31, 2012

Leases of Lessee Disclosure [Text Block]

13. Leases

The Company leases certain branch sites and banking equipment under various operating leases. Branch site leases have renewal options of varying lengths and terms. The following table presents estimated future minimum rental commitments under these leases for the period indicated.

(In thousands)	Operating Leases
2013	$	355
2014		341
2015		303
2016		240
2017		127
Thereafter		568
Total	$	1,934

Rent expense was $424 thousand, $451 thousand, and $568 thousand for 2012, 2011, and 2010, respectively.

- Definition

The entire disclosure for lessee entity's leasing arrangements including, but not limited to, all of the following: (a.) The basis on which contingent rental payments are determined, (b.) The existence and terms of renewal or purchase options and escalation clauses, (c.) Restrictions imposed by lease agreements, such as those concerning dividends, additional debt, and further leasing.

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