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Note 17 - Regulatory Matters (Detail) - Regulatory Capital Amounts and Ratios (USD $)
In Thousands, unless otherwise specified
Dec. 31, 2012
Dec. 31, 2011
Dec. 31, 2010
Consolidated Entities [Member]
     
Tier 1 Risk-based Capital1      
Actual Amount (in Dollars) $ 206,470 [1] $ 192,648 [1]  
Actual Ratio 18.27% [1] 16.68% [1]  
For Capital Adequacy Purposes, Amount (in Dollars) 45,215 [1] 46,194 [1]  
For Capital Adequacy Purposes, Ratio 4.00% [1] 4.00% [1]  
To Be Well-Capitalized Under Prompt Corrective Action Provisions, Amount (in Dollars)    [1]    [1]  
To Be Well-Capitalized Under Prompt Corrective Action Provisions, Ratio    [1]    [1]  
Total Risk-based Capital 1      
Actual Amount (in Dollars) 220,741 [1] 207,254 [1]  
Actual Ratio 19.53% [1] 17.95% [1]  
For Capital Adequacy Purposes, Amount (in Dollars) 90,431 [1] 92,388 [1]  
For Capital Adequacy Purposes, Ratio 8.00% [1] 8.00% [1]  
To Be Well-Capitalized Under Prompt Corrective Action Provisions, Amount (in Dollars)    [1]    [1]  
To Be Well-Capitalized Under Prompt Corrective Action Provisions, Ratio    [1]    [1]  
Tier 1 Leverage Capital 3      
Actual Amount (in Dollars) 206,470 [2] 192,648 [2]  
Actual Ratio 11.24% [2] 10.16% [2]  
For Capital Adequacy Purposes, Amount (in Dollars) 73,479 [2] 75,873 [2]  
For Capital Adequacy Purposes, Ratio 4.00% [2] 4.00% [2]  
To Be Well-Capitalized Under Prompt Corrective Action Provisions, Amount (in Dollars)    [2]    [2]  
To Be Well-Capitalized Under Prompt Corrective Action Provisions, Ratio    [2]    [2]  
Farmers Bank [Member]
     
Tier 1 Risk-based Capital1      
Actual Amount (in Dollars) 69,582 [1],[3] 70,101 [1],[3]  
Actual Ratio 17.94% [1],[3] 17.58% [1],[3]  
For Capital Adequacy Purposes, Amount (in Dollars) 15,515 [1],[3] 15,954 [1],[3]  
For Capital Adequacy Purposes, Ratio 4.00% [1],[3] 4.00% [1],[3]  
To Be Well-Capitalized Under Prompt Corrective Action Provisions, Amount (in Dollars) 23,273 [1],[3] 23,932 [1],[3]  
To Be Well-Capitalized Under Prompt Corrective Action Provisions, Ratio 6.00% [1],[3] 6.00% [1],[3]  
Total Risk-based Capital 1      
Actual Amount (in Dollars) 74,475 [1],[3] 75,151 [1],[3]  
Actual Ratio 19.20% [1],[3] 18.84% [1],[3]  
For Capital Adequacy Purposes, Amount (in Dollars) 31,030 [1],[3] 31,909 [1],[3]  
For Capital Adequacy Purposes, Ratio 8.00% [1],[3] 8.00% [1],[3]  
To Be Well-Capitalized Under Prompt Corrective Action Provisions, Amount (in Dollars) 38,788 [1],[3] 39,886 [1],[3]  
To Be Well-Capitalized Under Prompt Corrective Action Provisions, Ratio 10.00% [1],[3] 10.00% [1],[3]  
Tier 1 Leverage Capital 3      
Actual Amount (in Dollars) 69,582 [2],[3] 70,101 [2],[3]  
Actual Ratio 9.68% [2],[3] 9.47% [2],[3]  
For Capital Adequacy Purposes, Amount (in Dollars) 28,768 [2],[3] 29,611 [2],[3]  
For Capital Adequacy Purposes, Ratio 4.00% [2],[3] 4.00% [2],[3]  
To Be Well-Capitalized Under Prompt Corrective Action Provisions, Amount (in Dollars) 35,960 [2],[3] 37,013 [2],[3]  
To Be Well-Capitalized Under Prompt Corrective Action Provisions, Ratio 5.00% [2],[3] 5.00% [2],[3]  
United Bank [Member]
     
Tier 1 Risk-based Capital1      
Actual Amount (in Dollars) 51,695 [1],[3] 48,744 [1],[3]  
Actual Ratio 15.41% [1],[3] 13.51% [1],[3]  
For Capital Adequacy Purposes, Amount (in Dollars) 13,420 [1],[3] 14,437 [1],[3]  
For Capital Adequacy Purposes, Ratio 4.00% [1],[3] 4.00% [1],[3]  
To Be Well-Capitalized Under Prompt Corrective Action Provisions, Amount (in Dollars) 20,130 [1],[3] 21,656 [1],[3]  
To Be Well-Capitalized Under Prompt Corrective Action Provisions, Ratio 6.00% [1],[3] 6.00% [1],[3]  
Total Risk-based Capital 1      
Actual Amount (in Dollars) 55,980 [1],[3] 53,368 [1],[3]  
Actual Ratio 16.69% [1],[3] 14.79% [1],[3]  
For Capital Adequacy Purposes, Amount (in Dollars) 26,839 [1],[3] 28,874 [1],[3]  
For Capital Adequacy Purposes, Ratio 8.00% [1],[3] 8.00% [1],[3]  
To Be Well-Capitalized Under Prompt Corrective Action Provisions, Amount (in Dollars) 33,549 [1],[3] 36,093 [1],[3]  
To Be Well-Capitalized Under Prompt Corrective Action Provisions, Ratio 10.00% [1],[3] 10.00% [1],[3]  
Tier 1 Leverage Capital 3      
Actual Amount (in Dollars) 51,695 [2],[3] 48,744 [2],[3]  
Actual Ratio 9.45% [2],[3] 8.44% [2],[3]  
For Capital Adequacy Purposes, Amount (in Dollars) 21,878 [2],[3] 23,105 [2],[3]  
For Capital Adequacy Purposes, Ratio 4.00% [2],[3] 4.00% [2],[3]  
To Be Well-Capitalized Under Prompt Corrective Action Provisions, Amount (in Dollars) 27,347 [2],[3] 28,881 [2],[3]  
To Be Well-Capitalized Under Prompt Corrective Action Provisions, Ratio 5.00% [2],[3] 5.00% [2],[3]  
First Citizens Bank [Member]
     
Tier 1 Risk-based Capital1      
Actual Amount (in Dollars) 29,017 [1] 28,025 [1]  
Actual Ratio 13.57% [1] 13.47% [1]  
For Capital Adequacy Purposes, Amount (in Dollars) 8,552 [1] 8,323 [1]  
For Capital Adequacy Purposes, Ratio 4.00% [1] 4.00% [1]  
To Be Well-Capitalized Under Prompt Corrective Action Provisions, Amount (in Dollars) 12,828 [1] 12,485 [1]  
To Be Well-Capitalized Under Prompt Corrective Action Provisions, Ratio 6.00% [1] 6.00% [1]  
Total Risk-based Capital 1      
Actual Amount (in Dollars) 30,908 [1] 29,579 [1]  
Actual Ratio 14.46% [1] 14.21% [1]  
For Capital Adequacy Purposes, Amount (in Dollars) 17,104 [1] 16,647 [1]  
For Capital Adequacy Purposes, Ratio 8.00% [1] 8.00% [1]  
To Be Well-Capitalized Under Prompt Corrective Action Provisions, Amount (in Dollars) 21,380 [1] 20,809 [1]  
To Be Well-Capitalized Under Prompt Corrective Action Provisions, Ratio 10.00% [1] 10.00% [1]  
Tier 1 Leverage Capital 3      
Actual Amount (in Dollars) 29,017 [2] 28,025 [2]  
Actual Ratio 9.42% [2] 8.93% [2]  
For Capital Adequacy Purposes, Amount (in Dollars) 12,327 [2] 12,550 [2]  
For Capital Adequacy Purposes, Ratio 4.00% [2] 4.00% [2]  
To Be Well-Capitalized Under Prompt Corrective Action Provisions, Amount (in Dollars) 15,409 [2] 15,688 [2]  
To Be Well-Capitalized Under Prompt Corrective Action Provisions, Ratio 5.00% [2] 5.00% [2]  
Citizens Northern [Member]
     
Tier 1 Risk-based Capital1      
Actual Amount (in Dollars) 23,553 [1],[3] 21,553 [1],[3]  
Actual Ratio 12.97% [1],[3] 12.24% [1],[3]  
For Capital Adequacy Purposes, Amount (in Dollars) 7,264 [1],[3] 7,045 [1],[3]  
For Capital Adequacy Purposes, Ratio 4.00% [1],[3] 4.00% [1],[3]  
To Be Well-Capitalized Under Prompt Corrective Action Provisions, Amount (in Dollars) 10,896 [1],[3] 10,568 [1],[3]  
To Be Well-Capitalized Under Prompt Corrective Action Provisions, Ratio 6.00% [1],[3] 6.00% [1],[3]  
Total Risk-based Capital 1      
Actual Amount (in Dollars) 25,826 [1],[3] 23,764 [1],[3]  
Actual Ratio 14.22% [1],[3] 13.49% [1],[3]  
For Capital Adequacy Purposes, Amount (in Dollars) 14,528 [1],[3] 14,091 [1],[3]  
For Capital Adequacy Purposes, Ratio 8.00% [1],[3] 8.00% [1],[3]  
To Be Well-Capitalized Under Prompt Corrective Action Provisions, Amount (in Dollars) 18,159 [1],[3] 17,614 [1],[3]  
To Be Well-Capitalized Under Prompt Corrective Action Provisions, Ratio 10.00% [1],[3] 10.00% [1],[3]  
Tier 1 Leverage Capital 3      
Actual Amount (in Dollars) 23,553 [2],[3] 21,553 [2],[3]  
Actual Ratio 9.36% [2],[3] 8.48% [2],[3] 8.04%
For Capital Adequacy Purposes, Amount (in Dollars) 10,063 [2],[3] 10,168 [2],[3]  
For Capital Adequacy Purposes, Ratio 4.00% [2],[3] 4.00% [2],[3]  
To Be Well-Capitalized Under Prompt Corrective Action Provisions, Amount (in Dollars) $ 12,579 [2],[3] $ 12,711 [2],[3]  
To Be Well-Capitalized Under Prompt Corrective Action Provisions, Ratio 5.00% [2],[3] 5.00% [2],[3]  
[1] Tier 1 Risk-based and Total Risk-based Capital ratios are computed by dividing a bank's Tier 1 or Total Capital, as defined by regulation, by a risk-weighted sum of the bank's assets, with the risk weighting determined by general standards established by regulation. The safest assets (e.g., government obligations) are assigned a weighting of 0% with riskier assets receiving higher ratings (e.g., ordinary commercial loans are assigned a weighting of 100%).
[2] Tier 1 Leverage ratio is computed by dividing a bank's Tier 1 Capital by its total quarterly average assets, as defined by regulation.
[3] See discussion below under the caption "Summary of Regulatory Agreements" for minimum capital ratios required as part of the bank's regulatory agreement.