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Unaudited Consolidated Statements of Income (USD $)
In Thousands, except Per Share data, unless otherwise specified
3 Months Ended
Mar. 31, 2012
Mar. 31, 2011
Interest Income    
Interest and fees on loans $ 14,281 $ 16,180
Interest on investment securities:    
Taxable 3,566 3,370
Nontaxable 527 533
Interest on deposits in other banks 35 83
Interest on federal funds sold and securities purchased under agreements to resell 1 2
Total interest income 18,410 20,168
Interest Expense    
Interest on deposits 2,811 3,947
Interest on federal funds purchased and other short-term borrowings 25 62
Interest on securities sold under agreements to repurchase and other long-term borrowings 1,843 1,998
Interest on subordinated notes payable to unconsolidated trusts 524 505
Total interest expense 5,203 6,512
Net interest income 13,207 13,656
Provision for loan losses 977 2,441
Net interest income after provision for loan losses 12,230 11,215
Noninterest Income    
Service charges and fees on deposits 2,003 2,053
Allotment processing fees 1,296 1,329
Other service charges, commissions, and fees 1,092 1,029
Data processing income 84 264
Trust income 462 427
Investment securities gains, net 3 410
Gains on sale of mortgage loans, net 310 141
Income from company-owned life insurance 760 235
Other 18 5
Total noninterest income 6,028 5,893
Noninterest Expense    
Salaries and employee benefits 7,121 6,765
Occupancy expenses, net 1,176 1,232
Equipment expenses 570 610
Data processing and communication expenses 1,163 1,228
Bank franchise tax 568 631
Amortization of intangibles 254 286
Deposit insurance expense 687 889
Other real estate expenses, net 962 680
Deposit fraud loss   700
Other 2,092 2,261
Total noninterest expense 14,593 15,282
Income before income taxes 3,665 1,826
Income tax expense 356 781
Net income 3,309 1,045
Dividends and accretion on preferred shares (478) (472)
Net income available to common shareholders $ 2,831 $ 573
Per Common Share    
Net income, basic and diluted (in Dollars per share) $ 0.38 $ 0.08
Weighted Average Shares Common Outstanding    
Basic and diluted (in Shares) 7,447 7,412