UNITED STATES
                       SECURITIES AND EXCHANGE COMMISSION
                             Washington, D.C. 20549

                                    FORM 8-K

                                 CURRENT REPORT
                       Pursuant to Section 13 OR 15(d) of
                       The Securities Exchange Act of 1934

        Date of Report (Date of earliest event reported) - April 18, 2005


                        Farmers Capital Bank Corporation
            --------------------------------------------------------
             (Exact name of registrant as specified in its charter)


         Kentucky                     0-14412                61-1017851
-----------------------------  -----------------------  ------------------------
(State or other jurisdiction        (Commission            (IRS Employer
      of incorporation)             File Number)          Identification No.)


   P.O. Box 309 Frankfort, KY                                   40602
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(Address of principal executive offices)                     (Zip Code)

       Registrant's telephone number, including area code - (502)-227-1668


                                 Not Applicable
         -------------------------------------------------------------
         (Former name or former address, if changed since last report.)





Check the appropriate box below if the Form 8-K filing is intended to
simultaneously satisfy the filing obligation of the registrant under any of the
following provisions (see General Instruction A.2. below):

[ ] Written communications  pursuant to Rule 425 under the Securities Act (17
    CFR 230.425)

[ ] Soliciting  material  pursuant to Rule 14a-12 under the Exchange Act (17
    CFR 240.14a-12)

[ ] Pre-commencement  communications  pursuant  to Rule  14d-2(b)  under the
    Exchange Act (17 CFR 240.14d-2(b))

[ ] Pre-commencement  communications  pursuant  to Rule  13e-4(c)  under the
    Exchange Act (17 CFR 240.13e-4(c))







ITEM 2.02         RESULTS OF OPERATIONS AND FINANCIAL CONDITION



On April 18,  2005  Farmers  Capital  Bank  Corporation  issued a press  release
announcing  its  earnings  for the three  months ended March 31, 2005. A copy of
this press release is attached hereto as Exhibit 99.1





ITEM 9.01         FINANCIAL STATEMENTS AND EXHIBITS



                  (C)      Exhibits



Exhibit 99.1 - Farmers  Capital Bank  Corporation  Press Release dated April 18,
2005.









                                   SIGNATURES

Pursuant  to the  requirements  of the  Securities  Exchange  Act of  1934,  the
registrant  has duly  caused  this  report  to be  signed  on its  behalf by the
undersigned hereunto duly authorized.



                                         Farmers Capital Bank Corporation


Date April 18, 2005                      /s/ G. Anthony Busseni
     ---------------------------         --------------------------------------
                                         G. Anthony Busseni
                                         President and Chief Executive Officer