EXHIBIT 23.2
CONSENT OF INDEPENDENT REGISTERED PUBLIC ACCOUNTING FIRM (KPMG LLP)


            CONSENT OF INDEPENDENT REGISTERED PUBLIC ACCOUNTING FIRM


The Board of Directors
Farmers Capital Bank Corporation

We consent to the  incorporation  by  reference  in the  registration  statement
relating to the Farmers Capital Bank Corporation Employee Stock Purchase Plan on
Form S-8 of Farmers  Capital Bank  Corporation  of our report dated  January 17,
2003, with respect to the consolidated  financial  statements of Farmers Capital
Bank  Corporation  as of  December  31,  2002,  and for each of the years in the
two-year  period ended  December 31, 2002,  which report appears in the December
31, 2002 annual report on Form 10-K of Farmers Capital Bank Corporation.

                                  /s/ KPMG LLP

Louisville, Kentucky
June 23, 2004