BUSINESS COMBINATIONS (Details) - Loans Accounted for in Accordance with ASC 310-30 (USD $)	Dec. 31, 2014	Jul. 01, 2014
ASC 310-30 Loans
Fair value of acquired loans	$ 1,028,000
Loans accounted for in accordance with FASB ASC 310-30 [Member]
ASC 310-30 Loans
Contractual principal and accrued interest at acquisition		23,284
Principal not expected to be collected (nonaccretable discount)		(6,942)
Expected cash flows at acquisition		16,342
Interest component of expected cash flows (accretable discount)		(5,013)
Fair value of acquired loans		$ 11,329

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Contractual cash flows not expected to be collected (nonaccretable) difference.

+ References

No definition available.

+ Details

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- Definition

Interest component of expected cash flows (accretable discount).

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No definition available.

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- Definition

The aggregate excess of a loan's cash flows expected to be collected over the investor's initial investment in the loan. This relates to loans with deteriorating of credit quality since origination that were acquired by completion of a transfer for which it is probable, at acquisition, that the investor will be unable to collect all contractually required payments receivable.

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No definition available.

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- Definition

The recorded balance, net of any applicable reductions (for example, unamortized accretable yield and allowance for loan losses). This relates to loans not accounted for debt securities with evidence of deterioration of credit quality since origination that were acquired by completion of a transfer for which it is probable, at acquisition, that the investor will be unable to collect all contractually required payments receivable.

+ References

Reference 1: http://www.xbrl.org/2003/role/presentationRef

-Publisher FASB

-Name Accounting Standards Codification

-Topic 310

-SubTopic 30

-Section 15

-Paragraph 2

-URI http://asc.fasb.org/extlink&oid=27045933&loc=d3e13503-111538

Reference 2: http://www.xbrl.org/2003/role/presentationRef

-Publisher FASB

-Name Accounting Standards Codification

-Topic 310

-SubTopic 30

-Section 50

-Paragraph 2

-Subparagraph (a)(1)

-URI http://asc.fasb.org/extlink&oid=6379141&loc=d3e15032-111544

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- Definition

The undiscounted sum of all amounts, including amounts deemed principal, interest, fees, penalties, and other under the loan, owed to the investor at the reporting date, whether or not currently due and whether or not any such amounts have been written or charged off by the investor. This relates to loans not accounted for as debt securities, with evidence of deterioration of credit quality since origination that were acquired by completion of a transfer for which it is probable, at acquisition, that the investor will be unable to collect all contractually required payments receivable.

+ References

+ Details

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