The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ACCENTURE PLC IRELAND SHS CLASS A G1151C101 196 705 SH   DFND 1 705 0 0
ACCENTURE PLC IRELAND SHS CLASS A G1151C101 14 50 SH   OTR 1 50 0 0
EATON CORP PLC SHS G29183103 365 2,900 SH   DFND 1 2,900 0 0
MEDTRONIC PLC SHS G5960L103 700 7,802 SH   DFND 1 7,802 0 0
ALPS ETF TR ALERIAN MLP 00162Q452 850 24,659 SH   DFND 1 24,659 0 0
AT&T INC COM 00206R102 308 14,713 SH   DFND 1 14,713 0 0
AT&T INC COM 00206R102 81 3,869 SH   OTR 1 3,869 0 0
ABBOTT LABS COM 002824100 733 6,747 SH   DFND 1 6,747 0 0
ABBOTT LABS COM 002824100 22 200 SH   OTR 1 200 0 0
ABBVIE INC COM 00287Y109 377 2,461 SH   DFND 1 2,461 0 0
ABBVIE INC COM 00287Y109 31 200 SH   OTR 1 200 0 0
AIR PRODS & CHEMS INC COM 009158106 1,074 4,468 SH   DFND 1 4,468 0 0
AIR PRODS & CHEMS INC COM 009158106 7 30 SH   OTR 1 30 0 0
ALBEMARLE CORP COM 012653101 349 1,672 SH   DFND 1 1,672 0 0
ALPHABET INC CAP STK CL C 02079K107 967 442 SH   DFND 1 442 0 0
ALPHABET INC CAP STK CL A 02079K305 3,018 1,385 SH   DFND 1 1,385 0 0
ALPHABET INC CAP STK CL A 02079K305 61 28 SH   OTR 1 28 0 0
AMAZON COM INC COM 023135106 1,710 16,104 SH   DFND 1 16,104 0 0
AMAZON COM INC COM 023135106 11 100 SH   OTR 1 100 0 0
AMERISOURCEBERGEN CORP COM 03073E105 974 6,886 SH   DFND 1 6,886 0 0
AMERIPRISE FINL INC COM 03076C106 610 2,568 SH   DFND 1 2,568 0 0
AMGEN INC COM 031162100 252 1,035 SH   DFND 1 1,035 0 0
ANALOG DEVICES INC COM 032654105 539 3,689 SH   DFND 1 3,689 0 0
APPLE INC COM 037833100 11,356 83,060 SH   DFND 1 83,060 0 0
APPLE INC COM 037833100 309 2,260 SH   OTR 1 2,260 0 0
BECTON DICKINSON & CO COM 075887109 318 1,289 SH   DFND 1 1,289 0 0
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702 439 1,607 SH   DFND 1 1,607 0 0
BLACKROCK INC COM 09247X101 719 1,180 SH   DFND 1 1,180 0 0
BOEING CO COM 097023105 257 1,877 SH   DFND 1 1,877 0 0
BOEING CO COM 097023105 14 100 SH   OTR 1 100 0 0
BRISTOL-MYERS SQUIBB CO COM 110122108 687 8,918 SH   DFND 1 8,918 0 0
BRISTOL-MYERS SQUIBB CO COM 110122108 8 100 SH   OTR 1 100 0 0
BROADCOM INC COM 11135F101 1,489 3,066 SH   DFND 1 3,066 0 0
BROADCOM INC COM 11135F101 34 70 SH   OTR 1 70 0 0
CSX CORP COM 126408103 576 19,836 SH   DFND 1 19,836 0 0
CSX CORP COM 126408103 9 300 SH   OTR 1 300 0 0
CVS HEALTH CORP COM 126650100 630 6,796 SH   DFND 1 6,796 0 0
CVS HEALTH CORP COM 126650100 19 200 SH   OTR 1 200 0 0
CANADIAN PAC RY LTD COM 13645T100 349 5,000 SH   OTR 1 5,000 0 0
CATERPILLAR INC COM 149123101 332 1,857 SH   DFND 1 1,857 0 0
CATERPILLAR INC COM 149123101 18 100 SH   OTR 1 100 0 0
CELANESE CORP DEL COM 150870103 425 3,613 SH   DFND 1 3,613 0 0
CHEVRON CORP NEW COM 166764100 1,364 9,420 SH   DFND 1 9,420 0 0
CHEVRON CORP NEW COM 166764100 47 325 SH   OTR 1 325 0 0
CISCO SYS INC COM 17275R102 697 16,348 SH   DFND 1 16,348 0 0
CISCO SYS INC COM 17275R102 23 550 SH   OTR 1 550 0 0
COCA COLA CO COM 191216100 306 4,864 SH   DFND 1 4,864 0 0
COMCAST CORP NEW CL A 20030N101 1,353 34,469 SH   DFND 1 34,469 0 0
COMCAST CORP NEW CL A 20030N101 82 2,090 SH   OTR 1 2,090 0 0
CONOCOPHILLIPS COM 20825C104 96 1,068 SH   DFND 1 1,068 0 0
CONOCOPHILLIPS COM 20825C104 136 1,512 SH   OTR 1 1,512 0 0
CUMMINS INC COM 231021106 318 1,641 SH   DFND 1 1,641 0 0
CUMMINS INC COM 231021106 48 250 SH   OTR 1 250 0 0
CURTISS WRIGHT CORP COM 231561101 205 1,550 SH   DFND 1 1,550 0 0
D R HORTON INC COM 23331A109 317 4,788 SH   DFND 1 4,788 0 0
DANAHER CORPORATION COM 235851102 950 3,749 SH   DFND 1 3,749 0 0
DISNEY WALT CO COM 254687106 1,253 13,278 SH   DFND 1 13,278 0 0
DISNEY WALT CO COM 254687106 45 475 SH   OTR 1 475 0 0
DOMINION ENERGY INC COM 25746U109 323 4,051 SH   DFND 1 4,051 0 0
DOVER CORP COM 260003108 366 3,018 SH   DFND 1 3,018 0 0
EDISON INTL COM 281020107 500 7,905 SH   DFND 1 7,905 0 0
EXXON MOBIL CORP COM 30231G102 437 5,107 SH   DFND 1 5,107 0 0
EXXON MOBIL CORP COM 30231G102 186 2,167 SH   OTR 1 2,167 0 0
META PLATFORMS INC CL A 30303M102 968 6,003 SH   DFND 1 6,003 0 0
FEDEX CORP COM 31428X106 248 1,094 SH   DFND 1 1,094 0 0
FEDEX CORP COM 31428X106 11 50 SH   OTR 1 50 0 0
FIRST COMWLTH FINL CORP PA COM 319829107 10,982 818,350 SH   DFND 1 386,735 0 431,615
FIRST COMWLTH FINL CORP PA COM 319829107 157 11,734 SH   OTR 1 0 0 11,734
GOLDMAN SACHS GROUP INC COM 38141G104 521 1,753 SH   DFND 1 1,753 0 0
GOLDMAN SACHS GROUP INC COM 38141G104 30 100 SH   OTR 1 100 0 0
HOME DEPOT INC COM 437076102 1,052 3,836 SH   DFND 1 3,836 0 0
HONEYWELL INTL INC COM 438516106 293 1,683 SH   DFND 1 1,683 0 0
HONEYWELL INTL INC COM 438516106 52 300 SH   OTR 1 300 0 0
HUMANA INC COM 444859102 924 1,973 SH   DFND 1 1,973 0 0
HUMANA INC COM 444859102 218 465 SH   OTR 1 465 0 0
INNOVATOR ETFS TR US EQTY PWR BUF 45782C318 1,489 54,532 SH   DFND 1 54,532 0 0
INNOVATOR ETFS TR US EQTY BUFR MAR 45782C326 525 18,482 SH   DFND 1 18,482 0 0
INNOVATOR ETFS TR US EQTY PWR BUF 45782C383 855 28,957 SH   DFND 1 28,957 0 0
INNOVATOR ETFS TR US EQTY PWR BUF 45782C383 149 5,052 SH   OTR 1 5,052 0 0
INNOVATOR ETFS TR US EQTY BUFR MAR 45782C391 780 25,203 SH   DFND 1 25,203 0 0
INNOVATOR ETFS TR US EQTY BUFR MAR 45782C391 219 7,069 SH   OTR 1 7,069 0 0
INNOVATOR ETFS TR US EQTY BUFR JAN 45782C409 374 11,641 SH   DFND 1 11,641 0 0
INNOVATOR ETFS TR US EQTY PWR BUF 45782C417 1,276 47,289 SH   DFND 1 47,289 0 0
INNOVATOR ETFS TR US EQTY BUFR FEB 45782C433 1,188 41,444 SH   DFND 1 41,444 0 0
INNOVATOR ETFS TR US EQTY PWR BUF 45782C508 219 7,300 SH   DFND 1 7,300 0 0
INNOVATOR ETFS TR US EQTY PWR BUF 45782C573 306 10,824 SH   DFND 1 10,824 0 0
INNOVATOR ETFS TR US EQTY PWR BUF 45782C656 238 8,452 SH   DFND 1 8,452 0 0
INNOVATOR ETFS TR US EQT ULTRA BF 45782C672 532 19,752 SH   DFND 1 19,752 0 0
INNOVATOR ETFS TR US EQTY PWR BF 45782C680 336 11,794 SH   DFND 1 11,794 0 0
INNOVATOR ETFS TR US EQUT BUFR AUG 45782C698 553 18,701 SH   DFND 1 18,701 0 0
INNOVATOR ETFS TR US EQTY PWR BUF 45782C748 1,065 36,613 SH   DFND 1 36,613 0 0
INNOVATOR ETFS TR US EQTY BUFR JUN 45782C755 1,243 41,698 SH   DFND 1 41,698 0 0
INNOVATOR ETFS TR US EQTY BUF OCT 45782C771 380 12,479 SH   DFND 1 12,479 0 0
INNOVATOR ETFS TR US EQTY BUFR JUL 45782C789 506 16,770 SH   DFND 1 16,770 0 0
INNOVATOR ETFS TR US EQTY PWR BUF 45782C797 568 20,230 SH   DFND 1 20,230 0 0
INNOVATOR ETFS TR US EQT PWR BUF 45782C870 992 36,736 SH   DFND 1 36,736 0 0
INNOVATOR ETFS TR US EQT BUFR APR 45782C888 311 10,390 SH   DFND 1 10,390 0 0
INTEL CORP COM 458140100 269 7,197 SH   DFND 1 7,197 0 0
INTEL CORP COM 458140100 21 550 SH   OTR 1 550 0 0
INTERCONTINENTAL EXCHANGE IN COM 45866F104 656 6,977 SH   DFND 1 6,977 0 0
INVESCO QQQ TR UNIT SER 1 46090E103 1,086 3,875 SH   DFND 1 3,875 0 0
INTUIT COM 461202103 620 1,608 SH   DFND 1 1,608 0 0
INVESCO DB COMMDY INDX TRCK UNIT 46138B103 461 17,299 SH   DFND 1 17,299 0 0
ISHARES S&P GSCI COMMODITY- UNIT BEN INT 46428R107 5,486 237,477 SH   DFND 1 237,477 0 0
ISHARES S&P GSCI COMMODITY- UNIT BEN INT 46428R107 1,617 70,000 SH Put DFND 1 70,000 0 0
ISHARES TR CORE S&P TTL STK 464287150 241 2,878 SH   DFND 1 2,878 0 0
ISHARES TR SELECT DIVID ETF 464287168 4,139 35,171 SH   DFND 1 35,171 0 0
ISHARES TR SELECT DIVID ETF 464287168 91 775 SH   OTR 1 775 0 0
ISHARES TR CORE S&P500 ETF 464287200 59,539 157,034 SH   DFND 1 157,034 0 0
ISHARES TR CORE S&P500 ETF 464287200 279 737 SH   OTR 1 737 0 0
ISHARES TR MSCI EMG MKT ETF 464287234 3,223 80,370 SH   DFND 1 80,370 0 0
ISHARES TR S&P 500 GRWT ETF 464287309 3,269 54,172 SH   DFND 1 54,172 0 0
ISHARES TR S&P 500 GRWT ETF 464287309 16 273 SH   OTR 1 273 0 0
ISHARES TR S&P 500 VAL ETF 464287408 1,337 9,725 SH   DFND 1 9,725 0 0
ISHARES TR MSCI EAFE ETF 464287465 17,290 276,687 SH   DFND 1 276,687 0 0
ISHARES TR MSCI EAFE ETF 464287465 38 605 SH   OTR 1 605 0 0
ISHARES TR RUS MID CAP ETF 464287499 683 10,564 SH   DFND 1 10,564 0 0
ISHARES TR RUS MID CAP ETF 464287499 35 540 SH   OTR 1 540 0 0
ISHARES TR CORE S&P MCP ETF 464287507 426 1,882 SH   DFND 1 1,882 0 0
ISHARES TR RUS 1000 VAL ETF 464287598 551 3,801 SH   DFND 1 3,801 0 0
ISHARES TR RUS 1000 GRW ETF 464287614 593 2,710 SH   DFND 1 2,710 0 0
ISHARES TR RUS 2000 VAL ETF 464287630 3,081 22,632 SH   DFND 1 22,632 0 0
ISHARES TR RUS 2000 GRW ETF 464287648 419 2,030 SH   DFND 1 2,030 0 0
ISHARES TR RUSSELL 2000 ETF 464287655 10,957 64,698 SH   DFND 1 64,698 0 0
ISHARES TR RUSSELL 2000 ETF 464287655 22 130 SH   OTR 1 130 0 0
ISHARES TR S&P MC 400VL ETF 464287705 302 3,198 SH   DFND 1 3,198 0 0
ISHARES TR US INDUSTRIALS 464287754 423 4,800 SH   DFND 1 4,800 0 0
ISHARES TR U.S. FINLS ETF 464287788 374 5,350 SH   DFND 1 5,350 0 0
ISHARES TR CORE S&P SCP ETF 464287804 695 7,524 SH   DFND 1 7,524 0 0
ISHARES TR MSCI ACWI EX US 464288240 423 9,389 SH   DFND 1 9,389 0 0
ISHARES TR MSCI ACWI EX US 464288240 5 100 SH   OTR 1 100 0 0
ISHARES TR INTL SEL DIV ETF 464288448 3,156 116,203 SH   DFND 1 116,203 0 0
ISHARES TR INTL SEL DIV ETF 464288448 54 2,000 SH   OTR 1 2,000 0 0
JPMORGAN CHASE & CO COM 46625H100 2,265 20,111 SH   DFND 1 20,111 0 0
JPMORGAN CHASE & CO COM 46625H100 51 450 SH   OTR 1 450 0 0
J P MORGAN EXCHANGE TRADED F DIV RTN INT EQ 46641Q209 790 16,187 SH   DFND 1 16,187 0 0
JOHNSON & JOHNSON COM 478160104 1,363 7,679 SH   DFND 1 7,679 0 0
JOHNSON & JOHNSON COM 478160104 68 385 SH   OTR 1 385 0 0
L3HARRIS TECHNOLOGIES INC COM 502431109 476 1,968 SH   DFND 1 1,968 0 0
LAM RESEARCH CORP COM 512807108 670 1,573 SH   DFND 1 1,573 0 0
LILLY ELI & CO COM 532457108 397 1,223 SH   DFND 1 1,223 0 0
LILLY ELI & CO COM 532457108 44 135 SH   OTR 1 135 0 0
LOCKHEED MARTIN CORP COM 539830109 690 1,605 SH   DFND 1 1,605 0 0
LOCKHEED MARTIN CORP COM 539830109 11 25 SH   OTR 1 25 0 0
LOWES COS INC COM 548661107 135 775 SH   DFND 1 775 0 0
LOWES COS INC COM 548661107 82 470 SH   OTR 1 470 0 0
MASTERCARD INCORPORATED CL A 57636Q104 621 1,970 SH   DFND 1 1,970 0 0
MCDONALDS CORP COM 580135101 1,676 6,787 SH   DFND 1 6,787 0 0
MCDONALDS CORP COM 580135101 117 475 SH   OTR 1 475 0 0
MERCK & CO INC COM 58933Y105 848 9,296 SH   DFND 1 9,296 0 0
MERCK & CO INC COM 58933Y105 14 150 SH   OTR 1 150 0 0
METLIFE INC COM 59156R108 1,082 17,234 SH   DFND 1 17,234 0 0
METLIFE INC COM 59156R108 13 200 SH   OTR 1 200 0 0
MICROSOFT CORP COM 594918104 5,104 19,874 SH   DFND 1 19,874 0 0
MICROSOFT CORP COM 594918104 439 1,709 SH   OTR 1 1,709 0 0
MICROCHIP TECHNOLOGY INC. COM 595017104 474 8,160 SH   DFND 1 8,160 0 0
MID-AMER APT CMNTYS INC COM 59522J103 495 2,834 SH   DFND 1 2,834 0 0
MOTOROLA SOLUTIONS INC COM NEW 620076307 701 3,345 SH   DFND 1 3,345 0 0
NEXTERA ENERGY INC COM 65339F101 480 6,196 SH   DFND 1 6,196 0 0
NEXTERA ENERGY INC COM 65339F101 62 800 SH   OTR 1 800 0 0
NIKE INC CL B 654106103 644 6,300 SH   DFND 1 6,300 0 0
NIKE INC CL B 654106103 27 260 SH   OTR 1 260 0 0
NORFOLK SOUTHN CORP COM 655844108 1,551 6,825 SH   OTR 1 6,825 0 0
NVIDIA CORPORATION COM 67066G104 887 5,849 SH   DFND 1 5,849 0 0
ORACLE CORP COM 68389X105 788 11,284 SH   DFND 1 11,284 0 0
ORACLE CORP COM 68389X105 45 650 SH   OTR 1 650 0 0
PNC FINL SVCS GROUP INC COM 693475105 1,126 7,134 SH   DFND 1 7,134 0 0
PNC FINL SVCS GROUP INC COM 693475105 142 902 SH   OTR 1 902 0 0
PPG INDS INC COM 693506107 200 1,748 SH   DFND 1 1,748 0 0
PPG INDS INC COM 693506107 41 360 SH   OTR 1 360 0 0
PEPSICO INC COM 713448108 1,102 6,615 SH   DFND 1 6,615 0 0
PEPSICO INC COM 713448108 64 385 SH   OTR 1 385 0 0
PFIZER INC COM 717081103 355 6,770 SH   DFND 1 6,770 0 0
PFIZER INC COM 717081103 109 2,080 SH   OTR 1 2,080 0 0
PHILIP MORRIS INTL INC COM 718172109 548 5,550 SH   DFND 1 5,550 0 0
PHILIP MORRIS INTL INC COM 718172109 49 500 SH   OTR 1 500 0 0
PRICE T ROWE GROUP INC COM 74144T108 199 1,754 SH   DFND 1 1,754 0 0
PRICE T ROWE GROUP INC COM 74144T108 23 200 SH   OTR 1 200 0 0
PROCTER AND GAMBLE CO COM 742718109 1,897 13,195 SH   DFND 1 13,195 0 0
PROCTER AND GAMBLE CO COM 742718109 72 500 SH   OTR 1 500 0 0
PROSHARES TR S&P 500 DV ARIST 74348A467 2,948 34,534 SH   DFND 1 34,534 0 0
PROSHARES TR S&P 500 DV ARIST 74348A467 123 1,440 SH   OTR 1 1,440 0 0
QUALCOMM INC COM 747525103 1,403 10,980 SH   DFND 1 10,980 0 0
QUALCOMM INC COM 747525103 57 450 SH   OTR 1 450 0 0
RPM INTL INC COM 749685103 236 3,000 SH   DFND 1 3,000 0 0
RAYTHEON TECHNOLOGIES CORP COM 75513E101 777 8,083 SH   DFND 1 8,083 0 0
RAYTHEON TECHNOLOGIES CORP COM 75513E101 7 75 SH   OTR 1 75 0 0
REALTY INCOME CORP COM 756109104 594 8,708 SH   DFND 1 8,708 0 0
REPUBLIC SVCS INC COM 760759100 485 3,706 SH   DFND 1 3,706 0 0
ROCKWELL AUTOMATION INC COM 773903109 728 3,653 SH   DFND 1 3,653 0 0
S & T BANCORP INC COM 783859101 6,337 231,027 SH   DFND 1 30,974 0 200,053
SPDR S&P 500 ETF TR TR UNIT 78462F103 1,352 3,585 SH   DFND 1 3,585 0 0
SPDR GOLD TR GOLD SHS 78463V107 1,877 11,141 SH   DFND 1 11,141 0 0
SPDR GOLD TR GOLD SHS 78463V107 253 1,500 SH Put DFND 1 1,500 0 0
SPDR INDEX SHS FDS MSCI ACWI EXUS 78463X848 697 29,324 SH   DFND 1 29,324 0 0
SPDR INDEX SHS FDS MSCI ACWI EXUS 78463X848 25 1,050 SH   OTR 1 1,050 0 0
SPDR SER TR S&P DIVID ETF 78464A763 712 5,997 SH   DFND 1 5,997 0 0
SCHLUMBERGER LTD COM STK 806857108 479 13,404 SH   DFND 1 13,404 0 0
SELECT SECTOR SPDR TR SBI HEALTHCARE 81369Y209 335 2,612 SH   DFND 1 2,612 0 0
SELECT SECTOR SPDR TR SBI CONS DISCR 81369Y407 388 2,825 SH   DFND 1 2,825 0 0
SELECT SECTOR SPDR TR TECHNOLOGY 81369Y803 595 4,678 SH   DFND 1 4,678 0 0
SELECT SECTOR SPDR TR COMMUNICATION 81369Y852 310 5,720 SH   DFND 1 5,720 0 0
SKYWORKS SOLUTIONS INC COM 83088M102 699 7,549 SH   DFND 1 7,549 0 0
STANLEY BLACK & DECKER INC COM 854502101 371 3,536 SH   DFND 1 3,536 0 0
STANLEY BLACK & DECKER INC COM 854502101 5 50 SH   OTR 1 50 0 0
STARBUCKS CORP COM 855244109 300 3,922 SH   DFND 1 3,922 0 0
STATE STR CORP COM 857477103 507 8,231 SH   DFND 1 8,231 0 0
STATE STR CORP COM 857477103 22 350 SH   OTR 1 350 0 0
STRYKER CORPORATION COM 863667101 749 3,764 SH   DFND 1 3,764 0 0
TJX COS INC NEW COM 872540109 651 11,654 SH   DFND 1 11,654 0 0
TJX COS INC NEW COM 872540109 22 400 SH   OTR 1 400 0 0
TARGET CORP COM 87612E106 1,235 8,744 SH   DFND 1 8,744 0 0
TARGET CORP COM 87612E106 71 500 SH   OTR 1 500 0 0
TESLA INC COM 88160R101 653 969 SH   DFND 1 969 0 0
THERMO FISHER SCIENTIFIC INC COM 883556102 2,070 3,811 SH   DFND 1 3,811 0 0
THERMO FISHER SCIENTIFIC INC COM 883556102 122 225 SH   OTR 1 225 0 0
TRUIST FINL CORP COM 89832Q109 461 9,720 SH   DFND 1 9,720 0 0
II-VI INC COM 902104108 102 2,000 SH   DFND 1 2,000 0 0
II-VI INC COM 902104108 332 6,522 SH   OTR 1 6,522 0 0
US BANCORP DEL COM NEW 902973304 188 4,084 SH   DFND 1 4,084 0 0
US BANCORP DEL COM NEW 902973304 21 450 SH   OTR 1 450 0 0
UNITED PARCEL SERVICE INC CL B 911312106 716 3,924 SH   DFND 1 3,924 0 0
UNITED PARCEL SERVICE INC CL B 911312106 18 100 SH   OTR 1 100 0 0
UNITEDHEALTH GROUP INC COM 91324P102 1,197 2,331 SH   DFND 1 2,331 0 0
UNITEDHEALTH GROUP INC COM 91324P102 26 50 SH   OTR 1 50 0 0
VANGUARD WORLD FDS CONSUM DIS ETF 92204A108 215 947 SH   DFND 1 947 0 0
VANGUARD WORLD FDS CONSUM STP ETF 92204A207 463 2,500 SH   DFND 1 2,500 0 0
VANGUARD WORLD FDS FINANCIALS ETF 92204A405 247 3,200 SH   DFND 1 3,200 0 0
VANGUARD WORLD FDS HEALTH CAR ETF 92204A504 861 3,657 SH   DFND 1 3,657 0 0
VANGUARD WORLD FDS INF TECH ETF 92204A702 453 1,386 SH   DFND 1 1,386 0 0
VANGUARD WORLD FDS UTILITIES ETF 92204A876 523 3,434 SH   DFND 1 3,434 0 0
VANGUARD SCOTTSDALE FDS VNG RUS2000IDX 92206C664 373 5,455 SH   DFND 1 5,455 0 0
VANGUARD INDEX FDS REAL ESTATE ETF 922908553 1,007 11,053 SH   DFND 1 11,053 0 0
VANGUARD INDEX FDS REAL ESTATE ETF 922908553 18 200 SH   OTR 1 200 0 0
VANGUARD INDEX FDS LARGE CAP ETF 922908637 440 2,553 SH   DFND 1 2,553 0 0
VANGUARD INDEX FDS GROWTH ETF 922908736 822 3,687 SH   DFND 1 3,687 0 0
VANGUARD INDEX FDS VALUE ETF 922908744 4,776 36,218 SH   DFND 1 36,218 0 0
VERIZON COMMUNICATIONS INC COM 92343V104 1,125 22,173 SH   DFND 1 22,173 0 0
VERIZON COMMUNICATIONS INC COM 92343V104 127 2,512 SH   OTR 1 2,512 0 0
VISA INC COM CL A 92826C839 1,329 6,749 SH   DFND 1 6,749 0 0
VISA INC COM CL A 92826C839 15 75 SH   OTR 1 75 0 0
WALMART INC COM 931142103 1,399 11,507 SH   DFND 1 11,507 0 0
WALMART INC COM 931142103 43 350 SH   OTR 1 350 0 0
WILLIAMS COS INC COM 969457100 549 17,587 SH   DFND 1 17,587 0 0
WISDOMTREE TR US LARGECAP DIVD 97717W307 282 4,765 SH   DFND 1 4,765 0 0
WISDOMTREE TR US LARGECAP DIVD 97717W307 19 322 SH   OTR 1 322 0 0
XCEL ENERGY INC COM 98389B100 540 7,635 SH   DFND 1 7,635 0 0
XCEL ENERGY INC COM 98389B100 30 425 SH   OTR 1 425 0 0
ZOETIS INC CL A 98978V103 706 4,105 SH   DFND 1 4,105 0 0