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CONSOLIDATED CONDENSED STATEMENTS OF INCOME (Unaudited) - USD ($)
$ in Thousands
3 Months Ended
Mar. 31, 2026
Mar. 31, 2025
Loans receivable:    
Taxable $ 213,627 $ 187,728
Tax exempt 11,589 10,532
Investment securities:    
Taxable 7,547 8,372
Tax exempt 12,597 12,517
Deposits with financial institutions 1,244 2,372
Federal Home Loan Bank stock 1,965 997
Total Interest Income 248,569 222,518
INTEREST EXPENSE    
Deposits 84,093 80,547
Federal funds purchased 590 812
Securities sold under repurchase agreements 332 742
Federal Home Loan Bank advances 11,048 9,364
Subordinated debentures and other borrowings 1,203 783
Total Interest Expense 97,266 92,248
NET INTEREST INCOME 151,303 130,270
Provision for credit losses 4,900 4,200
NET INTEREST INCOME AFTER PROVISION FOR CREDIT LOSSES 146,403 126,070
NONINTEREST INCOME    
Net gains and fees on sales of loans 6,511 5,022
Earnings on bank-owned life insurance 3,446 2,179
Net realized losses on sales of available for sale securities 0 (7)
Net loss on mortgage loans reclassified to held for sale (29,755) 0
Other income 390 793
Total Noninterest Income 5,829 30,048
NONINTEREST EXPENSE    
Salaries and employee benefits 69,443 54,982
Net occupancy 8,301 7,216
Equipment 7,818 7,008
Marketing 1,601 1,353
Outside data processing fees 7,190 5,929
Printing and office supplies 377 347
Intangible asset amortization 2,302 1,526
FDIC assessments 3,893 3,648
Other real estate owned and foreclosure expenses 1,100 600
Professional and other outside services 14,593 3,261
Other expenses 8,527 7,032
Total Noninterest Expense 125,145 92,902
Income Before Income Taxes 27,087 63,216
Income tax (benefit) expense (1,069) 7,877
NET INCOME 28,156 55,339
Preferred stock dividends 469 469
NET INCOME AVAILABLE TO COMMON STOCKHOLDERS $ 27,687 $ 54,870
Per Share Data:    
Basic Net Income Available to Common Stockholders (in dollars per share) $ 0.46 $ 0.95
Diluted Net Income Available to Common Stockholders (in dollars per share) 0.45 0.94
Cash Dividends Paid (in dollars per share) $ 0.36 $ 0.35
Average Diluted Common Shares Outstanding (in shares) 61,007,804 58,242,232
Service charges on deposit accounts    
NONINTEREST INCOME    
Other income $ 9,037 $ 8,072
Fiduciary and wealth management fees    
NONINTEREST INCOME    
Other income 9,768 8,644
Card payment fees    
NONINTEREST INCOME    
Other income 5,275 4,526
Derivative hedge fees    
NONINTEREST INCOME    
Other income 564 404
Other customer fees    
NONINTEREST INCOME    
Other income $ 593 $ 415