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INCOME TAX (Details) - USD ($)
$ in Thousands
3 Months Ended
Mar. 31, 2025
Mar. 31, 2024
Reconciliation of Federal Statutory to Actual Tax Expense:    
Federal statutory income tax at 21% $ 13,275 $ 11,501
Tax-exempt interest income (4,598) (4,352)
Non-deductible FDIC premiums 129 139
Tax-exempt earnings and gains on life insurance (458) (334)
Tax credits (903) (304)
State Income Tax 307 34
Other 125 141
Actual Tax Expense $ 7,877 $ 6,825
Effective Tax Rate 12.50% 12.50%