XML 63 R53.htm IDEA: XBRL DOCUMENT v3.25.1
LOANS AND ALLOWANCE FOR CREDIT LOSSES - Troubled Debt Restructurings by Modification Type (Details) - USD ($)
$ in Thousands
3 Months Ended
Mar. 31, 2025
Mar. 31, 2024
Accounts, Notes, Loans and Financing Receivable [Line Items]    
Loan Modifications Made to Borrowers Experiencing Financial Difficulty $ 69,197 $ 6,994
Commercial and industrial loans    
Accounts, Notes, Loans and Financing Receivable [Line Items]    
Loan Modifications Made to Borrowers Experiencing Financial Difficulty $ 21,512 $ 4,703
% of Total Class of Financing Receivable 0.17% 0.12%
Agricultural land, production and other loans to farmers    
Accounts, Notes, Loans and Financing Receivable [Line Items]    
Loan Modifications Made to Borrowers Experiencing Financial Difficulty $ 2,212  
Construction    
Accounts, Notes, Loans and Financing Receivable [Line Items]    
Loan Modifications Made to Borrowers Experiencing Financial Difficulty $ 22,000  
% of Total Class of Financing Receivable 2.77%  
Commercial real estate, owner occupied    
Accounts, Notes, Loans and Financing Receivable [Line Items]    
Loan Modifications Made to Borrowers Experiencing Financial Difficulty $ 16,303 $ 196
% of Total Class of Financing Receivable 0.84% 0.02%
Residential    
Accounts, Notes, Loans and Financing Receivable [Line Items]    
Loan Modifications Made to Borrowers Experiencing Financial Difficulty $ 6,909 $ 1,739
% of Total Class of Financing Receivable 0.01% 0.07%
Home equity    
Accounts, Notes, Loans and Financing Receivable [Line Items]    
Loan Modifications Made to Borrowers Experiencing Financial Difficulty $ 261 $ 356
% of Total Class of Financing Receivable   0.06%
Payment Delay    
Accounts, Notes, Loans and Financing Receivable [Line Items]    
Loan Modifications Made to Borrowers Experiencing Financial Difficulty 269 $ 3,249
Payment Delay | Commercial and industrial loans    
Accounts, Notes, Loans and Financing Receivable [Line Items]    
Loan Modifications Made to Borrowers Experiencing Financial Difficulty 0 1,542
Payment Delay 50
Payment Delay | Construction    
Accounts, Notes, Loans and Financing Receivable [Line Items]    
Loan Modifications Made to Borrowers Experiencing Financial Difficulty 0  
Payment Delay | Commercial real estate, owner occupied    
Accounts, Notes, Loans and Financing Receivable [Line Items]    
Loan Modifications Made to Borrowers Experiencing Financial Difficulty 0 0
Payment Delay | Residential    
Accounts, Notes, Loans and Financing Receivable [Line Items]    
Loan Modifications Made to Borrowers Experiencing Financial Difficulty 269 1,617
Payment Delay 6 31
Payment Delay | Home equity    
Accounts, Notes, Loans and Financing Receivable [Line Items]    
Loan Modifications Made to Borrowers Experiencing Financial Difficulty   90
Payment Delay   4
Term Extension    
Accounts, Notes, Loans and Financing Receivable [Line Items]    
Loan Modifications Made to Borrowers Experiencing Financial Difficulty 39,619 3,254
Term Extension | Commercial and industrial loans    
Accounts, Notes, Loans and Financing Receivable [Line Items]    
Loan Modifications Made to Borrowers Experiencing Financial Difficulty $ 7,365 $ 2,798
Term Extension 3 months 15 months
Term Extension | Construction    
Accounts, Notes, Loans and Financing Receivable [Line Items]    
Loan Modifications Made to Borrowers Experiencing Financial Difficulty $ 22,000  
Term Extension 5 months  
Term Extension | Commercial real estate, owner occupied    
Accounts, Notes, Loans and Financing Receivable [Line Items]    
Loan Modifications Made to Borrowers Experiencing Financial Difficulty $ 10,254 $ 190
Term Extension 3 months 5 months
Term Extension | Residential    
Accounts, Notes, Loans and Financing Receivable [Line Items]    
Loan Modifications Made to Borrowers Experiencing Financial Difficulty $ 0 $ 0
Term Extension  
Term Extension | Home equity    
Accounts, Notes, Loans and Financing Receivable [Line Items]    
Loan Modifications Made to Borrowers Experiencing Financial Difficulty   $ 266
Term Extension   6 months
Interest Rate Reduction    
Accounts, Notes, Loans and Financing Receivable [Line Items]    
Loan Modifications Made to Borrowers Experiencing Financial Difficulty   $ 250
Interest Rate Reduction | Commercial and industrial loans    
Accounts, Notes, Loans and Financing Receivable [Line Items]    
Loan Modifications Made to Borrowers Experiencing Financial Difficulty   $ 250
Reduction of the weighted average contractual interest rate before modification   9.00%
Reduction of the weighted average contractual interest rate after modification   8.00%
Interest Rate Reduction | Commercial real estate, owner occupied    
Accounts, Notes, Loans and Financing Receivable [Line Items]    
Loan Modifications Made to Borrowers Experiencing Financial Difficulty   $ 0
Interest Rate Reduction | Residential    
Accounts, Notes, Loans and Financing Receivable [Line Items]    
Loan Modifications Made to Borrowers Experiencing Financial Difficulty   0
Interest Rate Reduction | Home equity    
Accounts, Notes, Loans and Financing Receivable [Line Items]    
Loan Modifications Made to Borrowers Experiencing Financial Difficulty   0
Combination Payment Delay & Term Extension    
Accounts, Notes, Loans and Financing Receivable [Line Items]    
Loan Modifications Made to Borrowers Experiencing Financial Difficulty   14
Combination Payment Delay & Term Extension | Commercial and industrial loans    
Accounts, Notes, Loans and Financing Receivable [Line Items]    
Loan Modifications Made to Borrowers Experiencing Financial Difficulty   14
Payment Delay   $ 5
Term Extension   3 months
Combination Payment Delay & Term Extension | Commercial real estate, owner occupied    
Accounts, Notes, Loans and Financing Receivable [Line Items]    
Loan Modifications Made to Borrowers Experiencing Financial Difficulty   $ 0
Combination Payment Delay & Term Extension | Residential    
Accounts, Notes, Loans and Financing Receivable [Line Items]    
Loan Modifications Made to Borrowers Experiencing Financial Difficulty   0
Combination Payment Delay & Term Extension | Home equity    
Accounts, Notes, Loans and Financing Receivable [Line Items]    
Loan Modifications Made to Borrowers Experiencing Financial Difficulty   $ 0