XML 59 R49.htm IDEA: XBRL DOCUMENT v3.25.1
LOANS AND ALLOWANCE FOR CREDIT LOSSES - Risk Grading of Loan Portfolio by Loan Class (Details) - USD ($)
$ in Thousands
3 Months Ended 12 Months Ended
Mar. 31, 2025
Dec. 31, 2024
Accounts, Notes, Loans and Financing Receivable [Line Items]    
Current fiscal year $ 824,858 $ 2,869,611
Current fiscal year, charge-offs 0 1,450
Fiscal year before current fiscal year 2,590,012 1,733,843
Fiscal year before current fiscal year, charge-offs 801 40,529
Two years before current fiscal year 1,636,520 1,937,367
Two years before current fiscal year, charge-offs 1,382 1,681
Three years before current fiscal year 1,851,545 1,569,313
Three years before current fiscal year, charge-offs 467 8,947
Four years before current fiscal year 1,477,084 1,142,386
Four years before current fiscal year, charge-offs 3,142 576
Prior 2,136,306 1,139,559
Prior, charge-offs 390 1,060
Revolving loans amortized cost basis 2,486,297 2,447,911
Revolving loans amortized cost basis, charge-offs 0 0
Revolving loans converted to term 2,283 14,369
Revolving loans converted to term, charge-offs 0 0
Total 13,004,905 12,854,359
Total, charge-offs 6,182 54,243
Commercial and industrial loans    
Accounts, Notes, Loans and Financing Receivable [Line Items]    
Current fiscal year 449,752 1,359,867
Current fiscal year, charge-offs 0 1,242
Fiscal year before current fiscal year 1,207,288 539,311
Fiscal year before current fiscal year, charge-offs 630 39,087
Two years before current fiscal year 465,945 244,687
Two years before current fiscal year, charge-offs 1,040 341
Three years before current fiscal year 214,085 166,561
Three years before current fiscal year, charge-offs 16 8,605
Four years before current fiscal year 148,033 58,942
Four years before current fiscal year, charge-offs 3,094 500
Prior 95,609 51,036
Prior, charge-offs 87 424
Revolving loans amortized cost basis 1,725,885 1,693,245
Revolving loans amortized cost basis, charge-offs 0 0
Revolving loans converted to term 0 643
Revolving loans converted to term, charge-offs 0 0
Total 4,306,597 4,114,292
Total, charge-offs 4,867 50,199
Commercial and industrial loans | Pass    
Accounts, Notes, Loans and Financing Receivable [Line Items]    
Current fiscal year 431,109 1,314,174
Fiscal year before current fiscal year 1,184,550 493,138
Two years before current fiscal year 441,048 196,877
Three years before current fiscal year 165,738 158,215
Four years before current fiscal year 142,290 55,639
Prior 91,465 49,554
Revolving loans amortized cost basis 1,614,342 1,576,409
Revolving loans converted to term 0 130
Total 4,070,542 3,844,136
Commercial and industrial loans | Special Mention    
Accounts, Notes, Loans and Financing Receivable [Line Items]    
Current fiscal year 138 14,982
Fiscal year before current fiscal year 6,225 13,282
Two years before current fiscal year 6,271 20,837
Three years before current fiscal year 21,724 1,097
Four years before current fiscal year 823 2,222
Prior 2,286 348
Revolving loans amortized cost basis 44,753 41,187
Revolving loans converted to term 0 0
Total 82,220 93,955
Commercial and industrial loans | Substandard    
Accounts, Notes, Loans and Financing Receivable [Line Items]    
Current fiscal year 18,505 29,238
Fiscal year before current fiscal year 14,539 32,285
Two years before current fiscal year 18,614 26,973
Three years before current fiscal year 26,623 7,249
Four years before current fiscal year 3,570 1,081
Prior 1,281 1,134
Revolving loans amortized cost basis 66,790 75,649
Revolving loans converted to term 0 513
Total 149,922 174,122
Commercial and industrial loans | Doubtful    
Accounts, Notes, Loans and Financing Receivable [Line Items]    
Current fiscal year 0 1,473
Fiscal year before current fiscal year 1,974 606
Two years before current fiscal year 12 0
Three years before current fiscal year 0 0
Four years before current fiscal year 1,350 0
Prior 577 0
Revolving loans amortized cost basis 0 0
Revolving loans converted to term 0 0
Total 3,913 2,079
Agricultural land, production and other loans to farmers    
Accounts, Notes, Loans and Financing Receivable [Line Items]    
Current fiscal year 19,203 31,323
Fiscal year before current fiscal year 26,763 23,118
Two years before current fiscal year 22,313 31,563
Three years before current fiscal year 30,939 27,124
Four years before current fiscal year 26,248 27,585
Prior 55,446 30,433
Revolving loans amortized cost basis 62,952 85,166
Revolving loans converted to term 0 0
Total 243,864 256,312
Agricultural land, production and other loans to farmers | Pass    
Accounts, Notes, Loans and Financing Receivable [Line Items]    
Current fiscal year 18,823 28,600
Fiscal year before current fiscal year 24,089 23,070
Two years before current fiscal year 22,240 30,518
Three years before current fiscal year 29,683 26,442
Four years before current fiscal year 25,580 27,105
Prior 53,261 29,930
Revolving loans amortized cost basis 60,772 84,502
Revolving loans converted to term 0 0
Total 234,448 250,167
Agricultural land, production and other loans to farmers | Special Mention    
Accounts, Notes, Loans and Financing Receivable [Line Items]    
Current fiscal year 0 169
Fiscal year before current fiscal year 159 0
Two years before current fiscal year 29 245
Three years before current fiscal year 476 0
Four years before current fiscal year 0 446
Prior 863 422
Revolving loans amortized cost basis 1,227 528
Revolving loans converted to term 0 0
Total 2,754 1,810
Agricultural land, production and other loans to farmers | Substandard    
Accounts, Notes, Loans and Financing Receivable [Line Items]    
Current fiscal year 380 2,554
Fiscal year before current fiscal year 2,515 48
Two years before current fiscal year 44 800
Three years before current fiscal year 780 682
Four years before current fiscal year 668 34
Prior 1,322 81
Revolving loans amortized cost basis 953 136
Revolving loans converted to term 0 0
Total 6,662 4,335
Construction    
Accounts, Notes, Loans and Financing Receivable [Line Items]    
Current fiscal year 59,583 338,806
Fiscal year before current fiscal year 351,563 225,682
Two years before current fiscal year 223,438 152,105
Three years before current fiscal year 123,453 47,728
Four years before current fiscal year 13,782 6,398
Prior 11,029 8,589
Revolving loans amortized cost basis 10,327 12,836
Revolving loans converted to term 0 0
Total 793,175 792,144
Construction | Pass    
Accounts, Notes, Loans and Financing Receivable [Line Items]    
Current fiscal year 25,407 241,622
Fiscal year before current fiscal year 243,728 203,829
Two years before current fiscal year 200,293 114,794
Three years before current fiscal year 60,604 31,864
Four years before current fiscal year 13,178 6,398
Prior 10,994 8,549
Revolving loans amortized cost basis 10,327 12,836
Revolving loans converted to term 0 0
Total 564,531 619,892
Construction | Special Mention    
Accounts, Notes, Loans and Financing Receivable [Line Items]    
Current fiscal year 12,176 74,879
Fiscal year before current fiscal year 97,317 21,853
Two years before current fiscal year 23,145 19,019
Three years before current fiscal year 44,557 15,214
Four years before current fiscal year 0 0
Prior 35 40
Revolving loans amortized cost basis 0 0
Revolving loans converted to term 0 0
Total 177,230 131,005
Construction | Substandard    
Accounts, Notes, Loans and Financing Receivable [Line Items]    
Current fiscal year 22,000 22,305
Fiscal year before current fiscal year 10,518 0
Two years before current fiscal year 0 18,292
Three years before current fiscal year 18,292 0
Four years before current fiscal year 604 0
Prior 0 0
Revolving loans amortized cost basis 0 0
Revolving loans converted to term 0 0
Total 51,414 40,597
Construction | Doubtful    
Accounts, Notes, Loans and Financing Receivable [Line Items]    
Current fiscal year   0
Fiscal year before current fiscal year   0
Two years before current fiscal year   0
Three years before current fiscal year   650
Four years before current fiscal year   0
Prior   0
Revolving loans amortized cost basis   0
Revolving loans converted to term   0
Total   650
Commercial real estate, non-owner occupied    
Accounts, Notes, Loans and Financing Receivable [Line Items]    
Current fiscal year 116,249 496,934
Current fiscal year, charge-offs 0 0
Fiscal year before current fiscal year 389,909 287,464
Fiscal year before current fiscal year, charge-offs 0 339
Two years before current fiscal year 264,488 384,409
Two years before current fiscal year, charge-offs 0 3
Three years before current fiscal year 375,783 425,920
Three years before current fiscal year, charge-offs 178 0
Four years before current fiscal year 412,238 351,266
Four years before current fiscal year, charge-offs 0 0
Prior 585,183 308,160
Prior, charge-offs 15 1
Revolving loans amortized cost basis 34,019 19,863
Revolving loans amortized cost basis, charge-offs 0 0
Revolving loans converted to term 0 0
Revolving loans converted to term, charge-offs 0 0
Total 2,177,869 2,274,016
Total, charge-offs 193 343
Commercial real estate, non-owner occupied | Pass    
Accounts, Notes, Loans and Financing Receivable [Line Items]    
Current fiscal year 100,071 383,279
Fiscal year before current fiscal year 325,566 275,907
Two years before current fiscal year 250,185 342,442
Three years before current fiscal year 330,932 406,289
Four years before current fiscal year 394,174 327,372
Prior 561,031 278,362
Revolving loans amortized cost basis 33,931 19,863
Revolving loans converted to term 0 0
Total 1,995,890 2,033,514
Commercial real estate, non-owner occupied | Special Mention    
Accounts, Notes, Loans and Financing Receivable [Line Items]    
Current fiscal year 3,286 79,440
Fiscal year before current fiscal year 52,913 9,051
Two years before current fiscal year 11,867 35,230
Three years before current fiscal year 38,487 12,975
Four years before current fiscal year 11,423 5,287
Prior 4,941 28,200
Revolving loans amortized cost basis 86 0
Revolving loans converted to term 0 0
Total 123,003 170,183
Commercial real estate, non-owner occupied | Substandard    
Accounts, Notes, Loans and Financing Receivable [Line Items]    
Current fiscal year 12,892 34,215
Fiscal year before current fiscal year 11,430 2,506
Two years before current fiscal year 2,436 6,737
Three years before current fiscal year 6,364 6,656
Four years before current fiscal year 6,641 18,607
Prior 19,211 1,598
Revolving loans amortized cost basis 2 0
Revolving loans converted to term 0 0
Total 58,976 70,319
Commercial real estate, owner occupied    
Accounts, Notes, Loans and Financing Receivable [Line Items]    
Current fiscal year 91,871 209,900
Current fiscal year, charge-offs 0 0
Fiscal year before current fiscal year 210,357 160,646
Fiscal year before current fiscal year, charge-offs 51 0
Two years before current fiscal year 159,669 175,469
Two years before current fiscal year, charge-offs 152 0
Three years before current fiscal year 170,980 238,523
Three years before current fiscal year, charge-offs 0 0
Four years before current fiscal year 224,656 208,439
Four years before current fiscal year, charge-offs 0 9
Prior 320,632 132,934
Prior, charge-offs 5 0
Revolving loans amortized cost basis 36,574 32,033
Revolving loans amortized cost basis, charge-offs 0 0
Revolving loans converted to term 0 0
Revolving loans converted to term, charge-offs 0 0
Total 1,214,739 1,157,944
Total, charge-offs 208 9
Commercial real estate, owner occupied | Pass    
Accounts, Notes, Loans and Financing Receivable [Line Items]    
Current fiscal year 74,568 194,703
Fiscal year before current fiscal year 177,392 141,964
Two years before current fiscal year 147,507 164,725
Three years before current fiscal year 159,448 217,319
Four years before current fiscal year 213,429 198,314
Prior 308,349 127,431
Revolving loans amortized cost basis 36,114 31,573
Revolving loans converted to term 0 0
Total 1,116,807 1,076,029
Commercial real estate, owner occupied | Special Mention    
Accounts, Notes, Loans and Financing Receivable [Line Items]    
Current fiscal year 481 1,887
Fiscal year before current fiscal year 15,365 11,013
Two years before current fiscal year 5,129 7,555
Three years before current fiscal year 9,712 9,910
Four years before current fiscal year 7,719 8,603
Prior 8,369 1,951
Revolving loans amortized cost basis 460 460
Revolving loans converted to term 0 0
Total 47,235 41,379
Commercial real estate, owner occupied | Substandard    
Accounts, Notes, Loans and Financing Receivable [Line Items]    
Current fiscal year 16,822 13,310
Fiscal year before current fiscal year 14,027 7,669
Two years before current fiscal year 7,033 3,189
Three years before current fiscal year 1,820 11,294
Four years before current fiscal year 3,508 1,522
Prior 3,914 3,552
Revolving loans amortized cost basis 0 0
Revolving loans converted to term 0 0
Total 47,124 40,536
Commercial real estate, owner occupied | Doubtful    
Accounts, Notes, Loans and Financing Receivable [Line Items]    
Current fiscal year 0  
Fiscal year before current fiscal year 3,573  
Two years before current fiscal year 0  
Three years before current fiscal year 0  
Four years before current fiscal year 0  
Prior 0  
Revolving loans amortized cost basis 0  
Revolving loans converted to term 0  
Total 3,573  
Residential    
Accounts, Notes, Loans and Financing Receivable [Line Items]    
Current fiscal year 49,584 223,850
Current fiscal year, charge-offs 0 0
Fiscal year before current fiscal year 217,706 417,417
Fiscal year before current fiscal year, charge-offs 26 173
Two years before current fiscal year 423,225 687,790
Two years before current fiscal year, charge-offs 50 779
Three years before current fiscal year 680,705 405,283
Three years before current fiscal year, charge-offs 121 136
Four years before current fiscal year 400,067 330,261
Four years before current fiscal year, charge-offs 0 20
Prior 609,677 300,731
Prior, charge-offs 187 288
Revolving loans amortized cost basis 8,824 9,384
Revolving loans amortized cost basis, charge-offs 0 0
Revolving loans converted to term 64 13
Revolving loans converted to term, charge-offs 0 0
Total 2,389,852 2,374,729
Total, charge-offs 384 1,396
Residential | Pass    
Accounts, Notes, Loans and Financing Receivable [Line Items]    
Current fiscal year 49,584 221,016
Fiscal year before current fiscal year 215,741 413,552
Two years before current fiscal year 417,482 672,713
Three years before current fiscal year 665,752 397,192
Four years before current fiscal year 392,322 326,154
Prior 599,913 293,785
Revolving loans amortized cost basis 8,327 8,887
Revolving loans converted to term 48 13
Total 2,349,169 2,333,312
Residential | Special Mention    
Accounts, Notes, Loans and Financing Receivable [Line Items]    
Current fiscal year 0 1,528
Fiscal year before current fiscal year 485 1,953
Two years before current fiscal year 3,581 6,228
Three years before current fiscal year 6,036 4,102
Four years before current fiscal year 3,667 2,891
Prior 4,948 3,152
Revolving loans amortized cost basis 150 150
Revolving loans converted to term 16 0
Total 18,883 20,004
Residential | Substandard    
Accounts, Notes, Loans and Financing Receivable [Line Items]    
Current fiscal year 0 1,306
Fiscal year before current fiscal year 1,480 1,912
Two years before current fiscal year 2,162 8,849
Three years before current fiscal year 8,917 3,989
Four years before current fiscal year 4,078 1,216
Prior 4,816 3,794
Revolving loans amortized cost basis 347 347
Revolving loans converted to term 0 0
Total 21,800 21,413
Home equity    
Accounts, Notes, Loans and Financing Receivable [Line Items]    
Current fiscal year 2,350 6,887
Current fiscal year, charge-offs 0 0
Fiscal year before current fiscal year 11,799 4,354
Fiscal year before current fiscal year, charge-offs 6 10
Two years before current fiscal year 4,193 25,757
Two years before current fiscal year, charge-offs 0 35
Three years before current fiscal year 24,292 52,413
Three years before current fiscal year, charge-offs 11 22
Four years before current fiscal year 50,563 10,783
Four years before current fiscal year, charge-offs 2 0
Prior 15,862 4,141
Prior, charge-offs 44 267
Revolving loans amortized cost basis 539,221 541,944
Revolving loans amortized cost basis, charge-offs 0 0
Revolving loans converted to term 2,219 13,532
Revolving loans converted to term, charge-offs 0 0
Total 650,499 659,811
Total, charge-offs 63 334
Home equity | Pass    
Accounts, Notes, Loans and Financing Receivable [Line Items]    
Current fiscal year 2,289 6,788
Fiscal year before current fiscal year 11,023 4,354
Two years before current fiscal year 4,193 24,810
Three years before current fiscal year 23,629 51,313
Four years before current fiscal year 49,320 10,486
Prior 14,843 3,976
Revolving loans amortized cost basis 532,713 535,132
Revolving loans converted to term 2,105 12,124
Total 640,115 648,983
Home equity | Special Mention    
Accounts, Notes, Loans and Financing Receivable [Line Items]    
Current fiscal year 0 38
Fiscal year before current fiscal year 38 0
Two years before current fiscal year 0 375
Three years before current fiscal year 0 285
Four years before current fiscal year 467 297
Prior 36 69
Revolving loans amortized cost basis 4,069 4,568
Revolving loans converted to term 114 442
Total 4,724 6,074
Home equity | Substandard    
Accounts, Notes, Loans and Financing Receivable [Line Items]    
Current fiscal year 61 61
Fiscal year before current fiscal year 738 0
Two years before current fiscal year 0 572
Three years before current fiscal year 663 815
Four years before current fiscal year 776 0
Prior 983 96
Revolving loans amortized cost basis 2,439 2,244
Revolving loans converted to term 0 966
Total 5,660 4,754
Individuals' loans for household and other personal expenditures    
Accounts, Notes, Loans and Financing Receivable [Line Items]    
Current fiscal year 14,306 40,972
Current fiscal year, charge-offs 0 208
Fiscal year before current fiscal year 25,105 22,101
Fiscal year before current fiscal year, charge-offs 88 920
Two years before current fiscal year 19,430 31,703
Two years before current fiscal year, charge-offs 140 523
Three years before current fiscal year 29,142 10,695
Three years before current fiscal year, charge-offs 141 184
Four years before current fiscal year 8,985 2,335
Four years before current fiscal year, charge-offs 46 47
Prior 5,928 4,733
Prior, charge-offs 52 80
Revolving loans amortized cost basis 38,058 53,308
Revolving loans amortized cost basis, charge-offs 0 0
Revolving loans converted to term 0 181
Revolving loans converted to term, charge-offs 0 0
Total 140,954 166,028
Total, charge-offs 467 1,962
Individuals' loans for household and other personal expenditures | Pass    
Accounts, Notes, Loans and Financing Receivable [Line Items]    
Current fiscal year 14,306 40,819
Fiscal year before current fiscal year 24,848 21,867
Two years before current fiscal year 19,061 31,356
Three years before current fiscal year 28,870 10,520
Four years before current fiscal year 8,844 2,276
Prior 5,912 4,693
Revolving loans amortized cost basis 38,013 53,180
Revolving loans converted to term 0 180
Total 139,854 164,891
Individuals' loans for household and other personal expenditures | Special Mention    
Accounts, Notes, Loans and Financing Receivable [Line Items]    
Current fiscal year 0 153
Fiscal year before current fiscal year 257 234
Two years before current fiscal year 369 347
Three years before current fiscal year 272 175
Four years before current fiscal year 141 59
Prior 16 40
Revolving loans amortized cost basis 45 128
Revolving loans converted to term 0 0
Total 1,100 1,136
Individuals' loans for household and other personal expenditures | Substandard    
Accounts, Notes, Loans and Financing Receivable [Line Items]    
Current fiscal year   0
Fiscal year before current fiscal year   0
Two years before current fiscal year   0
Three years before current fiscal year   0
Four years before current fiscal year   0
Prior   0
Revolving loans amortized cost basis   0
Revolving loans converted to term   1
Total   1
Public finance and other commercial loans    
Accounts, Notes, Loans and Financing Receivable [Line Items]    
Current fiscal year 21,960 161,072
Fiscal year before current fiscal year 149,522 53,750
Two years before current fiscal year 53,819 203,884
Three years before current fiscal year 202,166 195,066
Four years before current fiscal year 192,512 146,377
Prior 436,940 298,802
Revolving loans amortized cost basis 30,437 132
Revolving loans converted to term 0 0
Total 1,087,356 1,059,083
Public finance and other commercial loans | Pass    
Accounts, Notes, Loans and Financing Receivable [Line Items]    
Current fiscal year 21,960 161,072
Fiscal year before current fiscal year 149,522 53,750
Two years before current fiscal year 53,341 203,884
Three years before current fiscal year 202,166 195,066
Four years before current fiscal year 192,512 146,377
Prior 434,690 298,802
Revolving loans amortized cost basis 30,437 132
Revolving loans converted to term 0 0
Total 1,084,628 $ 1,059,083
Public finance and other commercial loans | Special Mention    
Accounts, Notes, Loans and Financing Receivable [Line Items]    
Current fiscal year 0  
Fiscal year before current fiscal year 0  
Two years before current fiscal year 478  
Three years before current fiscal year 0  
Four years before current fiscal year 0  
Prior 2,250  
Revolving loans amortized cost basis 0  
Revolving loans converted to term 0  
Total $ 2,728