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INCOME TAX (Details) - USD ($)
$ in Thousands
3 Months Ended 9 Months Ended
Sep. 30, 2024
Sep. 30, 2023
Sep. 30, 2024
Sep. 30, 2023
Reconciliation of Federal Statutory to Actual Tax Expense:        
Federal statutory income tax at 21% $ 11,833 $ 13,728 $ 32,572 $ 44,589
Tax-exempt interest income (4,409) (4,469) (13,157) (13,792)
Non-deductible FDIC premiums 180 126 462 299
Share-based compensation 98 (108) 113 (172)
Tax-exempt earnings and gains on life insurance (579) (369) (1,318) (1,080)
Tax credits (305) (84) (969) (249)
State Income Tax 333 254 142 1,474
Other 9 (73) 207 (48)
Actual Tax Expense $ 7,160 $ 9,005 $ 18,052 $ 31,021
Effective Tax Rate 12.70% 13.80% 11.60% 14.60%