XML 56 R46.htm IDEA: XBRL DOCUMENT v3.24.3
LOANS AND ALLOWANCE FOR CREDIT LOSSES - Risk Grading of Loan Portfolio by Loan Class (Details) - USD ($)
$ in Thousands
9 Months Ended 12 Months Ended
Sep. 30, 2024
Dec. 31, 2023
Accounts, Notes, Loans and Financing Receivable [Line Items]    
Current fiscal year $ 2,236,647 $ 2,870,871
Current fiscal year, charge-offs 1,308 14,338
Fiscal year before current fiscal year 1,944,861 2,546,512
Fiscal year before current fiscal year, charge-offs 38,737 4,012
Two years before current fiscal year 2,049,586 2,063,941
Two years before current fiscal year, charge-offs 1,330 1,350
Three years before current fiscal year 1,676,529 1,410,944
Three years before current fiscal year, charge-offs 8,872 5,894
Four years before current fiscal year 1,206,739 529,690
Four years before current fiscal year, charge-offs 572 338
Prior 1,206,911 892,018
Prior, charge-offs 838 2,107
Revolving loans amortized cost basis 2,316,471 2,164,828
Revolving loans amortized cost basis, charge-offs 0 0
Revolving loans converted to term 9,064 7,223
Revolving loans converted to term, charge-offs 0 0
Total 12,646,808 12,486,027
Total, charge-offs 51,657 28,039
Commercial and industrial loans    
Accounts, Notes, Loans and Financing Receivable [Line Items]    
Current fiscal year 1,153,289 1,223,491
Current fiscal year, charge-offs 1,178 13,973
Fiscal year before current fiscal year 668,386 498,757
Fiscal year before current fiscal year, charge-offs 37,655 2,711
Two years before current fiscal year 292,762 272,427
Two years before current fiscal year, charge-offs 242 576
Three years before current fiscal year 190,009 93,854
Three years before current fiscal year, charge-offs 8,577 5,665
Four years before current fiscal year 67,109 52,403
Four years before current fiscal year, charge-offs 498 78
Prior 55,389 46,773
Prior, charge-offs 236 261
Revolving loans amortized cost basis 1,613,582 1,483,039
Revolving loans amortized cost basis, charge-offs 0 0
Revolving loans converted to term 691 204
Revolving loans converted to term, charge-offs 0 0
Total 4,041,217 3,670,948
Total, charge-offs 48,386 23,264
Commercial and industrial loans | Pass    
Accounts, Notes, Loans and Financing Receivable [Line Items]    
Current fiscal year 1,110,731 1,175,967
Fiscal year before current fiscal year 625,113 474,601
Two years before current fiscal year 259,418 253,148
Three years before current fiscal year 180,272 86,226
Four years before current fiscal year 62,723 47,910
Prior 53,350 45,020
Revolving loans amortized cost basis 1,495,641 1,393,756
Revolving loans converted to term 136 60
Total 3,787,384 3,476,688
Commercial and industrial loans | Special Mention    
Accounts, Notes, Loans and Financing Receivable [Line Items]    
Current fiscal year 14,480 34,356
Fiscal year before current fiscal year 9,872 3,911
Two years before current fiscal year 8,979 1,546
Three years before current fiscal year 2,730 5,149
Four years before current fiscal year 2,731 2,986
Prior 369 241
Revolving loans amortized cost basis 45,459 45,994
Revolving loans converted to term 0 0
Total 84,620 94,183
Commercial and industrial loans | Substandard    
Accounts, Notes, Loans and Financing Receivable [Line Items]    
Current fiscal year 28,078 12,311
Fiscal year before current fiscal year 32,296 20,245
Two years before current fiscal year 24,365 17,733
Three years before current fiscal year 7,007 2,479
Four years before current fiscal year 1,655 1,507
Prior 1,670 1,512
Revolving loans amortized cost basis 72,482 40,449
Revolving loans converted to term 555 144
Total 168,108 96,380
Commercial and industrial loans | Doubtful    
Accounts, Notes, Loans and Financing Receivable [Line Items]    
Current fiscal year 0 857
Fiscal year before current fiscal year 1,105 0
Two years before current fiscal year 0 0
Three years before current fiscal year 0 0
Four years before current fiscal year 0 0
Prior 0 0
Revolving loans amortized cost basis 0 2,840
Revolving loans converted to term 0 0
Total 1,105 3,697
Agricultural land, production and other loans to farmers    
Accounts, Notes, Loans and Financing Receivable [Line Items]    
Current fiscal year 24,308 35,691
Current fiscal year, charge-offs   0
Fiscal year before current fiscal year 24,089 38,561
Fiscal year before current fiscal year, charge-offs   0
Two years before current fiscal year 35,090 31,511
Two years before current fiscal year, charge-offs   0
Three years before current fiscal year 28,568 31,502
Three years before current fiscal year, charge-offs   0
Four years before current fiscal year 28,766 12,995
Four years before current fiscal year, charge-offs   0
Prior 32,975 25,620
Prior, charge-offs   0
Revolving loans amortized cost basis 64,947 87,534
Revolving loans amortized cost basis, charge-offs   0
Revolving loans converted to term 0 0
Revolving loans converted to term, charge-offs   0
Total 238,743 263,414
Total, charge-offs   0
Agricultural land, production and other loans to farmers | Pass    
Accounts, Notes, Loans and Financing Receivable [Line Items]    
Current fiscal year 23,646 35,633
Fiscal year before current fiscal year 24,039 38,145
Two years before current fiscal year 33,909 31,511
Three years before current fiscal year 27,872 31,048
Four years before current fiscal year 28,250 12,995
Prior 32,445 25,462
Revolving loans amortized cost basis 63,526 87,534
Revolving loans converted to term 0 0
Total 233,687 262,328
Agricultural land, production and other loans to farmers | Special Mention    
Accounts, Notes, Loans and Financing Receivable [Line Items]    
Current fiscal year 171 0
Fiscal year before current fiscal year 0 266
Two years before current fiscal year 245 0
Three years before current fiscal year 0 0
Four years before current fiscal year 0 0
Prior 444 122
Revolving loans amortized cost basis 548 0
Revolving loans converted to term 0 0
Total 1,408 388
Agricultural land, production and other loans to farmers | Substandard    
Accounts, Notes, Loans and Financing Receivable [Line Items]    
Current fiscal year 491 58
Fiscal year before current fiscal year 50 150
Two years before current fiscal year 936 0
Three years before current fiscal year 696 454
Four years before current fiscal year 516 0
Prior 86 36
Revolving loans amortized cost basis 873 0
Revolving loans converted to term 0 0
Total 3,648 698
Construction    
Accounts, Notes, Loans and Financing Receivable [Line Items]    
Current fiscal year 244,050 430,923
Current fiscal year, charge-offs   0
Fiscal year before current fiscal year 254,267 271,917
Fiscal year before current fiscal year, charge-offs   0
Two years before current fiscal year 201,097 203,672
Two years before current fiscal year, charge-offs   0
Three years before current fiscal year 87,087 29,218
Three years before current fiscal year, charge-offs   0
Four years before current fiscal year 6,518 7,723
Four years before current fiscal year, charge-offs   0
Prior 8,857 2,357
Prior, charge-offs   0
Revolving loans amortized cost basis 12,828 11,735
Revolving loans amortized cost basis, charge-offs   0
Revolving loans converted to term 0 0
Revolving loans converted to term, charge-offs   0
Total 814,704 957,545
Total, charge-offs   0
Construction | Pass    
Accounts, Notes, Loans and Financing Receivable [Line Items]    
Current fiscal year 186,900 403,578
Fiscal year before current fiscal year 227,462 267,587
Two years before current fiscal year 174,201 198,350
Three years before current fiscal year 73,746 8,372
Four years before current fiscal year 6,518 7,723
Prior 8,851 2,357
Revolving loans amortized cost basis 12,828 11,735
Revolving loans converted to term 0 0
Total 690,506 899,702
Construction | Special Mention    
Accounts, Notes, Loans and Financing Receivable [Line Items]    
Current fiscal year 35,150 25,894
Fiscal year before current fiscal year 26,805 0
Two years before current fiscal year 18,197 0
Three years before current fiscal year 13,341 20,846
Four years before current fiscal year 0 0
Prior 6 0
Revolving loans amortized cost basis 0 0
Revolving loans converted to term 0 0
Total 93,499 46,740
Construction | Substandard    
Accounts, Notes, Loans and Financing Receivable [Line Items]    
Current fiscal year 22,000 1,451
Fiscal year before current fiscal year 0 4,330
Two years before current fiscal year 8,699 5,322
Three years before current fiscal year 0 0
Four years before current fiscal year 0 0
Prior 0 0
Revolving loans amortized cost basis 0 0
Revolving loans converted to term 0 0
Total 30,699 11,103
Commercial real estate, non-owner occupied    
Accounts, Notes, Loans and Financing Receivable [Line Items]    
Current fiscal year 403,251 470,118
Current fiscal year, charge-offs 0 0
Fiscal year before current fiscal year 305,444 535,962
Fiscal year before current fiscal year, charge-offs 339 66
Two years before current fiscal year 374,640 542,551
Two years before current fiscal year, charge-offs 3 0
Three years before current fiscal year 443,864 443,320
Three years before current fiscal year, charge-offs 0 0
Four years before current fiscal year 372,634 160,799
Four years before current fiscal year, charge-offs 0 0
Prior 329,837 231,061
Prior, charge-offs 0 0
Revolving loans amortized cost basis 21,681 17,028
Revolving loans amortized cost basis, charge-offs 0 0
Revolving loans converted to term 0 0
Revolving loans converted to term, charge-offs 0 0
Total 2,251,351 2,400,839
Total, charge-offs 342 66
Commercial real estate, non-owner occupied | Pass    
Accounts, Notes, Loans and Financing Receivable [Line Items]    
Current fiscal year 278,958 373,378
Fiscal year before current fiscal year 280,167 504,280
Two years before current fiscal year 346,311 535,327
Three years before current fiscal year 413,970 418,553
Four years before current fiscal year 351,260 141,320
Prior 299,771 200,821
Revolving loans amortized cost basis 21,681 16,744
Revolving loans converted to term 0 0
Total 1,992,118 2,190,423
Commercial real estate, non-owner occupied | Special Mention    
Accounts, Notes, Loans and Financing Receivable [Line Items]    
Current fiscal year 81,543 76,382
Fiscal year before current fiscal year 19,499 21,145
Two years before current fiscal year 19,347 7,005
Three years before current fiscal year 23,624 4,531
Four years before current fiscal year 1,768 19,479
Prior 28,452 27,941
Revolving loans amortized cost basis 0 37
Revolving loans converted to term 0 0
Total 174,233 156,520
Commercial real estate, non-owner occupied | Substandard    
Accounts, Notes, Loans and Financing Receivable [Line Items]    
Current fiscal year 31,922 20,358
Fiscal year before current fiscal year 5,778 10,537
Two years before current fiscal year 8,982 219
Three years before current fiscal year 6,270 20,236
Four years before current fiscal year 19,606 0
Prior 1,614 2,299
Revolving loans amortized cost basis 0 247
Revolving loans converted to term 0 0
Total 74,172 53,896
Commercial real estate, non-owner occupied | Doubtful    
Accounts, Notes, Loans and Financing Receivable [Line Items]    
Current fiscal year 10,828  
Fiscal year before current fiscal year 0  
Two years before current fiscal year 0  
Three years before current fiscal year 0  
Four years before current fiscal year 0  
Prior 0  
Revolving loans amortized cost basis 0  
Revolving loans converted to term 0  
Total 10,828  
Commercial real estate, owner occupied    
Accounts, Notes, Loans and Financing Receivable [Line Items]    
Current fiscal year 127,141 201,554
Current fiscal year, charge-offs 0 48
Fiscal year before current fiscal year 182,523 208,567
Fiscal year before current fiscal year, charge-offs 0 0
Two years before current fiscal year 187,332 269,848
Two years before current fiscal year, charge-offs 0 0
Three years before current fiscal year 246,262 270,527
Three years before current fiscal year, charge-offs 0 0
Four years before current fiscal year 222,657 100,388
Four years before current fiscal year, charge-offs 9 2
Prior 152,608 83,316
Prior, charge-offs 0 0
Revolving loans amortized cost basis 34,228 27,883
Revolving loans amortized cost basis, charge-offs 0 0
Revolving loans converted to term 0 0
Revolving loans converted to term, charge-offs 0 0
Total 1,152,751 1,162,083
Total, charge-offs 9 50
Commercial real estate, owner occupied | Pass    
Accounts, Notes, Loans and Financing Receivable [Line Items]    
Current fiscal year 118,117 176,750
Fiscal year before current fiscal year 167,922 199,821
Two years before current fiscal year 173,512 256,346
Three years before current fiscal year 230,821 263,522
Four years before current fiscal year 214,975 99,180
Prior 144,123 77,485
Revolving loans amortized cost basis 33,613 27,369
Revolving loans converted to term 0 0
Total 1,083,083 1,100,473
Commercial real estate, owner occupied | Special Mention    
Accounts, Notes, Loans and Financing Receivable [Line Items]    
Current fiscal year 2,220 6,712
Fiscal year before current fiscal year 2,385 5,034
Two years before current fiscal year 8,616 9,319
Three years before current fiscal year 6,545 2,460
Four years before current fiscal year 4,935 919
Prior 1,402 2,902
Revolving loans amortized cost basis 460 514
Revolving loans converted to term 0 0
Total 26,563 27,860
Commercial real estate, owner occupied | Substandard    
Accounts, Notes, Loans and Financing Receivable [Line Items]    
Current fiscal year 6,804 18,092
Fiscal year before current fiscal year 12,216 3,712
Two years before current fiscal year 5,204 4,183
Three years before current fiscal year 8,896 4,545
Four years before current fiscal year 2,747 289
Prior 7,083 2,929
Revolving loans amortized cost basis 155 0
Revolving loans converted to term 0 0
Total 43,105 33,750
Residential    
Accounts, Notes, Loans and Financing Receivable [Line Items]    
Current fiscal year 168,430 398,334
Current fiscal year, charge-offs 0 101
Fiscal year before current fiscal year 424,733 704,355
Fiscal year before current fiscal year, charge-offs 124 252
Two years before current fiscal year 692,860 448,226
Two years before current fiscal year, charge-offs 653 208
Three years before current fiscal year 415,668 368,420
Three years before current fiscal year, charge-offs 123 3
Four years before current fiscal year 342,646 100,585
Four years before current fiscal year, charge-offs 21 3
Prior 316,151 263,618
Prior, charge-offs 288 94
Revolving loans amortized cost basis 6,442 5,219
Revolving loans amortized cost basis, charge-offs 0 0
Revolving loans converted to term 13 164
Revolving loans converted to term, charge-offs 0 0
Total 2,366,943 2,288,921
Total, charge-offs 1,209 661
Residential | Pass    
Accounts, Notes, Loans and Financing Receivable [Line Items]    
Current fiscal year 166,807 395,363
Fiscal year before current fiscal year 421,280 695,056
Two years before current fiscal year 680,588 442,495
Three years before current fiscal year 408,017 365,297
Four years before current fiscal year 339,835 98,654
Prior 308,575 254,718
Revolving loans amortized cost basis 6,117 4,988
Revolving loans converted to term 13 83
Total 2,331,232 2,256,654
Residential | Special Mention    
Accounts, Notes, Loans and Financing Receivable [Line Items]    
Current fiscal year 1,095 2,167
Fiscal year before current fiscal year 1,975 5,591
Two years before current fiscal year 5,436 3,202
Three years before current fiscal year 3,425 1,924
Four years before current fiscal year 1,745 1,065
Prior 3,585 4,837
Revolving loans amortized cost basis 0 200
Revolving loans converted to term 0 81
Total 17,261 19,067
Residential | Substandard    
Accounts, Notes, Loans and Financing Receivable [Line Items]    
Current fiscal year 528 804
Fiscal year before current fiscal year 1,478 3,708
Two years before current fiscal year 6,836 2,529
Three years before current fiscal year 4,226 1,199
Four years before current fiscal year 1,066 866
Prior 3,991 4,063
Revolving loans amortized cost basis 325 31
Revolving loans converted to term 0 0
Total 18,450 13,200
Home equity    
Accounts, Notes, Loans and Financing Receivable [Line Items]    
Current fiscal year 6,301 9,438
Current fiscal year, charge-offs 0 69
Fiscal year before current fiscal year 6,674 30,499
Fiscal year before current fiscal year, charge-offs 10 213
Two years before current fiscal year 26,315 62,318
Two years before current fiscal year, charge-offs 35 224
Three years before current fiscal year 55,167 12,176
Three years before current fiscal year, charge-offs 23 149
Four years before current fiscal year 11,864 1,107
Four years before current fiscal year, charge-offs 0 193
Prior 4,585 4,000
Prior, charge-offs 264 1,596
Revolving loans amortized cost basis 522,291 491,950
Revolving loans amortized cost basis, charge-offs 0 0
Revolving loans converted to term 7,991 6,083
Revolving loans converted to term, charge-offs 0 0
Total 641,188 617,571
Total, charge-offs 332 2,444
Home equity | Pass    
Accounts, Notes, Loans and Financing Receivable [Line Items]    
Current fiscal year 6,239 9,375
Fiscal year before current fiscal year 6,674 29,784
Two years before current fiscal year 25,743 61,591
Three years before current fiscal year 54,185 11,084
Four years before current fiscal year 11,864 1,092
Prior 4,346 3,875
Revolving loans amortized cost basis 516,564 484,330
Revolving loans converted to term 6,766 5,837
Total 632,381 606,968
Home equity | Special Mention    
Accounts, Notes, Loans and Financing Receivable [Line Items]    
Current fiscal year 0 0
Fiscal year before current fiscal year 0 715
Two years before current fiscal year 0 0
Three years before current fiscal year 421 1,092
Four years before current fiscal year 0 15
Prior 33 2
Revolving loans amortized cost basis 3,772 5,031
Revolving loans converted to term 593 149
Total 4,819 7,004
Home equity | Substandard    
Accounts, Notes, Loans and Financing Receivable [Line Items]    
Current fiscal year 62 63
Fiscal year before current fiscal year 0 0
Two years before current fiscal year 572 727
Three years before current fiscal year 561 0
Four years before current fiscal year 0 0
Prior 206 123
Revolving loans amortized cost basis 1,955 2,589
Revolving loans converted to term 632 97
Total 3,988 3,599
Individuals' loans for household and other personal expenditures    
Accounts, Notes, Loans and Financing Receivable [Line Items]    
Current fiscal year 37,648 35,965
Current fiscal year, charge-offs 130 147
Fiscal year before current fiscal year 24,957 49,547
Fiscal year before current fiscal year, charge-offs 609 770
Two years before current fiscal year 34,620 28,525
Two years before current fiscal year, charge-offs 397 342
Three years before current fiscal year 12,585 6,795
Three years before current fiscal year, charge-offs 149 77
Four years before current fiscal year 3,177 2,071
Four years before current fiscal year, charge-offs 44 62
Prior 5,225 5,918
Prior, charge-offs 50 156
Revolving loans amortized cost basis 39,899 38,795
Revolving loans amortized cost basis, charge-offs 0 0
Revolving loans converted to term 369 772
Revolving loans converted to term, charge-offs 0 0
Total 158,480 168,388
Total, charge-offs 1,379 1,554
Individuals' loans for household and other personal expenditures | Pass    
Accounts, Notes, Loans and Financing Receivable [Line Items]    
Current fiscal year 37,606 35,781
Fiscal year before current fiscal year 24,496 49,295
Two years before current fiscal year 34,052 28,387
Three years before current fiscal year 11,078 6,726
Four years before current fiscal year 3,097 2,070
Prior 5,215 5,904
Revolving loans amortized cost basis 39,613 38,619
Revolving loans converted to term 369 772
Total 155,526 167,554
Individuals' loans for household and other personal expenditures | Special Mention    
Accounts, Notes, Loans and Financing Receivable [Line Items]    
Current fiscal year 42 184
Fiscal year before current fiscal year 461 246
Two years before current fiscal year 568 138
Three years before current fiscal year 1,507 69
Four years before current fiscal year 80 0
Prior 8 14
Revolving loans amortized cost basis 286 176
Revolving loans converted to term 0 0
Total 2,952 827
Individuals' loans for household and other personal expenditures | Substandard    
Accounts, Notes, Loans and Financing Receivable [Line Items]    
Current fiscal year 0 0
Fiscal year before current fiscal year 0 6
Two years before current fiscal year 0 0
Three years before current fiscal year 0 0
Four years before current fiscal year 0 1
Prior 2 0
Revolving loans amortized cost basis 0 0
Revolving loans converted to term 0 0
Total 2 7
Public finance and other commercial loans    
Accounts, Notes, Loans and Financing Receivable [Line Items]    
Current fiscal year 72,229 65,357
Fiscal year before current fiscal year 53,788 208,347
Two years before current fiscal year 204,870 204,863
Three years before current fiscal year 197,319 155,132
Four years before current fiscal year 151,368 91,619
Prior 301,284 229,355
Revolving loans amortized cost basis 573 1,645
Revolving loans converted to term 0 0
Total 981,431 956,318
Public finance and other commercial loans | Pass    
Accounts, Notes, Loans and Financing Receivable [Line Items]    
Current fiscal year 72,229 65,357
Fiscal year before current fiscal year 53,788 208,347
Two years before current fiscal year 204,870 204,863
Three years before current fiscal year 197,319 155,132
Four years before current fiscal year 151,368 91,619
Prior 301,284 229,355
Revolving loans amortized cost basis 573 1,645
Revolving loans converted to term 0 0
Total $ 981,431 $ 956,318