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INCOME TAX (Details) - USD ($)
$ in Thousands
3 Months Ended 6 Months Ended
Jun. 30, 2024
Jun. 30, 2023
Jun. 30, 2024
Jun. 30, 2023
Reconciliation of Federal Statutory to Actual Tax Expense:        
Federal statutory income tax at 21% $ 9,238 $ 15,028 $ 20,739 $ 30,861
Tax-exempt interest income (4,396) (4,456) (8,748) (9,323)
Non-deductible FDIC premiums 143 113 282 173
Share-based compensation (15) (3) 15 (64)
Tax-exempt earnings and gains on life insurance (405) (441) (739) (711)
Tax credits (360) (73) (664) (165)
State Income Tax (225) 520 (191) 1,220
Other 87 11 198 25
Actual Tax Expense $ 4,067 $ 10,699 $ 10,892 $ 22,016
Effective Tax Rate 9.20% 15.00% 11.00% 15.00%