The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ACCENTURE PLC ADR FOREIGN EQUITIES G1151C101 10,455 37,657 SH   SOLE   36,954 466 237
ACCENTURE PLC ADR FOREIGN EQUITIES G1151C101 124 446 SH   DFND   386 60 0
LINDE PLC COM COMMON STOCK G5494J103 4,141 14,402 SH   SOLE   14,254 25 123
LINDE PLC COM COMMON STOCK G5494J103 3 10 SH   DFND   10 0 0
MEDTRONIC INCORPORATED ADR FOREIGN EQUITIES G5960L103 3,173 35,356 SH   SOLE   34,855 482 19
MEDTRONIC INCORPORATED ADR FOREIGN EQUITIES G5960L103 36 398 SH   DFND   303 95 0
ALCON INC COM FOREIGN EQUITIES H01301128 3,067 43,897 SH   SOLE   43,616 150 131
CHUBB LIMITED ADR FOREIGN EQUITIES H1467J104 8,684 44,174 SH   SOLE   43,527 389 258
CHUBB LIMITED ADR FOREIGN EQUITIES H1467J104 273 1,387 SH   DFND   1,357 30 0
AFLAC INC COM COMMON STOCK 001055102 470 8,494 SH   SOLE   8,494 0 0
AT&T INC COM COMMON STOCK 00206R102 898 42,875 SH   SOLE   42,401 474 0
AT&T INC COM COMMON STOCK 00206R102 21 1,000 SH   DFND   1,000 0 0
ABBOTT LABS COM COMMON STOCK 002824100 10,179 93,683 SH   SOLE   92,450 900 333
ABBOTT LABS COM COMMON STOCK 002824100 323 2,969 SH   DFND   2,819 150 0
ABBVIE INC COM COMMON STOCK 00287Y109 3,185 20,794 SH   SOLE   20,794 0 0
ABBVIE INC COM COMMON STOCK 00287Y109 222 1,450 SH   DFND   1,450 0 0
ADOBE SYSTEMS INC COM COMMON STOCK 00724F101 4,442 12,135 SH   SOLE   11,343 725 67
ADOBE SYSTEMS INC COM COMMON STOCK 00724F101 48 131 SH   DFND   131 0 0
ALEXANDRIA RE EQUITIES INC COM REAL ESTATE INVESTMENT TRUST 015271109 1,399 9,645 SH   SOLE   9,565 0 80
ALEXANDRIA RE EQUITIES INC COM REAL ESTATE INVESTMENT TRUST 015271109 1 4 SH   DFND   4 0 0
ALLIANT CORP COM COMMON STOCK 018802108 2,977 50,800 SH   SOLE   49,225 1,450 125
ALLIANT CORP COM COMMON STOCK 018802108 203 3,460 SH   DFND   3,260 200 0
ALPHABET INC CL C COM COMMON STOCK 02079K107 2,518 1,151 SH   SOLE   1,144 0 7
ALPHABET INC CL C COM COMMON STOCK 02079K107 33 15 SH   DFND   15 0 0
ALPHABET CL A COM COMMON STOCK 02079K305 16,207 7,437 SH   SOLE   7,309 87 41
ALPHABET CL A COM COMMON STOCK 02079K305 368 169 SH   DFND   169 0 0
AMAZON INC COM COMMON STOCK 023135106 6,745 63,510 SH   SOLE   62,570 560 380
AMAZON INC COM COMMON STOCK 023135106 85 800 SH   DFND   800 0 0
AMERICAN EXPRESS CO COM COMMON STOCK 025816109 255 1,838 SH   SOLE   1,826 0 12
AMERICAN TOWER CORP REIT REAL ESTATE INVESTMENT TRUST 03027X100 2,660 10,406 SH   SOLE   10,276 0 130
AMERICAN WATER CO INC COM COMMON STOCK 030420103 1,410 9,479 SH   SOLE   9,286 17 176
AMERICAN WATER CO INC COM COMMON STOCK 030420103 10 68 SH   DFND   68 0 0
AMERISOURCE-BERGEN CORP COM COMMON STOCK 03073E105 623 4,401 SH   SOLE   4,374 19 8
AMERISOURCE-BERGEN CORP COM COMMON STOCK 03073E105 12 87 SH   DFND   87 0 0
AMERIPRISE FINANCIAL COM COMMON STOCK 03076C106 5,415 22,782 SH   SOLE   22,355 363 64
AMERIPRISE FINANCIAL COM COMMON STOCK 03076C106 94 397 SH   DFND   397 0 0
AMGEN INC COM COMMON STOCK 031162100 5,403 22,208 SH   SOLE   22,158 50 0
AMGEN INC COM COMMON STOCK 031162100 50 206 SH   DFND   206 0 0
AMPHENOL CORPORATION COM COMMON STOCK 032095101 6,293 97,752 SH   SOLE   97,212 0 540
AMPHENOL CORPORATION COM COMMON STOCK 032095101 15 233 SH   DFND   233 0 0
ANSYS, INC. COM COMMON STOCK 03662Q105 555 2,319 SH   SOLE   2,262 0 57
ANTHEM INC COM COMMON STOCK 036752103 869 1,800 SH   SOLE   1,800 0 0
APPLE COMPUTER INC COM COMMON STOCK 037833100 31,645 231,458 SH   SOLE   228,902 1,737 819
APPLE COMPUTER INC COM COMMON STOCK 037833100 833 6,095 SH   DFND   6,095 0 0
AUTOMATIC DATA PROCESSING COM COMMON STOCK 053015103 12,673 60,335 SH   SOLE   59,291 715 329
AUTOMATIC DATA PROCESSING COM COMMON STOCK 053015103 275 1,307 SH   DFND   1,276 31 0
BALL CORP COM COMMON STOCK 058498106 2,922 42,492 SH   SOLE   42,492 0 0
BAXTER INTERNATIONAL INC COM COMMON STOCK 071813109 1,274 19,831 SH   SOLE   19,081 650 100
BAXTER INTERNATIONAL INC COM COMMON STOCK 071813109 103 1,600 SH   DFND   1,600 0 0
BECTON DICKINSON & CO COM COMMON STOCK 075887109 3,738 15,163 SH   SOLE   14,653 350 160
BECTON DICKINSON & CO COM COMMON STOCK 075887109 108 437 SH   DFND   382 55 0
BERKSHIRE HATHAWAY CL A COM COMMON STOCK 084670108 818 2 SH   SOLE   2 0 0
BERKSHIRE HATHAWAY CL B COM COMMON STOCK 084670702 4,435 16,246 SH   SOLE   16,080 98 68
BERKSHIRE HATHAWAY CL B COM COMMON STOCK 084670702 68 250 SH   DFND   250 0 0
BLACKROCK INC COM COMMON STOCK 09247X101 5,271 8,655 SH   SOLE   8,601 13 41
BLACKROCK INC COM COMMON STOCK 09247X101 76 125 SH   DFND   125 0 0
BRISTOL-MYERS SQUIBB COM COMMON STOCK 110122108 328 4,265 SH   SOLE   4,225 0 40
BROADCOM INC NPV COM COMMON STOCK 11135F101 9,918 20,416 SH   SOLE   20,287 25 104
BROADCOM INC NPV COM COMMON STOCK 11135F101 132 272 SH   DFND   272 0 0
BROWN & BROWN INC COM COMMON STOCK 115236101 2,030 34,803 SH   SOLE   32,803 2,000 0
BROWN & BROWN INC COM COMMON STOCK 115236101 51 880 SH   DFND   680 200 0
CME GROUP COM COMMON STOCK 12572Q105 322 1,572 SH   SOLE   1,560 0 12
CVS CORPORATION DELAWARE COM COMMON STOCK 126650100 3,366 36,331 SH   SOLE   36,206 0 125
CVS CORPORATION DELAWARE COM COMMON STOCK 126650100 19 200 SH   DFND   200 0 0
CANADIAN NATIONAL RAILWAY ADR FOREIGN EQUITIES 136375102 3,558 31,635 SH   SOLE   31,570 0 65
CASEY'S GENERAL STORE COM COMMON STOCK 147528103 1,807 9,769 SH   SOLE   9,769 0 0
CATERPILLAR INC. COM COMMON STOCK 149123101 3,195 17,875 SH   SOLE   17,730 0 145
CHARLES RIV LABS INTL INC COM COMMON STOCK 159864107 1,156 5,402 SH   SOLE   5,169 172 61
CHARLES RIV LABS INTL INC COM COMMON STOCK 159864107 102 475 SH   DFND   475 0 0
CHEVRON CORP COM COMMON STOCK 166764100 7,829 54,075 SH   SOLE   53,494 456 125
CHEVRON CORP COM COMMON STOCK 166764100 245 1,695 SH   DFND   1,620 75 0
CISCO SYSTEMS COM COMMON STOCK 17275R102 7,005 164,322 SH   SOLE   162,093 1,660 569
CISCO SYSTEMS COM COMMON STOCK 17275R102 173 4,051 SH   DFND   4,051 0 0
COCA COLA CO COM COMMON STOCK 191216100 1,525 24,252 SH   SOLE   24,234 0 18
COCA COLA CO COM COMMON STOCK 191216100 47 750 SH   DFND   750 0 0
COGNIZANT TECHNOLOGY COM COMMON STOCK 192446102 6,098 90,356 SH   SOLE   89,806 0 550
COGNIZANT TECHNOLOGY COM COMMON STOCK 192446102 27 397 SH   DFND   397 0 0
COLGATE PALMOLIVE CO COM COMMON STOCK 194162103 856 10,685 SH   SOLE   10,185 500 0
COMCAST CORP CLASS A COM COMMON STOCK 20030N101 8,824 224,942 SH   SOLE   223,048 520 1,374
COMCAST CORP CLASS A COM COMMON STOCK 20030N101 136 3,456 SH   DFND   3,456 0 0
CONOCOPHILLIPS COM COMMON STOCK 20825C104 2,021 22,507 SH   SOLE   21,785 675 47
CONOCOPHILLIPS COM COMMON STOCK 20825C104 81 900 SH   DFND   800 100 0
CORNING INC COM COMMON STOCK 219350105 1,151 36,532 SH   SOLE   35,770 762 0
CORNING INC COM COMMON STOCK 219350105 116 3,675 SH   DFND   3,675 0 0
CORTEVA INC COM COMMON STOCK 22052L104 3,718 68,689 SH   SOLE   68,233 0 456
CORTEVA INC COM COMMON STOCK 22052L104 38 693 SH   DFND   693 0 0
COSTCO COMPANIES INC COM COMMON STOCK 22160K105 11,928 24,888 SH   SOLE   24,493 256 139
COSTCO COMPANIES INC COM COMMON STOCK 22160K105 85 178 SH   DFND   178 0 0
CULLEN FROST BANKERS COM COMMON STOCK 229899109 2,462 21,144 SH   SOLE   21,000 0 144
CULLEN FROST BANKERS COM COMMON STOCK 229899109 17 150 SH   DFND   150 0 0
CUMMINS INC COM COMMON STOCK 231021106 4,199 21,699 SH   SOLE   21,677 0 22
CUMMINS INC COM COMMON STOCK 231021106 39 202 SH   DFND   202 0 0
DANAHER CORP COM COMMON STOCK 235851102 7,566 29,845 SH   SOLE   28,948 761 136
DANAHER CORP COM COMMON STOCK 235851102 145 570 SH   DFND   500 70 0
DEERE & CO COM COMMON STOCK 244199105 398 1,328 SH   SOLE   1,323 0 5
DEERE & CO COM COMMON STOCK 244199105 30 100 SH   DFND   100 0 0
DIGITAL REALTY TRUST REIT REAL ESTATE INVESTMENT TRUST 253868103 540 4,163 SH   SOLE   4,163 0 0
DIGITAL REALTY TRUST REIT REAL ESTATE INVESTMENT TRUST 253868103 1 5 SH   DFND   5 0 0
DISNEY WALT COMPANY COM COMMON STOCK 254687106 4,253 45,049 SH   SOLE   44,181 535 333
DISNEY WALT COMPANY COM COMMON STOCK 254687106 65 689 SH   DFND   689 0 0
DOMINION RESOURCES INC NEW COM COMMON STOCK 25746U109 875 10,959 SH   SOLE   10,884 0 75
DUPONT DE NUMOURS INC COM COMMON STOCK 26614N102 320 5,766 SH   SOLE   5,766 0 0
DUPONT DE NUMOURS INC COM COMMON STOCK 26614N102 15 266 SH   DFND   266 0 0
EOG RESOURCES INC COM COMMON STOCK 26875P101 4,351 39,396 SH   SOLE   38,796 36 564
EOG RESOURCES INC COM COMMON STOCK 26875P101 34 312 SH   DFND   312 0 0
ECOLAB INC COM COMMON STOCK 278865100 1,511 9,828 SH   SOLE   9,393 350 85
ECOLAB INC COM COMMON STOCK 278865100 12 75 SH   DFND   75 0 0
EDWARDS LIFESCIENCES CORP COM COMMON STOCK 28176E108 5,129 53,942 SH   SOLE   53,854 0 88
EDWARDS LIFESCIENCES CORP COM COMMON STOCK 28176E108 2 23 SH   DFND   23 0 0
ELECTRONIC ARTS INC COM COMMON STOCK 285512109 353 2,902 SH   SOLE   2,807 0 95
EMERSON ELEC CO COM COMMON STOCK 291011104 2,330 29,300 SH   SOLE   29,130 0 170
EMERSON ELEC CO COM COMMON STOCK 291011104 87 1,100 SH   DFND   1,100 0 0
EQUINIX INC REIT REAL ESTATE INVESTMENT TRUST 29444U700 771 1,173 SH   SOLE   1,173 0 0
EXXON MOBIL CORP COM COMMON STOCK 30231G102 2,858 33,376 SH   SOLE   32,271 1,005 100
EXXON MOBIL CORP COM COMMON STOCK 30231G102 62 725 SH   DFND   625 100 0
META PLATFORMS INC COMMON STOCK 30303M102 1,864 11,561 SH   SOLE   11,300 129 132
FIRST MERCHANTS CORP COM COMMON STOCK 320817109 2,684 75,368 SH   SOLE   75,368 0 0
FIRST MERCHANTS CORP COM COMMON STOCK 320817109 151 4,250 SH   DFND   4,250 0 0
FORTIVE CORP COM COMMON STOCK 34959J108 387 7,116 SH   SOLE   6,996 83 37
FORTIVE CORP COM COMMON STOCK 34959J108 11 200 SH   DFND   150 50 0
FOX COM COMMON STOCK 35137L105 2,586 80,444 SH   SOLE   80,115 0 329
FRANKLIN ELECTRIC CO INC COM COMMON STOCK 353514102 14,799 202,000 SH   SOLE   2,000 0 200,000
GENERAL MILLS COM COMMON STOCK 370334104 254 3,370 SH   SOLE   3,370 0 0
GENUINE PARTS CO COM COMMON STOCK 372460105 3,156 23,731 SH   SOLE   23,172 509 50
GENUINE PARTS CO COM COMMON STOCK 372460105 366 2,753 SH   DFND   2,678 75 0
GRACO INC COM COMMON STOCK 384109104 3,483 58,641 SH   SOLE   57,586 816 239
GRACO INC COM COMMON STOCK 384109104 32 539 SH   DFND   539 0 0
JACK HENRY & ASSOCIATES COM COMMON STOCK 426281101 2,547 14,149 SH   SOLE   14,104 0 45
JACK HENRY & ASSOCIATES COM COMMON STOCK 426281101 40 222 SH   DFND   162 60 0
HOME DEPOT INC COM COMMON STOCK 437076102 8,835 32,215 SH   SOLE   31,860 109 246
HOME DEPOT INC COM COMMON STOCK 437076102 165 602 SH   DFND   602 0 0
HONEYWELL INTL INC COM COMMON STOCK 438516106 6,894 39,663 SH   SOLE   39,138 323 202
HONEYWELL INTL INC COM COMMON STOCK 438516106 121 697 SH   DFND   617 80 0
HORMEL FOODS CORP COM COMMON STOCK 440452100 4,131 87,234 SH   SOLE   86,799 63 372
HORMEL FOODS CORP COM COMMON STOCK 440452100 32 679 SH   DFND   679 0 0
ILLINOIS TOOL WORKS INC COM COMMON STOCK 452308109 271 1,488 SH   SOLE   1,488 0 0
INTEL CORP COM COMMON STOCK 458140100 3,901 104,309 SH   SOLE   103,654 250 405
INTEL CORP COM COMMON STOCK 458140100 84 2,250 SH   DFND   2,250 0 0
INVESCO ULTRA SHORT DURATIONEFT ETF FIXED TAXABLE 46090A887 14,083 284,269 SH   SOLE   276,723 5,901 1,645
INVESCO ULTRA SHORT DURATIONEFT ETF FIXED TAXABLE 46090A887 151 3,050 SH   DFND   3,050 0 0
INVESCO S&P 5OO EQ WEIGHT ETF ETF LARGE CAP/MULTI-CAP 46137V357 2,525 18,810 SH   SOLE   18,528 282 0
INVESCO S&P 5OO EQ WEIGHT ETF ETF LARGE CAP/MULTI-CAP 46137V357 120 895 SH   DFND   895 0 0
DOW JONES SELECT DIVIDEND ETF I SHARES ETF LARGE CAP/MULTI-CAP 464287168 425 3,615 SH   SOLE   3,115 500 0
S&P 500 INDEX I SHARES ETF LARGE CAP/MULTI-CAP 464287200 1,633 4,307 SH   SOLE   4,307 0 0
BARCLAYS AGGREGATE BOND ETF ISHARES ETF FIXED TAXABLE 464287226 45,923 451,639 SH   SOLE   428,595 18,469 4,575
BARCLAYS AGGREGATE BOND ETF ISHARES ETF FIXED TAXABLE 464287226 1,807 17,772 SH   DFND   17,772 0 0
MSCI EMERGING MARKET INDEX ETF ISHARES ETF EMERGING MARKET 464287234 1,902 47,447 SH   SOLE   44,672 2,775 0
MSCI EMERGING MARKET INDEX ETF ISHARES ETF EMERGING MARKET 464287234 90 2,255 SH   DFND   2,255 0 0
S&P 500 GROWTH ETF I SHARES ETF LARGE CAP/MULTI-CAP 464287309 18,232 302,109 SH   SOLE   289,703 11,143 1,263
S&P 500 GROWTH ETF I SHARES ETF LARGE CAP/MULTI-CAP 464287309 495 8,204 SH   DFND   8,204 0 0
S&P 500 VALUE ETF ISHARES ETF LARGE CAP/MULTI-CAP 464287408 12,945 94,177 SH   SOLE   91,318 2,624 235
S&P 500 VALUE ETF ISHARES ETF LARGE CAP/MULTI-CAP 464287408 14 100 SH   DFND   100 0 0
MSCI EAFE ETF ISHARES ETF INTERNATIONAL 464287465 117 1,876 SH   SOLE   1,876 0 0
MSCI EAFE ETF ISHARES ETF INTERNATIONAL 464287465 184 2,943 SH   DFND   2,943 0 0
RUSSELL MID CAP GROWTH INDEXISHARES ETF ETF MID CAP 464287481 4,423 55,830 SH   SOLE   54,083 1,390 357
RUSSELL MID CAP GROWTH INDEXISHARES ETF ETF MID CAP 464287481 143 1,800 SH   DFND   1,800 0 0
RUSSELL MID CAP INDEX ISHARES ETF ETF MID CAP 464287499 6,434 99,522 SH   SOLE   99,065 0 457
S&P MID CAP 400 ETF ISHARES ETF MID CAP 464287507 1,173 5,185 SH   SOLE   5,185 0 0
NASDAQ BIOTECH INDEX ETF COMMON STOCK 464287556 1,240 10,540 SH   SOLE   9,765 675 100
NASDAQ BIOTECH INDEX ETF COMMON STOCK 464287556 18 150 SH   DFND   150 0 0
RUSSELL 1000 VALUE ETF ISHARES ETF LARGE CAP/MULTI-CAP 464287598 2,526 17,423 SH   SOLE   17,423 0 0
S&P MID-CAP 400 GROWTH ETF ISHARES ETF MID CAP 464287606 13,317 208,998 SH   SOLE   205,362 3,180 456
S&P MID-CAP 400 GROWTH ETF ISHARES ETF MID CAP 464287606 126 1,984 SH   DFND   1,984 0 0
RUSSELL 1000 GROWTH ETF ISHARES ETF LARGE CAP/MULTI-CAP 464287614 234 1,070 SH   SOLE   1,070 0 0
RUSSELL 200 GROWTH ETF ETF LARGE CAP/MULTI-CAP 464287648 206 1,000 SH   SOLE   1,000 0 0
RUSSELL 2000 INDEX ETF ISHARES ETF SMALL CAP 464287655 6,536 38,595 SH   SOLE   38,078 420 97
S&P MID-CAP 400 VALUE ETF ISHARES ETF MID CAP 464287705 15,688 166,189 SH   SOLE   164,373 1,322 494
S&P MID-CAP 400 VALUE ETF ISHARES ETF MID CAP 464287705 203 2,151 SH   DFND   2,151 0 0
US TELECOMM ISHARES ETF COMMON STOCK 464287713 356 14,172 SH   SOLE   13,780 157 235
US TECHNOLOGY ISHARES ETF COMMON STOCK 464287721 17,255 215,822 SH   SOLE   207,111 6,801 1,910
US TECHNOLOGY ISHARES ETF COMMON STOCK 464287721 708 8,860 SH   DFND   8,860 0 0
ISHARES TR US HLTHCARE ETF ETF LARGE CAP/MULTI-CAP 464287762 229 853 SH   SOLE   753 100 0
ISHARES TR US HLTHCARE ETF ETF LARGE CAP/MULTI-CAP 464287762 206 767 SH   DFND   767 0 0
ISHARES TR U.S. FINLS ETF ETF LARGE CAP/MULTI-CAP 464287788 132 1,891 SH   SOLE   1,691 200 0
ISHARES TR U.S. FINLS ETF ETF LARGE CAP/MULTI-CAP 464287788 91 1,300 SH   DFND   1,300 0 0
S&P SMALL CAP 600 CORE ETF ISHARES ETF SMALL CAP 464287804 22,410 242,531 SH   SOLE   236,123 4,769 1,639
S&P SMALL CAP 600 CORE ETF ISHARES ETF SMALL CAP 464287804 326 3,526 SH   DFND   3,526 0 0
S&P SMALL CAP 600 VALUE ETF ISHARES ETF SMALL CAP 464287879 4,833 54,280 SH   SOLE   53,646 492 142
S&P SMALL CAP 600 VALUE ETF ISHARES ETF SMALL CAP 464287879 56 632 SH   DFND   332 300 0
S&P SMALL CAP 600 GROWTH ETF ISHARES ETF SMALL CAP 464287887 4,883 46,361 SH   SOLE   46,163 92 106
S&P SMALL CAP 600 GROWTH ETF ISHARES ETF SMALL CAP 464287887 82 776 SH   DFND   476 300 0
JPM EMERGING MARKETS ISHARES ETF FIXED TAXABLE 464288281 2,942 34,486 SH   SOLE   33,166 984 336
JPM EMERGING MARKETS ISHARES ETF FIXED TAXABLE 464288281 144 1,689 SH   DFND   1,689 0 0
ISHARES TR INTL SEL DIV ETF ETF INTERNATIONAL 464288448 418 15,407 SH   SOLE   15,407 0 0
ISHARES PREFERRED & INC ETF ETF PREFERRED 464288687 718 21,849 SH   SOLE   21,849 0 0
ISHARES PREFERRED & INC ETF ETF PREFERRED 464288687 33 1,000 SH   DFND   1,000 0 0
MSCI EMERGING MKTS CORE ISHARES ETF EMERGING MARKET 46434G103 1,604 32,687 SH   SOLE   32,188 54 445
LC CORE DVD GROWTH ETF LARGE CAP/MULTI-CAP 46434V621 270 5,669 SH   SOLE   5,669 0 0
J P MORGAN CHASE & CO COM COMMON STOCK 46625H100 6,394 56,780 SH   SOLE   56,241 279 260
J P MORGAN CHASE & CO COM COMMON STOCK 46625H100 90 800 SH   DFND   800 0 0
JOHNSON & JOHNSON COM COMMON STOCK 478160104 11,969 67,430 SH   SOLE   66,208 916 306
JOHNSON & JOHNSON COM COMMON STOCK 478160104 671 3,780 SH   DFND   3,720 60 0
KEYCORP COM COMMON STOCK 493267108 181 10,489 SH   SOLE   10,489 0 0
KIMBERLY CLARK CORP COM COMMON STOCK 494368103 3,144 23,263 SH   SOLE   22,863 400 0
KIMBERLY CLARK CORP COM COMMON STOCK 494368103 385 2,850 SH   DFND   2,800 50 0
L3HARRIS TECHNOLOGIES INC COM COMMON STOCK 502431109 11,260 46,588 SH   SOLE   45,663 570 355
L3HARRIS TECHNOLOGIES INC COM COMMON STOCK 502431109 164 679 SH   DFND   600 79 0
LA-Z BOY INC COM COMMON STOCK 505336107 403 17,012 SH   SOLE   17,012 0 0
LAM RESEARCH CORP COM COMMON STOCK 512807108 5,458 12,808 SH   SOLE   12,701 42 65
LAM RESEARCH CORP COM COMMON STOCK 512807108 40 95 SH   DFND   95 0 0
LILLY ELI & CO COM COMMON STOCK 532457108 11,568 35,680 SH   SOLE   35,270 64 346
LILLY ELI & CO COM COMMON STOCK 532457108 8,663 26,718 SH   DFND   26,718 0 0
LOCKHEED MARTIN CORP COM COMMON STOCK 539830109 3,971 9,235 SH   SOLE   8,950 204 81
LOCKHEED MARTIN CORP COM COMMON STOCK 539830109 71 164 SH   DFND   164 0 0
LOWE'S COMPANIES INC COM COMMON STOCK 548661107 12,146 69,539 SH   SOLE   68,756 326 457
LOWE'S COMPANIES INC COM COMMON STOCK 548661107 220 1,260 SH   DFND   1,210 50 0
MDU RES GROUP INC COM COMMON STOCK 552690109 1,245 46,129 SH   SOLE   43,854 2,000 275
MDU RES GROUP INC COM COMMON STOCK 552690109 3 106 SH   DFND   106 0 0
MARKETTAXESS HOLDINGS INC COM COMMON STOCK 57060D108 791 3,090 SH   SOLE   2,921 136 33
MARKETTAXESS HOLDINGS INC COM COMMON STOCK 57060D108 77 300 SH   DFND   300 0 0
MASIMO CORP COM COMMON STOCK 574795100 637 4,872 SH   SOLE   4,729 143 0
MASIMO CORP COM COMMON STOCK 574795100 52 400 SH   DFND   400 0 0
MCDONALDS CORP COM COMMON STOCK 580135101 2,441 9,889 SH   SOLE   9,881 0 8
MCDONALDS CORP COM COMMON STOCK 580135101 133 539 SH   DFND   539 0 0
MERCK & CO INC COM COMMON STOCK 58933Y105 609 6,682 SH   SOLE   6,682 0 0
MERCK & CO INC COM COMMON STOCK 58933Y105 91 1,000 SH   DFND   1,000 0 0
MICROSOFT CORPORATION COM COMMON STOCK 594918104 25,108 97,767 SH   SOLE   96,037 1,282 448
MICROSOFT CORPORATION COM COMMON STOCK 594918104 777 3,026 SH   DFND   2,826 200 0
MICROCHIP TECHNOLOGY COM COMMON STOCK 595017104 3,275 56,394 SH   SOLE   53,872 2,072 450
MICROCHIP TECHNOLOGY COM COMMON STOCK 595017104 308 5,300 SH   DFND   5,100 200 0
NATIONAL VISION HLDGS INC COM COMMON STOCK 63845R107 395 14,350 SH   SOLE   13,685 665 0
NATIONAL VISION HLDGS INC COM COMMON STOCK 63845R107 30 1,100 SH   DFND   1,100 0 0
NEXTERA ENERGY INC COM COMMON STOCK 65339F101 5,390 69,589 SH   SOLE   68,710 731 148
NEXTERA ENERGY INC COM COMMON STOCK 65339F101 747 9,647 SH   DFND   9,647 0 0
NIKE INC CL B COM COMMON STOCK 654106103 1,035 10,126 SH   SOLE   9,999 0 127
NORTHERN TR CORP COM COMMON STOCK 665859104 3,153 32,677 SH   SOLE   31,552 900 225
NORTHERN TR CORP COM COMMON STOCK 665859104 120 1,242 SH   DFND   1,167 75 0
NUCOR CORP COM COMMON STOCK 670346105 1,530 14,654 SH   SOLE   14,486 28 140
NUCOR CORP COM COMMON STOCK 670346105 133 1,270 SH   DFND   1,270 0 0
NVIDIA CORP COM COMMON STOCK 67066G104 2,301 15,182 SH   SOLE   11,412 3,640 130
O'REILLY AUTOMOTIVE INC COM COMMON STOCK 67103H107 4,599 7,279 SH   SOLE   7,247 0 32
OMNICOM GROUP INC COM COMMON STOCK 681919106 4,368 68,674 SH   SOLE   67,411 1,047 216
OMNICOM GROUP INC COM COMMON STOCK 681919106 94 1,478 SH   DFND   1,378 100 0
OMNICELL INC COM COMMON STOCK 68213N109 1,293 11,365 SH   SOLE   11,047 287 31
ORACLE CORP COM COMMON STOCK 68389X105 1,463 20,948 SH   SOLE   20,793 0 155
ORACLE CORP COM COMMON STOCK 68389X105 10 150 SH   DFND   150 0 0
OUTLOOK THERAPEUTICS INC COMMON STOCK 69012T206 151 149,170 SH   SOLE   149,170 0 0
PALO ALTO NETWORKS INC COM COMMON STOCK 697435105 254 515 SH   SOLE   515 0 0
PAYPAL HOLDINGS COM COMMON STOCK 70450Y103 1,516 21,707 SH   SOLE   21,415 110 182
PEPSICO INC COM COMMON STOCK 713448108 11,863 71,180 SH   SOLE   69,953 946 281
PEPSICO INC COM COMMON STOCK 713448108 485 2,912 SH   DFND   2,852 60 0
PFIZER INC COM COMMON STOCK 717081103 9,680 184,633 SH   SOLE   182,880 783 970
PFIZER INC COM COMMON STOCK 717081103 314 5,989 SH   DFND   5,989 0 0
PHILLIPS 66 COM COMMON STOCK 718546104 1,067 13,008 SH   SOLE   13,008 0 0
PHILLIPS 66 COM COMMON STOCK 718546104 123 1,500 SH   DFND   1,500 0 0
POOL CORPORATION COM COMMON STOCK 73278L105 1,335 3,800 SH   SOLE   3,722 78 0
T. ROWE PRICE GROUP INC COM COMMON STOCK 74144T108 6,234 54,875 SH   SOLE   54,165 518 192
T. ROWE PRICE GROUP INC COM COMMON STOCK 74144T108 79 692 SH   DFND   624 68 0
PROCTER & GAMBLE CO COM COMMON STOCK 742718109 7,608 52,913 SH   SOLE   52,140 709 64
PROCTER & GAMBLE CO COM COMMON STOCK 742718109 501 3,481 SH   DFND   3,401 80 0
PROLOGIS INC REIT REAL ESTATE INVESTMENT TRUST 74340W103 608 5,168 SH   SOLE   5,163 0 5
PROLOGIS INC REIT REAL ESTATE INVESTMENT TRUST 74340W103 1 6 SH   DFND   6 0 0
PUBLIC STORAGE INC. CLASS A REIT REAL ESTATE INVESTMENT TRUST 74460D109 953 3,049 SH   SOLE   2,881 150 18
PUBLIC STORAGE INC. CLASS A REIT REAL ESTATE INVESTMENT TRUST 74460D109 2 6 SH   DFND   6 0 0
RAYTHEON TECHNOLOGIES COM COMMON STOCK 75513E101 6,689 69,595 SH   SOLE   68,206 1,298 91
RAYTHEON TECHNOLOGIES COM COMMON STOCK 75513E101 61 635 SH   DFND   579 56 0
REALTY INCOME CORP REIT REAL ESTATE INVESTMENT TRUST 756109104 2,151 31,512 SH   SOLE   30,407 508 597
REALTY INCOME CORP REIT REAL ESTATE INVESTMENT TRUST 756109104 87 1,276 SH   DFND   1,276 0 0
REPUBLIC SERVICES INC COM COMMON STOCK 760759100 328 2,510 SH   SOLE   2,500 0 10
ROPER INDS INC NEW COM COMMON STOCK 776696106 2,363 5,989 SH   SOLE   5,918 0 71
ROPER INDS INC NEW COM COMMON STOCK 776696106 24 61 SH   DFND   61 0 0
S&P GLOBAL INC COM COMMON STOCK 78409V104 2,271 6,737 SH   SOLE   6,615 32 90
S&P GLOBAL INC COM COMMON STOCK 78409V104 4 13 SH   DFND   13 0 0
S&P 500 ETF SPDR ETF LARGE CAP/MULTI-CAP 78462F103 3,755 9,954 SH   SOLE   9,954 0 0
S&P 500 ETF SPDR ETF LARGE CAP/MULTI-CAP 78462F103 2,801 7,425 SH   DFND   7,425 0 0
BARCLAYS CONVERITIBLE SEC ETF SPDR ETF FIXED TAXABLE 78464A359 688 10,650 SH   SOLE   10,650 0 0
S&P 400 MID-CAP ETF SPDR ETF MID CAP 78467Y107 7,951 19,229 SH   SOLE   18,828 401 0
S&P 400 MID-CAP ETF SPDR ETF MID CAP 78467Y107 201 485 SH   DFND   465 20 0
B/B HIGH YIELD BOND SPDR ETF ETF FIXED TAXABLE 78468R622 4,167 45,940 SH   SOLE   44,494 1,058 388
B/B HIGH YIELD BOND SPDR ETF ETF FIXED TAXABLE 78468R622 182 2,004 SH   DFND   2,004 0 0
CHARLES SCHWAB CORP COM COMMON STOCK 808513105 6,381 100,997 SH   SOLE   100,340 199 458
CHARLES SCHWAB CORP COM COMMON STOCK 808513105 23 359 SH   DFND   359 0 0
SCHWAB INTERNATIONAL DVD ETF ETF INTERNATIONAL 808524672 4,126 183,537 SH   SOLE   182,416 500 621
SCHWAB STRATEGIC TR US DIVIDEND EQ ETF LARGE CAP/MULTI-CAP 808524797 7,417 103,543 SH   SOLE   103,543 0 0
SCHWAB STRATEGIC TR US DIVIDEND EQ ETF LARGE CAP/MULTI-CAP 808524797 67 929 SH   DFND   929 0 0
CHARLES SCHWAB INTERMEDIATE ETF FIXED TAXABLE 808524854 944 18,306 SH   SOLE   18,306 0 0
CHARLES SCHWAB INTERMEDIATE ETF FIXED TAXABLE 808524854 62 1,207 SH   DFND   1,207 0 0
SCHWAB STRATEGIC S/T US TREASURY ETF ETF FIXED TAXABLE 808524862 1,262 25,654 SH   SOLE   25,654 0 0
SCHWAB STRATEGIC S/T US TREASURY ETF ETF FIXED TAXABLE 808524862 71 1,437 SH   DFND   1,437 0 0
SCHWAB STRATEGIC TR US TIPS ETF ETF FIXED TAXABLE 808524870 292 5,236 SH   SOLE   5,236 0 0
MATERIALS SECTOR ETF SPDR COMMON STOCK 81369Y100 4,894 66,493 SH   SOLE   65,143 1,085 265
MATERIALS SECTOR ETF SPDR COMMON STOCK 81369Y100 80 1,085 SH   DFND   1,085 0 0
HEALTHCARE SECTOR ETF SPDR COMMON STOCK 81369Y209 8,837 68,912 SH   SOLE   66,358 2,075 479
HEALTHCARE SECTOR ETF SPDR COMMON STOCK 81369Y209 219 1,708 SH   DFND   1,708 0 0
CONSUMER STAPLES SECTOR ETF SPDR COMMON STOCK 81369Y308 7,812 108,233 SH   SOLE   105,053 2,849 331
CONSUMER STAPLES SECTOR ETF SPDR COMMON STOCK 81369Y308 226 3,137 SH   DFND   3,137 0 0
CONSUMER DISCRETION SECTOR ETF COMMON STOCK 81369Y407 3,551 25,833 SH   SOLE   25,203 311 319
CONSUMER DISCRETION SECTOR ETF COMMON STOCK 81369Y407 90 655 SH   DFND   655 0 0
ENERGY SECTOR ETF SPDR COMMON STOCK 81369Y506 2,586 36,164 SH   SOLE   35,483 535 146
ENERGY SECTOR ETF SPDR COMMON STOCK 81369Y506 99 1,380 SH   DFND   1,380 0 0
FINANCIAL SECTOR ETF SPDR COMMON STOCK 81369Y605 3,050 96,972 SH   SOLE   94,143 1,638 1,191
FINANCIAL SECTOR ETF SPDR COMMON STOCK 81369Y605 22 686 SH   DFND   686 0 0
INDUSTRIAL SECTOR ETF SPDR COMMON STOCK 81369Y704 1,705 19,524 SH   SOLE   19,163 123 238
TECHNOLOGY SELECT SECTOR ETF SPDR COMMON STOCK 81369Y803 1,075 8,460 SH   SOLE   8,377 0 83
COMM SERVICES SPDR COMMON STOCK 81369Y852 2,790 51,418 SH   SOLE   49,648 1,204 566
COMM SERVICES SPDR COMMON STOCK 81369Y852 14 257 SH   DFND   257 0 0
REAL ESTATE SELECT SEC ETF COMMON STOCK 81369Y860 3,668 89,778 SH   SOLE   89,501 0 277
REAL ESTATE SELECT SEC ETF COMMON STOCK 81369Y860 53 1,304 SH   DFND   1,304 0 0
UTILITIES SECTOR ETF COMMON STOCK 81369Y886 2,716 38,726 SH   SOLE   37,368 1,127 231
UTILITIES SECTOR ETF COMMON STOCK 81369Y886 56 800 SH   DFND   800 0 0
SERVICE NOW INC COM COMMON STOCK 81762P102 2,921 6,142 SH   SOLE   6,092 30 20
SITEONE LANDSCAPE SUPPLY INCCOM COMMON STOCK 82982L103 2,015 16,955 SH   SOLE   16,612 303 40
SITEONE LANDSCAPE SUPPLY INCCOM COMMON STOCK 82982L103 118 995 SH   DFND   995 0 0
SLEEP NUMBER CORP COM COMMON STOCK 83125X103 378 12,215 SH   SOLE   11,625 485 105
SLEEP NUMBER CORP COM COMMON STOCK 83125X103 38 1,220 SH   DFND   1,220 0 0
THE J.M. SMUCKER COMPANY COM COMMON STOCK 832696405 2,541 19,853 SH   SOLE   19,330 523 0
THE J.M. SMUCKER COMPANY COM COMMON STOCK 832696405 99 773 SH   DFND   698 75 0
STARBUCKS CORP COM COMMON STOCK 855244109 3,173 41,549 SH   SOLE   41,331 0 218
STARBUCKS CORP COM COMMON STOCK 855244109 19 250 SH   DFND   250 0 0
STRYKER CORP COM COMMON STOCK 863667101 11,301 56,810 SH   SOLE   56,036 567 207
STRYKER CORP COM COMMON STOCK 863667101 108 541 SH   DFND   486 55 0
SYSCO CORP COM COMMON STOCK 871829107 1,226 14,468 SH   SOLE   13,548 900 20
SYSCO CORP COM COMMON STOCK 871829107 8 100 SH   DFND   100 0 0
TJX COS INC NEW COM COMMON STOCK 872540109 5,371 96,183 SH   SOLE   95,183 575 425
TJX COS INC NEW COM COMMON STOCK 872540109 88 1,575 SH   DFND   1,575 0 0
TARGET CORP COM COMMON STOCK 87612E106 314 2,226 SH   SOLE   2,201 0 25
TESLA MOTORS INC COM COMMON STOCK 88160R101 327 485 SH   SOLE   485 0 0
TEXAS INSTRS INC COM COMMON STOCK 882508104 5,905 38,431 SH   SOLE   38,162 176 93
TEXAS INSTRS INC COM COMMON STOCK 882508104 34 222 SH   DFND   222 0 0
THERMO FISHER SCIENTIFIC INCCOM COMMON STOCK 883556102 380 700 SH   SOLE   700 0 0
3M COMPANY COM COMMON STOCK 88579Y101 690 5,332 SH   SOLE   5,057 275 0
3M COMPANY COM COMMON STOCK 88579Y101 145 1,120 SH   DFND   1,120 0 0
TORO CO COM COMMON STOCK 891092108 494 6,514 SH   SOLE   6,173 341 0
TORO CO COM COMMON STOCK 891092108 68 900 SH   DFND   900 0 0
TRAVELERS INC COM COMMON STOCK 89417E109 832 4,922 SH   SOLE   4,872 0 50
TRAVELERS INC COM COMMON STOCK 89417E109 25 148 SH   DFND   148 0 0
TRUIST FINANCIAL COM COMMON STOCK 89832Q109 6,057 127,717 SH   SOLE   126,090 1,103 524
TRUIST FINANCIAL COM COMMON STOCK 89832Q109 60 1,256 SH   DFND   1,256 0 0
US BANCORP DEL COM COMMON STOCK 902973304 1,964 42,670 SH   SOLE   41,898 650 122
US BANCORP DEL COM COMMON STOCK 902973304 14 300 SH   DFND   300 0 0
UNION PAC CORP COM COMMON STOCK 907818108 4,297 20,148 SH   SOLE   19,910 200 38
UNION PAC CORP COM COMMON STOCK 907818108 27 125 SH   DFND   125 0 0
UNITED PARCEL SERVICE COM COMMON STOCK 911312106 740 4,052 SH   SOLE   3,912 87 53
UNITED PARCEL SERVICE COM COMMON STOCK 911312106 201 1,100 SH   DFND   1,100 0 0
UNITEDHEALTH GROUP INC COM COMMON STOCK 91324P102 12,371 24,085 SH   SOLE   23,894 45 146
UNITEDHEALTH GROUP INC COM COMMON STOCK 91324P102 53 104 SH   DFND   104 0 0
VF CORP COM COMMON STOCK 918204108 3,128 70,839 SH   SOLE   69,198 1,075 566
VF CORP COM COMMON STOCK 918204108 65 1,466 SH   DFND   1,371 95 0
VALERO ENERGY NEW COM COMMON STOCK 91913Y100 4,248 39,971 SH   SOLE   39,874 0 97
VALERO ENERGY NEW COM COMMON STOCK 91913Y100 1 10 SH   DFND   10 0 0
VANECK ETF TRUST GOLD MINERS ETF ETF COMMODITY 92189F106 263 9,600 SH   SOLE   9,600 0 0
VANGUARD INTERMEDIATE-TERM ETF FIXED TAXABLE 921937819 12,638 162,761 SH   SOLE   156,869 4,402 1,490
VANGUARD INTERMEDIATE-TERM ETF FIXED TAXABLE 921937819 50 650 SH   DFND   650 0 0
VANGUARD S/T BOND INDEX ETF ETF FIXED TAXABLE 921937827 3,049 39,711 SH   SOLE   39,711 0 0
VANGUARD W HIGH DIV YIELD ETF ETF LARGE CAP/MULTI-CAP 921946406 3,011 29,610 SH   SOLE   29,502 108 0
VANGUARD W HIGH DIV YIELD ETF ETF LARGE CAP/MULTI-CAP 921946406 51 500 SH   DFND   500 0 0
VANGUARD TOTAL INTL BD IDX ETF ETF FIXED TAXABLE 92203J407 6,254 126,251 SH   SOLE   124,463 886 902
VANGUARD TOTAL INTL BD IDX ETF ETF FIXED TAXABLE 92203J407 148 2,987 SH   DFND   2,987 0 0
VANGUARD INFO TECH ETF COMMON STOCK 92204A702 17,290 52,950 SH   SOLE   52,950 0 0
VANGUARD INFO TECH ETF COMMON STOCK 92204A702 64 195 SH   DFND   195 0 0
VANGUARD FTSE ALL WRLD EX US ETF ETF INTERNATIONAL 922042775 1,263 25,292 SH   SOLE   25,292 0 0
VANGUARD INTER-TERM CORP ETF FIXED TAXABLE 92206C870 374 4,673 SH   SOLE   4,673 0 0
VANGUARD TAX- EXEMPT BOND ETF FIXED TAX FREE 922907746 324 6,500 SH   SOLE   6,500 0 0
VANGUARD I S&P 500 COM ETF LARGE CAP/MULTI-CAP 922908363 11,866 34,209 SH   SOLE   34,074 0 135
VANGUARD I S&P 500 COM ETF LARGE CAP/MULTI-CAP 922908363 40 115 SH   DFND   55 60 0
VANGUARD REIT INDEX ETF ETF REAL ESTATE 922908553 10,495 115,194 SH   SOLE   112,929 2,052 213
VANGUARD REIT INDEX ETF ETF REAL ESTATE 922908553 140 1,536 SH   DFND   1,373 163 0
VANGUARD MID-CAP INDEX ETF ETF MID CAP 922908629 4,658 23,646 SH   SOLE   23,646 0 0
VANGUARD I LARGE CAP ETF ETF LARGE CAP/MULTI-CAP 922908637 1,360 7,893 SH   SOLE   7,893 0 0
VANGUARD I EXTENDED MARKET ETF ETF LARGE CAP/MULTI-CAP 922908652 587 4,477 SH   SOLE   4,477 0 0
VANGUARD SMALL-CAP ETF ETF SMALL CAP 922908751 4,656 26,438 SH   SOLE   26,438 0 0
VERIZON COMMUNICATIONS INC COM COMMON STOCK 92343V104 5,151 101,489 SH   SOLE   100,659 580 250
VERIZON COMMUNICATIONS INC COM COMMON STOCK 92343V104 147 2,894 SH   DFND   2,825 69 0
VISA COM COMMON STOCK 92826C839 15,671 79,595 SH   SOLE   79,088 264 243
VISA COM COMMON STOCK 92826C839 153 776 SH   DFND   776 0 0
WAL MART STORES INC COM COMMON STOCK 931142103 6,661 54,792 SH   SOLE   54,067 425 300
WAL MART STORES INC COM COMMON STOCK 931142103 104 852 SH   DFND   777 75 0
WASTE MANAGEMENT INC COM COMMON STOCK 94106L109 271 1,769 SH   SOLE   1,769 0 0
YETI HOLDINGS INC COMMON STOCK 98585X104 1,749 40,432 SH   SOLE   40,085 100 247
YETI HOLDINGS INC COMMON STOCK 98585X104 27 635 SH   DFND   635 0 0