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Regulatory Capital and Dividends (Tables)
 12 Months Ended
Dec. 31, 2019
Banking and Thrift [Abstract]  
Schedule of Actual and Required Capital Amounts and Ratios The Corporation's and Bank's actual and required capital ratios as of December 31, 2019 and December 31, 2018 were as follows:
 
 
 
 
 
Prompt Corrective Action Thresholds
 
Actual
 
Adequately Capitalized
 
Well Capitalized
December 31, 2019
Amount
 
Ratio
 
Amount
 
Ratio
 
Amount
 
Ratio
Total risk-based capital to risk-weighted assets
 
 
 
 
 
 
 
 
 
 
 
First Merchants Corporation
$
1,400,617

 
14.29
%
 
$
783,946

 
8.00
%
 
N/A

 
N/A

First Merchants Bank
1,267,649

 
12.87

 
787,753

 
8.00

 
$
984,691

 
10.00
%
Tier 1 capital to risk-weighted assets
 
 
 
 
 
 
 
 
 
 
 
First Merchants Corporation
$
1,255,333

 
12.81
%
 
$
587,960

 
6.00
%
 
N/A

 
N/A

First Merchants Bank
1,187,365

 
12.06

 
590,815

 
6.00

 
$
787,753

 
8.00
%
Common equity tier 1 capital to risk-weighted assets
 
 
 
 
 
 
 
 
 
 
 
First Merchants Corporation
$
1,188,970

 
12.13
%
 
$
440,970

 
4.50
%
 
N/A

 
N/A

First Merchants Bank
1,187,365

 
12.06

 
443,111

 
4.50

 
$
640,049

 
6.50
%
Tier 1 capital to average assets
 
 
 
 
 
 
 
 
 
 
 
First Merchants Corporation
$
1,255,333

 
10.54
%
 
$
476,383

 
4.00
%
 
N/A

 
N/A

First Merchants Bank
1,187,365

 
9.99

 
475,564

 
4.00

 
$
594,455

 
5.00
%
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 





Prompt Corrective Action Thresholds
 
Actual

Adequately Capitalized

Well Capitalized
December 31, 2018
Amount

Ratio

Amount

Ratio

Amount

Ratio
Total risk-based capital to risk-weighted assets











First Merchants Corporation
$
1,177,725


14.61
%

$
644,871


8.00
%

N/A


N/A

First Merchants Bank
1,092,602


13.46


649,531


8.00


$
811,914


10.00
%
Tier 1 capital to risk-weighted assets











First Merchants Corporation
$
1,032,173


12.80
%

$
483,653


6.00
%

N/A


N/A

First Merchants Bank
1,012,050


12.47


487,148


6.00


$
649,531


8.00
%
Common equity tier 1 capital to risk-weighted assets











First Merchants Corporation
$
966,032


11.98
%

$
362,740


4.50
%

N/A


N/A

First Merchants Bank
1,012,050


12.47


365,361


4.50


$
527,744


6.50
%
Tier 1 capital to average assets











First Merchants Corporation
$
1,032,173


10.91
%

$
378,379


4.00
%

N/A


N/A

First Merchants Bank
1,012,050


10.70


379,397


4.00


$
472,996


5.00
%