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Regulatory Capital and Dividends (Tables)
 12 Months Ended
Dec. 31, 2018
Banking and Thrift [Abstract]  
Schedule of Actual and Required Capital Amounts and Ratios
The Corporation's and Bank's actual and required capital ratios as of December 31, 2018 and December 31, 2017 were as follows:
 
 
 
 
 
Prompt Corrective Action Thresholds
 
Actual
 
Adequately Capitalized
 
Well Capitalized
December 31, 2018
Amount
 
Ratio
 
Amount
 
Ratio
 
Amount
 
Ratio
Total risk-based capital to risk-weighted assets
 
 
 
 
 
 
 
 
 
 
 
First Merchants Corporation
$
1,177,725

 
14.61
%
 
$
644,871

 
8.00
%
 
N/A

 
N/A

First Merchants Bank
1,092,602

 
13.46

 
649,531

 
8.00

 
$
811,914

 
10.00
%
Tier 1 capital to risk-weighted assets
 
 
 
 
 
 
 
 
 
 
 
First Merchants Corporation
$
1,032,173

 
12.80
%
 
$
483,653

 
6.00
%
 
N/A

 
N/A

First Merchants Bank
1,012,050

 
12.47

 
487,148

 
6.00

 
$
649,531

 
8.00
%
Common equity tier 1 capital to risk-weighted assets
 
 
 
 
 
 
 
 
 
 
 
First Merchants Corporation
$
966,032

 
11.98
%
 
$
362,740

 
4.50
%
 
N/A

 
N/A

First Merchants Bank
1,012,050

 
12.47

 
365,361

 
4.50

 
$
527,744

 
6.50
%
Tier 1 capital to average assets
 
 
 
 
 
 
 
 
 
 
 
First Merchants Corporation
$
1,032,173

 
10.91
%
 
$
378,379

 
4.00
%
 
N/A

 
N/A

First Merchants Bank
1,012,050

 
10.70

 
378,397

 
4.00

 
$
472,996

 
5.00
%
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 





Prompt Corrective Action Thresholds
 
Actual

Adequately Capitalized

Well Capitalized
December 31, 2017
Amount

Ratio

Amount

Ratio

Amount

Ratio
Total risk-based capital to risk-weighted assets











First Merchants Corporation
$
1,048,757


13.69
%

$
612,848


8.00
%

N/A


N/A

First Merchants Bank
1,016,355


13.17


617,477


8.00


$
771,847


10.00
%
Tier 1 capital to risk-weighted assets











First Merchants Corporation
$
908,725


11.86
%

$
459,636


6.00
%

N/A


N/A

First Merchants Bank
941,323


12.20


463,108


6.00


$
617,477


8.00
%
Common equity tier 1 capital to risk-weighted assets











First Merchants Corporation
$
842,806


11.00
%

$
344,727


4.50
%

N/A


N/A

First Merchants Bank
941,323


12.20


347,331


4.50


$
501,700


6.50
%
Tier 1 capital to average assets











First Merchants Corporation
$
908,725


10.43
%

$
348,407


4.00
%

N/A


N/A

First Merchants Bank
941,323


10.83


347,794


4.00


$
434,742


5.00
%