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Regulatory Capital (Tables)
12 Months Ended
Dec. 31, 2012
Banking and Thrift [Abstract]  
Schedule of Compliance with Regulatory Capital Requirements under Banking Regulations
Actual and required capital amounts and ratios are listed below.

 
2012

2011
 
 

 

Required For

 

 

Required For
 
Actual

Adequate Capital

Actual

Adequate Capital
December 31,
Amount

Ratio

Amount

Ratio

Amount

Ratio

Amount

Ratio
Total Capital (to Risk-weighted Assets)
 

 

 

 

 

 

 

 
First Merchants Corporation
$
526,792


16.34
%

$
257,927


8.00
%

$
487,393


16.54
%

$
235,781


8.00
%
First Merchants Bank
515,337


16.01


257,446


8.00


477,805


16.26


235,089


8.00

Tier I Capital (to Risk-weighted Assets)






 

 

 

 

 
First Merchants Corporation
$
456,132


14.15
%

$
128,964


4.00
%

$
410,132


13.92
%

$
117,890


4.00
%
First Merchants Bank
474,782


14.75


128,723


4.00


440,909


15.00


117,545


4.00

Tier I Capital (to Average Assets)






 

 

 

 

 
First Merchants Corporation
$
456,132


11.03
%

$
165,460


4.00
%

$
410,132


10.17
%

$
161,350


4.00
%
First Merchants Bank
474,782


11.50


165,124


4.00


440,909


10.96


160,848


4.00