CONSOLIDATED CONDENSED STATEMENTS OF INCOME (USD $) In Thousands, except Per Share data	3 Months Ended		9 Months Ended
	Sep. 30, 2011	Sep. 30, 2010	Sep. 30, 2011	Sep. 30, 2010
Loans receivable:
Taxable	$ 37,024	$ 43,148	$ 113,219	$ 132,573
Tax exempt	86	236	435	765
Investment securities:
Taxable	5,078	3,100	14,665	9,277
Tax exempt	2,529	2,610	7,617	7,804
Federal funds sold		3	3	23
Deposits with financial institutions	45	84	228	239
Federal Reserve and Federal Home Loan Bank stock	323	250	1,005	940
Total Interest Income	45,085	49,431	137,172	151,621
INTEREST EXPENSE
Deposits	5,046	9,434	17,776	31,449
Federal funds purchased	16	1	22	5
Securities sold under repurchase agreements	384	401	1,148	1,329
Federal Home Loan Bank advances	1,089	1,218	3,067	4,222
Subordinated debentures, revolving credit lines and term loans	2,699	2,695	7,984	6,540
Total Interest Expense	9,234	13,749	29,997	43,545
NET INTEREST INCOME	35,851	35,682	107,175	108,076
Provision for loan losses	5,556	10,521	16,775	39,405
NET INTEREST INCOME AFTER PROVISION FOR LOAN LOSSES	30,295	25,161	90,400	68,671
OTHER INCOME
Service charges on deposit accounts	3,169	3,404	8,945	10,172
Fiduciary activities	1,881	1,773	5,846	5,811
Other customer fees	2,583	2,080	7,452	6,773
Commission income	1,528	1,482	4,440	4,958
Earnings on cash surrender value of life insurance	644	540	1,793	1,574
Net gains and fees on sales of loans	1,768	2,088	4,671	4,422
Net realized gains on sales of available for sale securities	861	2	2,149	2,101
Other-than-temporary impairment on available for sale securities		(1,085)	(2,780)	(2,849)
Portion of loss recognized in other comprehensive income before taxes		429	2,380	1,305
Net impairment losses recognized in earnings		(656)	(400)	(1,544)
Other income	796	332	1,253	684
Total Other Income	13,230	11,045	36,149	34,951
OTHER EXPENSES
Salaries and employee benefits	19,964	18,094	55,700	53,598
Net occupancy	2,530	2,574	7,690	7,483
Equipment	1,662	1,797	5,122	5,511
Marketing	534	519	1,352	1,443
Outside data processing fees	1,391	1,348	4,294	3,939
Printing and office supplies	301	303	902	942
Core deposit amortization	755	1,161	2,957	3,560
FDIC assessments	1,201	2,112	4,756	6,077
Other real estate owned and credit-related expenses	2,007	2,991	8,045	7,179
Other expenses	3,877	4,236	11,684	14,386
Total Other Expenses	34,222	35,135	102,502	104,118
INCOME (LOSS) BEFORE INCOME TAX	9,303	1,071	24,047	(496)
Income tax expense (benefit)	2,561	(564)	6,356	(3,374)
NET INCOME	6,742	1,635	17,691	2,878
Gain on exchange of preferred stock for trust preferred debt				11,353
Loss on retirement of CPP preferred stock	(1,401)		(1,401)	(1,301)
Loss on extinguishment of trust preferred securities	(10,857)		(10,857)
Preferred stock dividends and discount accretion	(868)	(870)	(2,846)	(3,763)
NET INCOME (LOSS) AVAILABLE TO COMMON STOCKHOLDERS	$ (6,384)	$ 765	$ 2,587	$ 9,167
Per Share Data:
Basic Net Income (Loss) Available to Common Stockholders	$ (0.25)	$ 0.02	$ 0.10	$ 0.38
Diluted Net Income (Loss) Available to Common Stockholders	$ (0.25)	$ 0.02	$ 0.10	$ 0.38
Cash Dividends Paid	$ 0.01	$ 0.01	$ 0.03	$ 0.03
Average Diluted Shares Outstanding (in thousands)	26,367	25,686	26,019	24,273