Chief Compliance Officer

0000712050-23-000009.txt : 20230809 0000712050-23-000009.hdr.sgml : 20230809 20230809162120 ACCESSION NUMBER: 0000712050-23-000009 CONFORMED SUBMISSION TYPE: 13F-HR PUBLIC DOCUMENT COUNT: 2 CONFORMED PERIOD OF REPORT: 20230630 FILED AS OF DATE: 20230809 DATE AS OF CHANGE: 20230809 EFFECTIVENESS DATE: 20230809 FILER: COMPANY DATA: COMPANY CONFORMED NAME: ALTFEST L J & CO INC CENTRAL INDEX KEY: 0000712050 IRS NUMBER: 133153733 STATE OF INCORPORATION: NY FISCAL YEAR END: 1231 FILING VALUES: FORM TYPE: 13F-HR SEC ACT: 1934 Act SEC FILE NUMBER: 028-16041 FILM NUMBER: 231155511 BUSINESS ADDRESS: STREET 1: 445 PARK AVENUE STREET 2: 6TH FLOOR CITY: NEW YORK STATE: NY ZIP: 10022 BUSINESS PHONE: 212-406-0850 MAIL ADDRESS: STREET 1: 445 PARK AVENUE STREET 2: 6TH FLOOR CITY: NEW YORK STATE: NY ZIP: 10022 FORMER COMPANY: FORMER CONFORMED NAME: ALTFEST L J & CO INC /ADV DATE OF NAME CHANGE: 20140214 FORMER COMPANY: FORMER CONFORMED NAME: ALTFEST L J & CO INC /ADV DATE OF NAME CHANGE: 19830107 13F-HR 1 primary_doc.xml X0202 13F-HR LIVE false false false 0000712050 XXXXXXXX 06-30-2023 06-30-2023 ALTFEST L J & CO INC

445 PARK AVENUE 6TH FLOOR NEW YORK NY 10022

13F HOLDINGS REPORT 028-16041 000110130 801-18320 N John Valentini Chief Compliance Officer 212-406-0850 John Valentini New York NY 08-09-2023 0 287 665434 false INFORMATION TABLE 2 ALT.13F.2023Q2.xml AT&T INC COM 00206R102 443 27791 SH SOLE 0 0 0 27791 ARK ETF TR INNOVATION ETF 00214Q104 2156 48841 SH SOLE 0 0 0 48841 ABBOTT LABS COM 002824100 2018 18507 SH SOLE 0 0 0 18507 ABBVIE INC COM 00287Y109 3116 23131 SH SOLE 0 0 0 23131 ABRDN PRECIOUS METALS BASKET PHYSCL PRECS MET 003263100 1416 16324 SH SOLE 0 0 0 16324 ADOBE SYSTEMS INCORPORATED COM 00724F101 908 1856 SH SOLE 0 0 0 1856 ADVANCED MICRO DEVICES INC COM 007903107 989 8681 SH SOLE 0 0 0 8681 AGILENT TECHNOLOGIES INC COM 00846U101 304 2529 SH SOLE 0 0 0 2529 ALIBABA GROUP HLDG LTD SPONSORED ADS 01609W102 233 2800 SH SOLE 0 0 0 2800 ALIGN TECHNOLOGY INC COM 016255101 1030 2913 SH SOLE 0 0 0 2913 ALNYLAM PHARMACEUTICALS INC COM 02043Q107 211 1109 SH SOLE 0 0 0 1109 ALPHABET INC CAP STK CL C 02079K107 4509 37273 SH SOLE 0 0 0 37273 ALPHABET INC CAP STK CL A 02079K305 926 7736 SH SOLE 0 0 0 7736 AMAZON COM INC COM 023135106 11487 88121 SH SOLE 0 0 0 88121 AMERICAN EXPRESS CO COM 025816109 557 3195 SH SOLE 0 0 0 3195 AMERICAN TOWER CORP NEW COM 03027X100 1046 5395 SH SOLE 0 0 0 5395 AMGEN INC COM 031162100 863 3888 SH SOLE 0 0 0 3888 ELEVANCE HEALTH INC COM 036752103 336 757 SH SOLE 0 0 0 757 APPLE INC COM 037833100 19157 98765 SH SOLE 0 0 0 98765 ASTRAZENECA PLC SPONSORED ADR 046353108 603 8427 SH SOLE 0 0 0 8427 AUTOMATIC DATA PROCESSING IN COM 053015103 413 1881 SH SOLE 0 0 0 1881 AXON ENTERPRISE INC COM 05464C101 1190 6100 SH SOLE 0 0 0 6100 BP PLC SPONSORED ADR 055622104 263 7448 SH SOLE 0 0 0 7448 BRT APARTMENTS CORP COM 055645303 1710 86348 SH SOLE 0 0 0 86348 BANK AMERICA CORP COM 060505104 661 23036 SH SOLE 0 0 0 23036 BANK NEW YORK MELLON CORP COM 064058100 260 5842 SH SOLE 0 0 0 5842 BECTON DICKINSON & CO COM 075887109 306 1159 SH SOLE 0 0 0 1159 BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702 2364 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SOLE 0 0 0 33632 CITIGROUP INC COM NEW 172967424 301 6529 SH SOLE 0 0 0 6529 CITIZENS FINL GROUP INC COM 174610105 325 12447 SH SOLE 0 0 0 12447 COCA COLA CO COM 191216100 901 14960 SH SOLE 0 0 0 14960 COGNEX CORP COM 192422103 338 6038 SH SOLE 0 0 0 6038 COGNIZANT TECHNOLOGY SOLUTIO CL A 192446102 303 4648 SH SOLE 0 0 0 4648 COLGATE PALMOLIVE CO COM 194162103 277 3602 SH SOLE 0 0 0 3602 COLUMBIA ETF TR II EMRG MARKETS ETF 19762B509 618 29887 SH SOLE 0 0 0 29887 COMCAST CORP NEW CL A 20030N101 913 21984 SH SOLE 0 0 0 21984 CONOCOPHILLIPS COM 20825C104 940 9070 SH SOLE 0 0 0 9070 CONSOLIDATED EDISON INC COM 209115104 457 5058 SH SOLE 0 0 0 5058 COOPER COS INC COM NEW 216648402 390 1018 SH SOLE 0 0 0 1018 COPART INC COM 217204106 648 7102 SH SOLE 0 0 0 7102 COSTCO WHSL CORP NEW COM 22160K105 732 1360 SH SOLE 0 0 0 1360 COSTAR GROUP INC COM 22160N109 558 6270 SH SOLE 0 0 0 6270 COUPANG INC CL A 22266T109 353 20296 SH SOLE 0 0 0 20296 DANAHER CORPORATION COM 235851102 703 2928 SH SOLE 0 0 0 2928 DIREXION SHS ETF TR DAILY REGIONAL 25460G153 1132 20932 SH SOLE 0 0 0 20932 DIREXION SHS ETF TR DAILY CSI 2X SH 25460G187 1487 41425 SH SOLE 0 0 0 41425 DISNEY WALT CO COM 254687106 1794 20098 SH SOLE 0 0 0 20098 DIREXION SHS ETF TR DAILY S&P BEAR 25490K216 358 98061 SH SOLE 0 0 0 98061 EDWARDS LIFESCIENCES CORP COM 28176E108 716 7592 SH SOLE 0 0 0 7592 ELLSWORTH GROWTH & INCOME FD COM 289074106 121 14015 SH SOLE 0 0 0 14015 EPAM SYS INC COM 29414B104 239 1062 SH SOLE 0 0 0 1062 EQUITY RESIDENTIAL SH BEN INT 29476L107 211 3192 SH SOLE 0 0 0 3192 EXXON MOBIL CORP COM 30231G102 4600 42890 SH SOLE 0 0 0 42890 META PLATFORMS INC CL A 30303M102 1828 6368 SH SOLE 0 0 0 6368 FIDELITY COVINGTON TRUST MSCI HLTH CARE I 316092600 282 4473 SH SOLE 0 0 0 4473 FIDELITY COVINGTON TRUST VLU FACTOR ETF 316092782 2847 57976 SH SOLE 0 0 0 57976 FIDELITY COVINGTON TRUST QLTY FCTOR ETF 316092790 715 14142 SH SOLE 0 0 0 14142 FIRST TR EXCHANGE-TRADED FD NO AMER ENERGY 33738D101 28872 1069324 SH SOLE 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TREASURY 381430529 13979 139692 SH SOLE 0 0 0 139692 GUIDEWIRE SOFTWARE INC COM 40171V100 420 5526 SH SOLE 0 0 0 5526 HDFC BANK LTD SPONSORED ADS 40415F101 493 7066 SH SOLE 0 0 0 7066 HP INC COM 40434L105 215 7013 SH SOLE 0 0 0 7013 HOME DEPOT INC COM 437076102 1773 5707 SH SOLE 0 0 0 5707 HUMANA INC COM 444859102 436 976 SH SOLE 0 0 0 976 IPG PHOTONICS CORP COM 44980X109 548 4035 SH SOLE 0 0 0 4035 ICICI BANK LIMITED ADR 45104G104 503 21775 SH SOLE 0 0 0 21775 INCYTE CORP COM 45337C102 225 3617 SH SOLE 0 0 0 3617 INNOVATOR ETFS TR GROWTH ACCELRTD 45782C128 4482 197634 SH SOLE 0 0 0 197634 INNOVATOR ETFS TR INVATR 20 PLS 9 45782C235 32561 1576001 SH SOLE 0 0 0 1576001 INNOVATOR ETFS TR US EQTY PWR BUF 45782C656 39312 1201846 SH SOLE 0 0 0 1201846 INNOVATOR ETFS TR US EQT ULTRA BF 45782C672 709 24585 SH SOLE 0 0 0 24585 INNOVATOR ETFS TR US EQTY PWR BF 45782C680 20541 658358 SH SOLE 0 0 0 658358 INNOVATOR ETFS TR US EQTY PWR BUF 45782C813 569 16629 SH SOLE 0 0 0 16629 INNOVATOR ETFS TR US EQT ULTRA BF 45782C839 390 13527 SH SOLE 0 0 0 13527 INTEL CORP COM 458140100 1778 53156 SH SOLE 0 0 0 53156 INTERNATIONAL BUSINESS MACHS COM 459200101 1163 8688 SH SOLE 0 0 0 8688 INVESCO QQQ TR UNIT SER 1 46090E103 907 2456 SH SOLE 0 0 0 2456 INTUIT COM 461202103 284 619 SH SOLE 0 0 0 619 INTUITIVE SURGICAL INC COM NEW 46120E602 1240 3626 SH SOLE 0 0 0 3626 INVESCO EXCHANGE TRADED FD T WATER RES ETF 46137V142 676 11981 SH SOLE 0 0 0 11981 INVESCO EXCHANGE TRADED FD T INVESCO MSCI 46137V407 959 19564 SH SOLE 0 0 0 19564 INVESCO EXCH TRADED FD TR II SOLAR ETF 46138G706 2073 29028 SH SOLE 0 0 0 29028 IQVIA HLDGS INC COM 46266C105 388 1727 SH SOLE 0 0 0 1727 ISHARES INC MSCI STH KOR ETF 464286772 1199 18910 SH SOLE 0 0 0 18910 ISHARES TR CORE S&P500 ETF 464287200 519 1164 SH SOLE 0 0 0 1164 ISHARES TR CORE US AGGBD ET 464287226 1288 13152 SH SOLE 0 0 0 13152 ISHARES TR S&P 500 GRWT ETF 464287309 392 5566 SH SOLE 0 0 0 5566 ISHARES TR LATN AMER 40 ETF 464287390 2306 84881 SH SOLE 0 0 0 84881 ISHARES TR S&P 500 VAL ETF 464287408 372 2307 SH SOLE 0 0 0 2307 ISHARES TR 7-10 YR TRSY BD 464287440 461 4776 SH SOLE 0 0 0 4776 ISHARES TR CORE S&P MCP ETF 464287507 222 847 SH SOLE 0 0 0 847 ISHARES TR ISHARES BIOTECH 464287556 588 4634 SH SOLE 0 0 0 4634 ISHARES TR CORE S&P US GWT 464287671 312 3200 SH SOLE 0 0 0 3200 ISHARES TR U.S. TECH ETF 464287721 254 2330 SH SOLE 0 0 0 2330 ISHARES TR MSCI AC ASIA ETF 464288182 1154 17375 SH SOLE 0 0 0 17375 ISHARES TR MSCI ACWI ETF 464288257 564 5882 SH SOLE 0 0 0 5882 ISHARES TR MSCI KLD400 SOC 464288570 2381 28288 SH SOLE 0 0 0 28288 ISHARES TR MBS ETF 464288588 9877 105900 SH SOLE 0 0 0 105900 ISHARES TR GLB CNSM STP ETF 464288737 251 4105 SH SOLE 0 0 0 4105 ISHARES TR US AER DEF ETF 464288760 274 2350 SH SOLE 0 0 0 2350 ISHARES TR US BR DEL SE ETF 464288794 1880 20716 SH SOLE 0 0 0 20716 ISHARES TR US OIL GS EX ETF 464288851 475 5590 SH SOLE 0 0 0 5590 ISHARES TR EAFE VALUE ETF 464288877 739 15108 SH SOLE 0 0 0 15108 ISHARES SILVER TR ISHARES 46428Q109 759 36311 SH SOLE 0 0 0 36311 ISHARES TR MSCI INDIA ETF 46429B598 2363 54075 SH SOLE 0 0 0 54075 ISHARES TR 0-5 YR TIPS ETF 46429B747 31905 326895 SH SOLE 0 0 0 326895 ISHARES TR MSCI USA QLT FCT 46432F339 639 4738 SH SOLE 0 0 0 4738 ISHARES TR CORE MSCI EAFE 46432F842 940 13931 SH SOLE 0 0 0 13931 ISHARES INC MSCI TAIWAN ETF 46434G772 1868 39735 SH SOLE 0 0 0 39735 ITAU UNIBANCO HLDG S A SPON ADR REP PFD 465562106 80 13549 SH SOLE 0 0 0 13549 JPMORGAN CHASE & CO COM 46625H100 3370 23170 SH SOLE 0 0 0 23170 JD.COM INC SPON ADR CL A 47215P106 634 18583 SH SOLE 0 0 0 18583 JOHNSON & JOHNSON COM 478160104 3342 20192 SH SOLE 0 0 0 20192 KLA CORP COM NEW 482480100 427 880 SH SOLE 0 0 0 880 KE HLDGS INC SPONSORED ADS 482497104 477 32092 SH SOLE 0 0 0 32092 KRANESHARES TR CSI CHI INTERNET 500767306 6645 246749 SH SOLE 0 0 0 246749 LAS VEGAS SANDS CORP COM 517834107 573 9886 SH SOLE 0 0 0 9886 LILLY ELI & CO COM 532457108 3877 8266 SH SOLE 0 0 0 8266 LOCKHEED MARTIN CORP COM 539830109 1725 3746 SH SOLE 0 0 0 3746 M & T BK CORP COM 55261F104 293 2365 SH SOLE 0 0 0 2365 MASTERCARD INCORPORATED CL A 57636Q104 824 2096 SH SOLE 0 0 0 2096 MATCH GROUP INC NEW COM 57667L107 247 5913 SH SOLE 0 0 0 5913 MATTHEWS ASIA FDS ASIA INNOV ACTIV 577125826 25376 1069648 SH SOLE 0 0 0 1069648 MATTHEWS ASIA FDS CHINA ACTIVE ETF 577125834 13103 627366 SH SOLE 0 0 0 627366 MCDONALDS CORP COM 580135101 390 1305 SH SOLE 0 0 0 1305 MERCADOLIBRE INC COM 58733R102 1080 912 SH SOLE 0 0 0 912 MERCK & CO INC COM 58933Y105 2216 19208 SH SOLE 0 0 0 19208 MICROSOFT CORP COM 594918104 13236 38866 SH SOLE 0 0 0 38866 MICRON TECHNOLOGY INC COM 595112103 539 8533 SH SOLE 0 0 0 8533 NATIONAL GRID PLC SPONSORED ADR NE 636274409 200 2976 SH SOLE 0 0 0 2976 NETFLIX INC COM 64110L106 1497 3399 SH SOLE 0 0 0 3399 NEWMONT CORP COM 651639106 541 12685 SH SOLE 0 0 0 12685 NIKE INC CL B 654106103 676 6128 SH SOLE 0 0 0 6128 NORTHROP GRUMMAN CORP COM 666807102 433 950 SH SOLE 0 0 0 950 NOVARTIS AG SPONSORED ADR 66987V109 494 4893 SH SOLE 0 0 0 4893 NUVEEN AMT FREE QLTY MUN INC COM 670657105 363 33171 SH SOLE 0 0 0 33171 NVIDIA CORPORATION COM 67066G104 1127 2664 SH SOLE 0 0 0 2664 ONE LIBERTY PPTYS INC COM 682406103 7249 356763 SH SOLE 0 0 0 356763 ORACLE CORP COM 68389X105 1153 9680 SH SOLE 0 0 0 9680 PAYPAL HLDGS INC COM 70450Y103 344 5162 SH SOLE 0 0 0 5162 PEPSICO INC COM 713448108 1753 9462 SH SOLE 0 0 0 9462 PFIZER INC COM 717081103 1948 53111 SH SOLE 0 0 0 53111 PHILIP MORRIS INTL INC COM 718172109 463 4743 SH SOLE 0 0 0 4743 PIMCO ETF TR ENHAN SHRT MA AC 72201R833 3661 36700 SH SOLE 0 0 0 36700 PIMCO EQUITY SER RAFI DYN EMERG 72202L389 1557 83670 SH SOLE 0 0 0 83670 PDD HOLDINGS INC SPONSORED ADS 722304102 537 7760 SH SOLE 0 0 0 7760 PINEAPPLE ENERGY INC COM 72303P107 47 34604 SH SOLE 0 0 0 34604 PROCTER AND GAMBLE CO COM 742718109 637 4200 SH SOLE 0 0 0 4200 PROSHARES TR ULTRAPRO SHORT S 74347B110 1546 144993 SH SOLE 0 0 0 144993 PROSHARES TR ULTSHRT QQQ 74347G739 753 56959 SH SOLE 0 0 0 56959 PROSHARES TR SHRT HGH YIELD 74347R131 1448 79026 SH SOLE 0 0 0 79026 PROSHARES TR ULTSHT FTSE EURO 74348A434 3785 390199 SH SOLE 0 0 0 390199 QUALCOMM INC COM 747525103 299 2513 SH SOLE 0 0 0 2513 RBB FD INC US TREAS 3 MNTH 74933W452 256 5110 SH SOLE 0 0 0 5110 RBB FD INC US TREASR 10 YR 74933W536 9771 214608 SH SOLE 0 0 0 214608 RAYTHEON TECHNOLOGIES CORP COM 75513E101 1169 11931 SH SOLE 0 0 0 11931 REGENERON PHARMACEUTICALS COM 75886F107 691 961 SH SOLE 0 0 0 961 ROSS STORES INC COM 778296103 451 4022 SH SOLE 0 0 0 4022 SHELL PLC SPON ADS 780259305 205 3393 SH SOLE 0 0 0 3393 S&P GLOBAL INC COM 78409V104 3337 8323 SH SOLE 0 0 0 8323 SPDR S&P 500 ETF TR TR UNIT 78462F103 1113 2510 SH SOLE 0 0 0 2510 SPDR GOLD TR GOLD SHS 78463V107 3735 20950 SH SOLE 0 0 0 20950 SPDR INDEX SHS FDS DJ GLB RL ES ETF 78463X749 1385 33728 SH SOLE 0 0 0 33728 SPDR INDEX SHS FDS S&P GBLINF ETF 78463X855 598 11204 SH SOLE 0 0 0 11204 SPDR SER TR S&P 600 SMCP VAL 78464A300 1262 16350 SH SOLE 0 0 0 16350 SPDR SER TR PRTFLO S&P500 GW 78464A409 1365 22381 SH SOLE 0 0 0 22381 SPDR SER TR PRTFLO S&P500 VL 78464A508 600 13882 SH SOLE 0 0 0 13882 SPDR SER TR PORTFLI TIPS ETF 78464A656 287 11100 SH SOLE 0 0 0 11100 SPDR SER TR PORTFOLIO LN TSR 78464A664 16898 565154 SH SOLE 0 0 0 565154 SPDR SER TR S&P 400 MDCP GRW 78464A821 621 8673 SH SOLE 0 0 0 8673 SPDR SER TR S&P BIOTECH 78464A870 3459 41575 SH SOLE 0 0 0 41575 SPDR SER TR S&P HOMEBUILD 78464A888 234 2911 SH SOLE 0 0 0 2911 SSGA ACTIVE ETF TR SPDR TR TACTIC 78467V848 220 5433 SH SOLE 0 0 0 5433 SPDR S&P MIDCAP 400 ETF TR UTSER1 S&PDCRP 78467Y107 946 1976 SH SOLE 0 0 0 1976 SPDR SER TR PORTFOLIO SH TSR 78468R101 17023 591281 SH SOLE 0 0 0 591281 SPDR SER TR BLOOMBERG 1-3 MO 78468R663 9942 108280 SH SOLE 0 0 0 108280 SPDR SER TR NUVEEN BLMBRG SH 78468R739 21495 456865 SH SOLE 0 0 0 456865 SALESFORCE INC COM 79466L302 1340 6342 SH SOLE 0 0 0 6342 SCHWAB CHARLES CORP COM 808513105 1469 25912 SH SOLE 0 0 0 25912 SCHWAB CHARLES FAMILY FD AMT TAX FREE MNY 808515530 6610 6610334 SH SOLE 0 0 0 6610334 SCHWAB STRATEGIC TR US BRD MKT ETF 808524102 4881 94418 SH SOLE 0 0 0 94418 SCHWAB STRATEGIC TR US LCAP GR ETF 808524300 610 8141 SH SOLE 0 0 0 8141 SCHWAB STRATEGIC TR US LCAP VA ETF 808524409 1168 17402 SH SOLE 0 0 0 17402 SCHWAB STRATEGIC TR US MID-CAP ETF 808524508 1003 14123 SH SOLE 0 0 0 14123 SCHWAB STRATEGIC TR US SML CAP ETF 808524607 417 9517 SH SOLE 0 0 0 9517 SCHWAB STRATEGIC TR EMRG MKTEQ ETF 808524706 1052 42705 SH SOLE 0 0 0 42705 SCHWAB STRATEGIC TR SCHWB FDT INT SC 808524748 332 10004 SH SOLE 0 0 0 10004 SCHWAB STRATEGIC TR SCHWB FDT INT LG 808524755 550 17033 SH SOLE 0 0 0 17033 SCHWAB STRATEGIC TR INTL EQTY ETF 808524805 1465 41101 SH SOLE 0 0 0 41101 SCHWAB STRATEGIC TR US REIT ETF 808524847 603 30866 SH SOLE 0 0 0 30866 SCHWAB STRATEGIC TR SHT TM US TRES 808524862 371 7709 SH SOLE 0 0 0 7709 SCHWAB STRATEGIC TR US TIPS ETF 808524870 17081 325793 SH SOLE 0 0 0 325793 SCHWAB STRATEGIC TR INTL SCEQT ETF 808524888 515 15239 SH SOLE 0 0 0 15239 SELECT SECTOR SPDR TR SBI HEALTHCARE 81369Y209 806 6072 SH SOLE 0 0 0 6072 SELECT SECTOR SPDR TR FINANCIAL 81369Y605 239 7095 SH SOLE 0 0 0 7095 SELECT SECTOR SPDR TR TECHNOLOGY 81369Y803 300 1723 SH SOLE 0 0 0 1723 SELECT SECTOR SPDR TR SBI INT-UTILS 81369Y886 2041 31191 SH SOLE 0 0 0 31191 SERVICENOW INC COM 81762P102 2109 3753 SH SOLE 0 0 0 3753 SKYWORKS SOLUTIONS INC COM 83088M102 263 2376 SH SOLE 0 0 0 2376 SNOWFLAKE INC CL A 833445109 299 1697 SH SOLE 0 0 0 1697 SOUTHERN CO COM 842587107 325 4628 SH SOLE 0 0 0 4628 STARBUCKS CORP COM 855244109 751 7577 SH SOLE 0 0 0 7577 STRYKER CORPORATION COM 863667101 314 1029 SH SOLE 0 0 0 1029 SUNRUN INC COM 86771W105 411 22989 SH SOLE 0 0 0 22989 TAIWAN SEMICONDUCTOR MFG LTD SPONSORED ADS 874039100 3682 36480 SH SOLE 0 0 0 36480 TESLA INC COM 88160R101 231 881 SH SOLE 0 0 0 881 QIFU TECHNOLOGY INC AMERICAN DEP 88557W101 341 19726 SH SOLE 0 0 0 19726 3M CO COM 88579Y101 704 7032 SH SOLE 0 0 0 7032 TIDAL ETF TR FOLIOBEYOND ALTE 886364637 1132 35084 SH SOLE 0 0 0 35084 TOTALENERGIES SE SPONSORED ADS 89151E109 857 14870 SH SOLE 0 0 0 14870 TRAVELERS COMPANIES INC COM 89417E109 276 1589 SH SOLE 0 0 0 1589 TRIP COM GROUP LTD ADS 89677Q107 665 18990 SH SOLE 0 0 0 18990 US BANCORP DEL COM NEW 902973304 513 15537 SH SOLE 0 0 0 15537 UBER TECHNOLOGIES INC COM 90353T100 607 14071 SH SOLE 0 0 0 14071 UBIQUITI INC COM 90353W103 330 1877 SH SOLE 0 0 0 1877 UNION PAC CORP COM 907818108 307 1502 SH SOLE 0 0 0 1502 UNITEDHEALTH GROUP INC COM 91324P102 1783 3711 SH SOLE 0 0 0 3711 UNIVERSAL HEALTH RLTY INCOME SH BEN INT 91359E105 1068 22449 SH SOLE 0 0 0 22449 URBAN EDGE PPTYS COM 91704F104 318 20598 SH SOLE 0 0 0 20598 VALE S A SPONSORED ADS 91912E204 456 33957 SH SOLE 0 0 0 33957 VANECK ETF TRUST GOLD MINERS ETF 92189F106 454 15083 SH SOLE 0 0 0 15083 VANECK ETF TRUST BIOTECH ETF 92189F726 1152 7383 SH SOLE 0 0 0 7383 VANGUARD WORLD FD EXTENDED DUR 921910709 4865 55871 SH SOLE 0 0 0 55871 VANGUARD WORLD FD MEGA GRWTH IND 921910816 458 1945 SH SOLE 0 0 0 1945 VANGUARD WHITEHALL FDS HIGH DIV YLD 921946406 576 5433 SH SOLE 0 0 0 5433 VANGUARD MALVERN FDS STRM INFPROIDX 922020805 426 8983 SH SOLE 0 0 0 8983 VANGUARD WORLD FDS HEALTH CAR ETF 92204A504 1033 4218 SH SOLE 0 0 0 4218 VANGUARD WORLD FDS INF TECH ETF 92204A702 201 453 SH SOLE 0 0 0 453 VANGUARD WORLD FDS UTILITIES ETF 92204A876 327 2301 SH SOLE 0 0 0 2301 VANGUARD WORLD FDS COMM SRVC ETF 92204A884 17427 163925 SH SOLE 0 0 0 163925 VANGUARD SCOTTSDALE FDS TOTAL CORP BND 92206C573 313 4134 SH SOLE 0 0 0 4134 VANGUARD SCOTTSDALE FDS MTG-BKD SECS ETF 92206C771 997 21686 SH SOLE 0 0 0 21686 VANGUARD INDEX FDS S&P 500 ETF SHS 922908363 251 616 SH SOLE 0 0 0 616 VANGUARD INDEX FDS REAL ESTATE ETF 922908553 13370 160008 SH SOLE 0 0 0 160008 VANGUARD INDEX FDS VALUE ETF 922908744 265 1868 SH SOLE 0 0 0 1868 VANGUARD INDEX FDS TOTAL STK MKT 922908769 573 2603 SH SOLE 0 0 0 2603 VERIZON COMMUNICATIONS INC COM 92343V104 928 24961 SH SOLE 0 0 0 24961 VERTEX PHARMACEUTICALS INC COM 92532F100 539 1532 SH SOLE 0 0 0 1532 PARAMOUNT GLOBAL CLASS B COM 92556H206 231 14490 SH SOLE 0 0 0 14490 VISA INC COM CL A 92826C839 1542 6491 SH SOLE 0 0 0 6491 WALMART INC COM 931142103 1198 7625 SH SOLE 0 0 0 7625 WARNER BROS DISCOVERY INC COM SER A 934423104 159 12686 SH SOLE 0 0 0 12686 WELLS FARGO CO NEW COM 949746101 484 11344 SH SOLE 0 0 0 11344 WISDOMTREE TR EMER MKT HIGH FD 97717W315 485 12677 SH SOLE 0 0 0 12677 YUM BRANDS INC COM 988498101 1362 9827 SH SOLE 0 0 0 9827 YUM CHINA HLDGS INC COM 98850P109 555 9828 SH SOLE 0 0 0 9828 ZIMMER BIOMET HOLDINGS INC COM 98956P102 465 3191 SH SOLE 0 0 0 3191 ZOOMINFO TECHNOLOGIES INC COMMON STOCK 98980F104 411 16187 SH SOLE 0 0 0 16187 AON PLC SHS CL A G0403H108 457 1323 SH SOLE 0 0 0 1323 ACCENTURE PLC IRELAND SHS CLASS A G1151C101 620 2008 SH SOLE 0 0 0 2008 FTAI AVIATION LTD SHS G3730V105 308 9743 SH SOLE 0 0 0 9743 GRAB HOLDINGS LIMITED CLASS A ORD G4124C109 238 69356 SH SOLE 0 0 0 69356 ICON PLC SHS G4705A100 314 1256 SH SOLE 0 0 0 1256 JOHNSON CTLS INTL PLC SHS G51502105 424 6225 SH SOLE 0 0 0 6225 MEDTRONIC PLC SHS G5960L103 1413 16039 SH SOLE 0 0 0 16039 APTIV PLC SHS G6095L109 339 3325 SH SOLE 0 0 0 3325 ALCON AG ORD SHS H01301128 816 9940 SH SOLE 0 0 0 9940 ASML HOLDING N V N Y REGISTRY SHS N07059210 1400 1932 SH SOLE 0 0 0 1932