The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP FIGI (to the nearest dollar) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
AT&T INC COM 00206R102   753 39,102 SH   SOLE 0 0 0 39,102
ABBOTT LABS COM 002824100   1,894 18,703 SH   SOLE 0 0 0 18,703
ABBVIE INC COM 00287Y109   3,637 22,822 SH   SOLE 0 0 0 22,822
ABRDN PRECIOUS METALS BASKET PHYSCL PRECS MET 003263100   1,460 16,004 SH   SOLE 0 0 0 16,004
ALEXANDRIA REAL ESTATE EQ IN COM 015271109   570 4,540 SH   SOLE 0 0 0 4,540
ALIGN TECHNOLOGY INC COM 016255101   978 2,928 SH   SOLE 0 0 0 2,928
ALNYLAM PHARMACEUTICALS INC COM 02043Q107   226 1,127 SH   SOLE 0 0 0 1,127
ALPHABET INC CAP STK CL C 02079K107   3,216 30,927 SH   SOLE 0 0 0 30,927
ALPHABET INC CAP STK CL A 02079K305   746 7,192 SH   SOLE 0 0 0 7,192
AMAZON COM INC COM 023135106   8,959 86,739 SH   SOLE 0 0 0 86,739
AMERICAN ELEC PWR CO INC COM 025537101   208 2,282 SH   SOLE 0 0 0 2,282
AMERICAN EXPRESS CO COM 025816109   528 3,199 SH   SOLE 0 0 0 3,199
AMERICAN TOWER CORP NEW COM 03027X100   1,111 5,435 SH   SOLE 0 0 0 5,435
AMGEN INC COM 031162100   979 4,048 SH   SOLE 0 0 0 4,048
ELEVANCE HEALTH INC COM 036752103   347 756 SH   SOLE 0 0 0 756
APPLE INC COM 037833100   9,586 58,134 SH   SOLE 0 0 0 58,134
ASTRAZENECA PLC SPONSORED ADR 046353108   875 12,610 SH   SOLE 0 0 0 12,610
AUTOMATIC DATA PROCESSING IN COM 053015103   469 2,108 SH   SOLE 0 0 0 2,108
BP PLC SPONSORED ADR 055622104   280 7,387 SH   SOLE 0 0 0 7,387
BRT APARTMENTS CORP COM 055645303   1,703 86,348 SH   SOLE 0 0 0 86,348
BANK AMERICA CORP COM 060505104   672 23,505 SH   SOLE 0 0 0 23,505
BANK MONTREAL MEDIUM MICROSCTR 3X LVG 063679823   1,925 120,517 SH   SOLE 0 0 0 120,517
BANK NEW YORK MELLON CORP COM 064058100   265 5,833 SH   SOLE 0 0 0 5,833
BECTON DICKINSON & CO COM 075887109   291 1,177 SH   SOLE 0 0 0 1,177
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702   1,569 5,082 SH   SOLE 0 0 0 5,082
BILIBILI INC SPONS ADS REP Z 090040106   352 14,964 SH   SOLE 0 0 0 14,964
BLACKSTONE INC COM 09260D107   240 2,727 SH   SOLE 0 0 0 2,727
BOEING CO COM 097023105   2,394 11,269 SH   SOLE 0 0 0 11,269
BOOKING HOLDINGS INC COM 09857L108   207 78 SH   SOLE 0 0 0 78
BOSTON SCIENTIFIC CORP COM 101137107   665 13,290 SH   SOLE 0 0 0 13,290
BRISTOL-MYERS SQUIBB CO COM 110122108   2,111 30,455 SH   SOLE 0 0 0 30,455
BROWN FORMAN CORP CL A 115637100   391 6,000 SH   SOLE 0 0 0 6,000
BROWN FORMAN CORP CL B 115637209   754 11,734 SH   SOLE 0 0 0 11,734
BURLINGTON STORES INC COM 122017106   329 1,630 SH   SOLE 0 0 0 1,630
CSX CORP COM 126408103   446 14,900 SH   SOLE 0 0 0 14,900
CVS HEALTH CORP COM 126650100   218 2,937 SH   SOLE 0 0 0 2,937
CANADIAN NAT RES LTD COM 136385101   631 11,405 SH   SOLE 0 0 0 11,405
CENTENE CORP DEL COM 15135B101   206 3,252 SH   SOLE 0 0 0 3,252
CHEVRON CORP NEW COM 166764100   412 2,524 SH   SOLE 0 0 0 2,524
CHIPOTLE MEXICAN GRILL INC COM 169656105   261 153 SH   SOLE 0 0 0 153
CISCO SYS INC COM 17275R102   2,060 39,406 SH   SOLE 0 0 0 39,406
CITIGROUP INC COM NEW 172967424   297 6,337 SH   SOLE 0 0 0 6,337
CITIZENS FINL GROUP INC COM 174610105   371 12,211 SH   SOLE 0 0 0 12,211
COCA COLA CO COM 191216100   953 15,357 SH   SOLE 0 0 0 15,357
COGNEX CORP COM 192422103   304 6,130 SH   SOLE 0 0 0 6,130
COGNIZANT TECHNOLOGY SOLUTIO CL A 192446102   287 4,718 SH   SOLE 0 0 0 4,718
COLGATE PALMOLIVE CO COM 194162103   302 4,012 SH   SOLE 0 0 0 4,012
COLUMBIA ETF TR II EMRG MARKETS ETF 19762B509   1,037 50,636 SH   SOLE 0 0 0 50,636
COMCAST CORP NEW CL A 20030N101   846 22,309 SH   SOLE 0 0 0 22,309
CONOCOPHILLIPS COM 20825C104   908 9,149 SH   SOLE 0 0 0 9,149
CONSOLIDATED EDISON INC COM 209115104   488 5,102 SH   SOLE 0 0 0 5,102
COOPER COS INC COM NEW 216648402   384 1,028 SH   SOLE 0 0 0 1,028
COPART INC COM 217204106   592 7,870 SH   SOLE 0 0 0 7,870
COSTCO WHSL CORP NEW COM 22160K105   635 1,278 SH   SOLE 0 0 0 1,278
COSTAR GROUP INC COM 22160N109   438 6,367 SH   SOLE 0 0 0 6,367
COUPANG INC CL A 22266T109   330 20,608 SH   SOLE 0 0 0 20,608
DBX ETF TR XTRACK HRVST CSI 233051879   944 32,013 SH   SOLE 0 0 0 32,013
DANAHER CORPORATION COM 235851102   745 2,955 SH   SOLE 0 0 0 2,955
DISNEY WALT CO COM 254687106   2,852 28,486 SH   SOLE 0 0 0 28,486
DIREXION SHS ETF TR DAILY S&P BEAR 25490K216   2,400 487,792 SH   SOLE 0 0 0 487,792
DIREXION SHS ETF TR DAILY SM CP BEAR 25490K521   1,904 61,148 SH   SOLE 0 0 0 61,148
EDWARDS LIFESCIENCES CORP COM 28176E108   637 7,695 SH   SOLE 0 0 0 7,695
ELLSWORTH GROWTH & INCOME FD COM 289074106   113 13,897 SH   SOLE 0 0 0 13,897
ENPHASE ENERGY INC COM 29355A107   209 992 SH   SOLE 0 0 0 992
EPAM SYS INC COM 29414B104   322 1,076 SH   SOLE 0 0 0 1,076
EXXON MOBIL CORP COM 30231G102   4,860 44,318 SH   SOLE 0 0 0 44,318
FMC CORP COM NEW 302491303   201 1,643 SH   SOLE 0 0 0 1,643
META PLATFORMS INC CL A 30303M102   1,142 5,390 SH   SOLE 0 0 0 5,390
FIDELITY COVINGTON TRUST MSCI HLTH CARE I 316092600   282 4,586 SH   SOLE 0 0 0 4,586
FIDELITY COVINGTON TRUST VLU FACTOR ETF 316092782   2,422 52,930 SH   SOLE 0 0 0 52,930
FIDELITY COVINGTON TRUST QLTY FCTOR ETF 316092790   690 14,536 SH   SOLE 0 0 0 14,536
FIRST TR EXCHANGE-TRADED FD NO AMER ENERGY 33738D101   28,715 1,078,290 SH   SOLE 0 0 0 1,078,290
FIRST TR MLP & ENERGY INCOM COM 33739B104   1,023 133,841 SH   SOLE 0 0 0 133,841
FIRST TR EXCHNG TRADED FD VI CBOE VEST US BUF 33740F748   28,064 762,000 SH   SOLE 0 0 0 762,000
FIRST TR EXCHNG TRADED FD VI TCW SECURITIZED 33740U109   997 45,902 SH   SOLE 0 0 0 45,902
FLEXSHARES TR MORNSTAR UPSTR 33939L407   749 17,711 SH   SOLE 0 0 0 17,711
FLEXSHARES TR STOXX GLOBR INF 33939L795   883 16,989 SH   SOLE 0 0 0 16,989
FTAI INFRASTRUCTURE INC COMMON STOCK 35953C106   47 15,684 SH   SOLE 0 0 0 15,684
GALLAGHER ARTHUR J & CO COM 363576109   267 1,394 SH   SOLE 0 0 0 1,394
GENERAL ELECTRIC CO COM NEW 369604301   506 5,291 SH   SOLE 0 0 0 5,291
GILEAD SCIENCES INC COM 375558103   311 3,747 SH   SOLE 0 0 0 3,747
GLOBAL X FDS DATA CTR REITS 37954Y236   1,391 105,828 SH   SOLE 0 0 0 105,828
GOLDMAN SACHS ETF TR ACTIVEBETA EME 381430206   1,374 46,160 SH   SOLE 0 0 0 46,160
GOLDMAN SACHS ETF TR ACCES TREASURY 381430529   8,830 88,178 SH   SOLE 0 0 0 88,178
GRUPO AEROPORTUARIO DEL SURE SPON ADR SER B 40051E202   211 690 SH   SOLE 0 0 0 690
GUIDEWIRE SOFTWARE INC COM 40171V100   460 5,606 SH   SOLE 0 0 0 5,606
HDFC BANK LTD SPONSORED ADS 40415F101   475 7,128 SH   SOLE 0 0 0 7,128
HOME DEPOT INC COM 437076102   1,644 5,572 SH   SOLE 0 0 0 5,572
HUMANA INC COM 444859102   477 982 SH   SOLE 0 0 0 982
IPG PHOTONICS CORP COM 44980X109   434 3,522 SH   SOLE 0 0 0 3,522
ICICI BANK LIMITED ADR 45104G104   477 22,081 SH   SOLE 0 0 0 22,081
ILLUMINA INC COM 452327109   553 2,377 SH   SOLE 0 0 0 2,377
INNOVATOR ETFS TR INVATR 20 PLS 9 45782C235   47,326 2,304,688 SH   SOLE 0 0 0 2,304,688
INNOVATOR ETFS TR US EQTY PWR BUF 45782C656   36,606 1,193,156 SH   SOLE 0 0 0 1,193,156
INNOVATOR ETFS TR US EQT ULTRA BF 45782C672   16,598 613,703 SH   SOLE 0 0 0 613,703
INNOVATOR ETFS TR US EQTY PWR BF 45782C680   19,476 660,208 SH   SOLE 0 0 0 660,208
INNOVATOR ETFS TR US EQTY PWR BUF 45782C813   580 18,320 SH   SOLE 0 0 0 18,320
INNOVATOR ETFS TR US EQT ULTRA BF 45782C839   519 19,210 SH   SOLE 0 0 0 19,210
INTEL CORP COM 458140100   608 18,601 SH   SOLE 0 0 0 18,601
INTERNATIONAL BUSINESS MACHS COM 459200101   1,202 9,171 SH   SOLE 0 0 0 9,171
INVESCO QQQ TR UNIT SER 1 46090E103   796 2,480 SH   SOLE 0 0 0 2,480
INTUIT COM 461202103   276 619 SH   SOLE 0 0 0 619
INTUITIVE SURGICAL INC COM NEW 46120E602   1,291 5,055 SH   SOLE 0 0 0 5,055
INVESCO EXCHANGE TRADED FD T WATER RES ETF 46137V142   639 11,981 SH   SOLE 0 0 0 11,981
INVESCO EXCHANGE TRADED FD T INVESCO MSCI 46137V407   1,014 20,653 SH   SOLE 0 0 0 20,653
IQVIA HLDGS INC COM 46266C105   349 1,755 SH   SOLE 0 0 0 1,755
ISHARES INC MSCI STH KOR ETF 464286772   1,425 23,272 SH   SOLE 0 0 0 23,272
ISHARES TR CORE S&P500 ETF 464287200   464 1,128 SH   SOLE 0 0 0 1,128
ISHARES TR CORE US AGGBD ET 464287226   1,594 15,993 SH   SOLE 0 0 0 15,993
ISHARES TR S&P 500 GRWT ETF 464287309   383 6,000 SH   SOLE 0 0 0 6,000
ISHARES TR LATN AMER 40 ETF 464287390   2,011 84,235 SH   SOLE 0 0 0 84,235
ISHARES TR S&P 500 VAL ETF 464287408   338 2,226 SH   SOLE 0 0 0 2,226
ISHARES TR 7-10 YR TRSY BD 464287440   497 5,012 SH   SOLE 0 0 0 5,012
ISHARES TR CORE S&P MCP ETF 464287507   211 845 SH   SOLE 0 0 0 845
ISHARES TR ISHARES BIOTECH 464287556   620 4,798 SH   SOLE 0 0 0 4,798
ISHARES TR CORE S&P US GWT 464287671   284 3,200 SH   SOLE 0 0 0 3,200
ISHARES TR U.S. TECH ETF 464287721   260 2,800 SH   SOLE 0 0 0 2,800
ISHARES TR SHRT NAT MUN ETF 464288158   1,018 9,728 SH   SOLE 0 0 0 9,728
ISHARES TR MSCI AC ASIA ETF 464288182   1,157 17,051 SH   SOLE 0 0 0 17,051
ISHARES TR MSCI ACWI ETF 464288257   535 5,873 SH   SOLE 0 0 0 5,873
ISHARES TR MSCI KLD400 SOC 464288570   2,381 30,527 SH   SOLE 0 0 0 30,527
ISHARES TR MBS ETF 464288588   8,463 89,334 SH   SOLE 0 0 0 89,334
ISHARES TR 3 7 YR TREAS BD 464288661   252 2,138 SH   SOLE 0 0 0 2,138
ISHARES TR GLB CNSM STP ETF 464288737   268 4,334 SH   SOLE 0 0 0 4,334
ISHARES TR US AER DEF ETF 464288760   261 2,266 SH   SOLE 0 0 0 2,266
ISHARES TR U.S. MED DVC ETF 464288810   255 4,730 SH   SOLE 0 0 0 4,730
ISHARES TR US OIL GS EX ETF 464288851   483 5,626 SH   SOLE 0 0 0 5,626
ISHARES TR EAFE VALUE ETF 464288877   759 15,644 SH   SOLE 0 0 0 15,644
ISHARES SILVER TR ISHARES 46428Q109   799 36,105 SH   SOLE 0 0 0 36,105
ISHARES TR 0-5 YR TIPS ETF 46429B747   37,828 381,219 SH   SOLE 0 0 0 381,219
ISHARES TR MSCI USA QLT FCT 46432F339   593 4,781 SH   SOLE 0 0 0 4,781
ISHARES TR CORE MSCI EAFE 46432F842   720 10,773 SH   SOLE 0 0 0 10,773
ITAU UNIBANCO HLDG S A SPON ADR REP PFD 465562106   266 54,625 SH   SOLE 0 0 0 54,625
JPMORGAN CHASE & CO COM 46625H100   3,102 23,803 SH   SOLE 0 0 0 23,803
JD.COM INC SPON ADR CL A 47215P106   680 15,491 SH   SOLE 0 0 0 15,491
JOHNSON & JOHNSON COM 478160104   3,443 22,213 SH   SOLE 0 0 0 22,213
KLA CORP COM NEW 482480100   352 882 SH   SOLE 0 0 0 882
KE HLDGS INC SPONSORED ADS 482497104   513 27,226 SH   SOLE 0 0 0 27,226
KRANESHARES TR CSI CHI INTERNET 500767306   12,468 399,743 SH   SOLE 0 0 0 399,743
LAS VEGAS SANDS CORP COM 517834107   777 13,520 SH   SOLE 0 0 0 13,520
LAUDER ESTEE COS INC CL A 518439104   207 838 SH   SOLE 0 0 0 838
LILLY ELI & CO COM 532457108   2,855 8,313 SH   SOLE 0 0 0 8,313
LOCKHEED MARTIN CORP COM 539830109   1,651 3,492 SH   SOLE 0 0 0 3,492
M & T BK CORP COM 55261F104   203 1,700 SH   SOLE 0 0 0 1,700
MASTERCARD INCORPORATED CL A 57636Q104   736 2,025 SH   SOLE 0 0 0 2,025
MATTHEWS ASIA FDS ASIA INNOV ACTIV 577125826   25,500 1,030,091 SH   SOLE 0 0 0 1,030,091
MATTHEWS ASIA FDS CHINA ACTIVE ETF 577125834   15,821 657,009 SH   SOLE 0 0 0 657,009
MCDONALDS CORP COM 580135101   366 1,309 SH   SOLE 0 0 0 1,309
MERCADOLIBRE INC COM 58733R102   1,227 931 SH   SOLE 0 0 0 931
MERCK & CO INC COM 58933Y105   2,089 19,632 SH   SOLE 0 0 0 19,632
MICROSOFT CORP COM 594918104   11,191 38,817 SH   SOLE 0 0 0 38,817
MICRON TECHNOLOGY INC COM 595112103   527 8,738 SH   SOLE 0 0 0 8,738
NETFLIX INC COM 64110L106   977 2,828 SH   SOLE 0 0 0 2,828
NEWMONT CORP COM 651639106   623 12,718 SH   SOLE 0 0 0 12,718
NIKE INC CL B 654106103   755 6,160 SH   SOLE 0 0 0 6,160
NORTHROP GRUMMAN CORP COM 666807102   444 961 SH   SOLE 0 0 0 961
NOVARTIS AG SPONSORED ADR 66987V109   476 5,173 SH   SOLE 0 0 0 5,173
NUVEEN AMT FREE QLTY MUN INC COM 670657105   369 33,155 SH   SOLE 0 0 0 33,155
NVIDIA CORPORATION COM 67066G104   874 3,147 SH   SOLE 0 0 0 3,147
NUTRIEN LTD COM 67077M108   352 4,761 SH   SOLE 0 0 0 4,761
ONE LIBERTY PPTYS INC COM 682406103   8,181 356,763 SH   SOLE 0 0 0 356,763
ORACLE CORP COM 68389X105   945 10,166 SH   SOLE 0 0 0 10,166
PACER FDS TR DATA AND INFRAST 69374H741   278 9,363 SH   SOLE 0 0 0 9,363
PAYPAL HLDGS INC COM 70450Y103   383 5,039 SH   SOLE 0 0 0 5,039
PEPSICO INC COM 713448108   2,507 13,750 SH   SOLE 0 0 0 13,750
PFIZER INC COM 717081103   1,683 41,253 SH   SOLE 0 0 0 41,253
PHILIP MORRIS INTL INC COM 718172109   450 4,624 SH   SOLE 0 0 0 4,624
PIMCO ETF TR ENHAN SHRT MA AC 72201R833   3,982 40,121 SH   SOLE 0 0 0 40,121
PIMCO ETF TR 25YR+ ZERO U S 72201R882   3,311 34,568 SH   SOLE 0 0 0 34,568
PIMCO EQUITY SER RAFI DYN EMERG 72202L389   1,469 81,051 SH   SOLE 0 0 0 81,051
PDD HOLDINGS INC SPONSORED ADS 722304102   594 7,825 SH   SOLE 0 0 0 7,825
PINEAPPLE ENERGY INC COM 72303P107   55 34,604 SH   SOLE 0 0 0 34,604
PROCTER AND GAMBLE CO COM 742718109   635 4,270 SH   SOLE 0 0 0 4,270
PROSHARES TR ULTRAPRO SHORT S 74347B110   1,341 99,476 SH   SOLE 0 0 0 99,476
PROSHARES TR ULTSHT FTSE EURO 74348A434   5,596 541,757 SH   SOLE 0 0 0 541,757
QUALCOMM INC COM 747525103   289 2,268 SH   SOLE 0 0 0 2,268
RBB FD INC US TREAS 3 MNTH 74933W452   256 5,110 SH   SOLE 0 0 0 5,110
RBB FD INC US TREASR 10 YR 74933W536   9,802 209,166 SH   SOLE 0 0 0 209,166
RAYTHEON TECHNOLOGIES CORP COM 75513E101   1,168 11,923 SH   SOLE 0 0 0 11,923
REGENERON PHARMACEUTICALS COM 75886F107   797 970 SH   SOLE 0 0 0 970
ROSS STORES INC COM 778296103   419 3,944 SH   SOLE 0 0 0 3,944
S&P GLOBAL INC COM 78409V104   2,864 8,308 SH   SOLE 0 0 0 8,308
SPDR S&P 500 ETF TR TR UNIT 78462F103   995 2,429 SH   SOLE 0 0 0 2,429
SPDR GOLD TR GOLD SHS 78463V107   4,509 24,609 SH   SOLE 0 0 0 24,609
SPDR INDEX SHS FDS DJ GLB RL ES ETF 78463X749   1,534 37,262 SH   SOLE 0 0 0 37,262
SPDR INDEX SHS FDS S&P GBLINF ETF 78463X855   424 7,786 SH   SOLE 0 0 0 7,786
SPDR SER TR S&P 600 SMCP VAL 78464A300   1,251 16,420 SH   SOLE 0 0 0 16,420
SPDR SER TR PRTFLO S&P500 GW 78464A409   1,106 19,980 SH   SOLE 0 0 0 19,980
SPDR SER TR PRTFLO S&P500 VL 78464A508   567 13,930 SH   SOLE 0 0 0 13,930
SPDR SER TR PORTFLI TIPS ETF 78464A656   246 9,211 SH   SOLE 0 0 0 9,211
SPDR SER TR PORTFOLIO LN TSR 78464A664   1,725 55,846 SH   SOLE 0 0 0 55,846
SPDR SER TR S&P INS ETF 78464A789   2,300 58,445 SH   SOLE 0 0 0 58,445
SPDR SER TR S&P 400 MDCP GRW 78464A821   535 7,822 SH   SOLE 0 0 0 7,822
SPDR SER TR S&P BIOTECH 78464A870   2,463 32,319 SH   SOLE 0 0 0 32,319
SSGA ACTIVE ETF TR SPDR TR TACTIC 78467V848   210 5,117 SH   SOLE 0 0 0 5,117
SPDR S&P MIDCAP 400 ETF TR UTSER1 S&PDCRP 78467Y107   886 1,932 SH   SOLE 0 0 0 1,932
SPDR SER TR BLOOMBERG 1-3 MO 78468R663   7,989 87,004 SH   SOLE 0 0 0 87,004
SPDR SER TR NUVEEN BLMBRG SH 78468R739   21,433 450,757 SH   SOLE 0 0 0 450,757
SALESFORCE INC COM 79466L302   1,279 6,401 SH   SOLE 0 0 0 6,401
SCHWAB CHARLES CORP COM 808513105   1,371 26,169 SH   SOLE 0 0 0 26,169
SCHWAB CHARLES FAMILY FD AMT TAX FREE MNY 808515530   510 510,187 SH   SOLE 0 0 0 510,187
SCHWAB STRATEGIC TR US BRD MKT ETF 808524102   4,497 93,982 SH   SOLE 0 0 0 93,982
SCHWAB STRATEGIC TR US LCAP GR ETF 808524300   541 8,300 SH   SOLE 0 0 0 8,300
SCHWAB STRATEGIC TR US LCAP VA ETF 808524409   1,162 17,715 SH   SOLE 0 0 0 17,715
SCHWAB STRATEGIC TR US MID-CAP ETF 808524508   1,009 14,870 SH   SOLE 0 0 0 14,870
SCHWAB STRATEGIC TR US SML CAP ETF 808524607   396 9,447 SH   SOLE 0 0 0 9,447
SCHWAB STRATEGIC TR EMRG MKTEQ ETF 808524706   1,066 43,481 SH   SOLE 0 0 0 43,481
SCHWAB STRATEGIC TR SCHWB FDT INT SC 808524748   339 10,223 SH   SOLE 0 0 0 10,223
SCHWAB STRATEGIC TR SCHWB FDT INT LG 808524755   532 17,020 SH   SOLE 0 0 0 17,020
SCHWAB STRATEGIC TR INTL EQTY ETF 808524805   1,346 38,679 SH   SOLE 0 0 0 38,679
SCHWAB STRATEGIC TR US REIT ETF 808524847   642 32,917 SH   SOLE 0 0 0 32,917
SCHWAB STRATEGIC TR SHT TM US TRES 808524862   347 7,117 SH   SOLE 0 0 0 7,117
SCHWAB STRATEGIC TR US TIPS ETF 808524870   17,173 320,335 SH   SOLE 0 0 0 320,335
SCHWAB STRATEGIC TR INTL SCEQT ETF 808524888   568 16,839 SH   SOLE 0 0 0 16,839
SELECT SECTOR SPDR TR SBI HEALTHCARE 81369Y209   803 6,204 SH   SOLE 0 0 0 6,204
SELECT SECTOR SPDR TR FINANCIAL 81369Y605   209 6,492 SH   SOLE 0 0 0 6,492
SELECT SECTOR SPDR TR TECHNOLOGY 81369Y803   269 1,782 SH   SOLE 0 0 0 1,782
SELECT SECTOR SPDR TR COMMUNICATION 81369Y852   3,214 55,442 SH   SOLE 0 0 0 55,442
SELECT SECTOR SPDR TR SBI INT-UTILS 81369Y886   208 3,066 SH   SOLE 0 0 0 3,066
SERVICENOW INC COM 81762P102   1,637 3,523 SH   SOLE 0 0 0 3,523
SKYWORKS SOLUTIONS INC COM 83088M102   263 2,230 SH   SOLE 0 0 0 2,230
SNOWFLAKE INC CL A 833445109   266 1,724 SH   SOLE 0 0 0 1,724
SOUTHERN CO COM 842587107   346 4,968 SH   SOLE 0 0 0 4,968
STARBUCKS CORP COM 855244109   1,386 13,308 SH   SOLE 0 0 0 13,308
STRYKER CORPORATION COM 863667101   338 1,185 SH   SOLE 0 0 0 1,185
SUNRUN INC COM 86771W105   242 11,987 SH   SOLE 0 0 0 11,987
TAIWAN SEMICONDUCTOR MFG LTD SPONSORED ADS 874039100   2,816 30,268 SH   SOLE 0 0 0 30,268
360 DIGITECH INC AMERICAN DEP 88557W101   216 11,155 SH   SOLE 0 0 0 11,155
3M CO COM 88579Y101   639 6,082 SH   SOLE 0 0 0 6,082
TOTALENERGIES SE SPONSORED ADS 89151E109   916 15,507 SH   SOLE 0 0 0 15,507
TRAVELERS COMPANIES INC COM 89417E109   272 1,588 SH   SOLE 0 0 0 1,588
TRIP COM GROUP LTD ADS 89677Q107   727 19,297 SH   SOLE 0 0 0 19,297
US BANCORP DEL COM NEW 902973304   560 15,530 SH   SOLE 0 0 0 15,530
UBER TECHNOLOGIES INC COM 90353T100   372 11,743 SH   SOLE 0 0 0 11,743
UNION PAC CORP COM 907818108   305 1,514 SH   SOLE 0 0 0 1,514
UNITEDHEALTH GROUP INC COM 91324P102   1,648 3,487 SH   SOLE 0 0 0 3,487
UNIVERSAL HEALTH RLTY INCOME SH BEN INT 91359E105   1,080 22,449 SH   SOLE 0 0 0 22,449
URBAN EDGE PPTYS COM 91704F104   310 20,598 SH   SOLE 0 0 0 20,598
VANECK ETF TRUST GOLD MINERS ETF 92189F106   489 15,101 SH   SOLE 0 0 0 15,101
VANECK ETF TRUST BIOTECH ETF 92189F726   1,145 7,064 SH   SOLE 0 0 0 7,064
VANGUARD WORLD FD EXTENDED DUR 921910709   1,975 21,818 SH   SOLE 0 0 0 21,818
VANGUARD WORLD FD MEGA GRWTH IND 921910816   398 1,945 SH   SOLE 0 0 0 1,945
VANGUARD WHITEHALL FDS HIGH DIV YLD 921946406   573 5,433 SH   SOLE 0 0 0 5,433
VANGUARD MALVERN FDS STRM INFPROIDX 922020805   541 11,317 SH   SOLE 0 0 0 11,317
VANGUARD WORLD FDS HEALTH CAR ETF 92204A504   1,006 4,218 SH   SOLE 0 0 0 4,218
VANGUARD WORLD FDS UTILITIES ETF 92204A876   286 1,936 SH   SOLE 0 0 0 1,936
VANGUARD WORLD FDS COMM SRVC ETF 92204A884   15,972 165,218 SH   SOLE 0 0 0 165,218
VANGUARD SCOTTSDALE FDS TOTAL CORP BND 92206C573   288 3,758 SH   SOLE 0 0 0 3,758
VANGUARD SCOTTSDALE FDS MTG-BKD SECS ETF 92206C771   928 19,944 SH   SOLE 0 0 0 19,944
VANGUARD INDEX FDS S&P 500 ETF SHS 922908363   231 614 SH   SOLE 0 0 0 614
VANGUARD INDEX FDS REAL ESTATE ETF 922908553   13,052 157,174 SH   SOLE 0 0 0 157,174
VANGUARD INDEX FDS TOTAL STK MKT 922908769   405 1,986 SH   SOLE 0 0 0 1,986
VERIZON COMMUNICATIONS INC COM 92343V104   772 19,855 SH   SOLE 0 0 0 19,855
VERTEX PHARMACEUTICALS INC COM 92532F100   459 1,456 SH   SOLE 0 0 0 1,456
PARAMOUNT GLOBAL CLASS B COM 92556H206   302 13,550 SH   SOLE 0 0 0 13,550
VISA INC COM CL A 92826C839   1,465 6,498 SH   SOLE 0 0 0 6,498
WALMART INC COM 931142103   1,118 7,585 SH   SOLE 0 0 0 7,585
WARNER BROS DISCOVERY INC COM SER A 934423104   195 12,914 SH   SOLE 0 0 0 12,914
WELLS FARGO CO NEW COM 949746101   406 10,867 SH   SOLE 0 0 0 10,867
WISDOMTREE TR EMER MKT HIGH FD 97717W315   468 12,364 SH   SOLE 0 0 0 12,364
WORKDAY INC CL A 98138H101   250 1,211 SH   SOLE 0 0 0 1,211
YUM BRANDS INC COM 988498101   1,297 9,822 SH   SOLE 0 0 0 9,822
YUM CHINA HLDGS INC COM 98850P109   623 9,822 SH   SOLE 0 0 0 9,822
ZIMMER BIOMET HOLDINGS INC COM 98956P102   418 3,235 SH   SOLE 0 0 0 3,235
AON PLC SHS CL A G0403H108   417 1,323 SH   SOLE 0 0 0 1,323
ACCENTURE PLC IRELAND SHS CLASS A G1151C101   579 2,026 SH   SOLE 0 0 0 2,026
FTAI AVIATION LTD SHS G3730V105   271 9,679 SH   SOLE 0 0 0 9,679
GRAB HOLDINGS LIMITED CLASS A ORD G4124C109   113 37,485 SH   SOLE 0 0 0 37,485
JOHNSON CTLS INTL PLC SHS G51502105   375 6,225 SH   SOLE 0 0 0 6,225
MEDTRONIC PLC SHS G5960L103   1,288 15,980 SH   SOLE 0 0 0 15,980
ALCON AG ORD SHS H01301128   707 10,027 SH   SOLE 0 0 0 10,027
ASML HOLDING N V N Y REGISTRY SHS N07059210   1,841 2,704 SH   SOLE 0 0 0 2,704