Chief Compliance Officer

0000712050-21-000008.txt : 20211012 0000712050-21-000008.hdr.sgml : 20211012 20211012133203 ACCESSION NUMBER: 0000712050-21-000008 CONFORMED SUBMISSION TYPE: 13F-HR PUBLIC DOCUMENT COUNT: 2 CONFORMED PERIOD OF REPORT: 20210930 FILED AS OF DATE: 20211012 DATE AS OF CHANGE: 20211012 EFFECTIVENESS DATE: 20211012 FILER: COMPANY DATA: COMPANY CONFORMED NAME: ALTFEST L J & CO INC CENTRAL INDEX KEY: 0000712050 IRS NUMBER: 133153733 STATE OF INCORPORATION: NY FISCAL YEAR END: 1231 FILING VALUES: FORM TYPE: 13F-HR SEC ACT: 1934 Act SEC FILE NUMBER: 028-16041 FILM NUMBER: 211318190 BUSINESS ADDRESS: STREET 1: 445 PARK AVENUE STREET 2: 6TH FLOOR CITY: NEW YORK STATE: NY ZIP: 10022 BUSINESS PHONE: 212-406-0850 MAIL ADDRESS: STREET 1: 445 PARK AVENUE STREET 2: 6TH FLOOR CITY: NEW YORK STATE: NY ZIP: 10022 FORMER COMPANY: FORMER CONFORMED NAME: ALTFEST L J & CO INC /ADV DATE OF NAME CHANGE: 20140214 FORMER COMPANY: FORMER CONFORMED NAME: ALTFEST L J & CO INC /ADV DATE OF NAME CHANGE: 19830107 13F-HR 1 primary_doc.xml 13F-HR LIVE false false false 0000712050 XXXXXXXX 09-30-2021 09-30-2021 ALTFEST L J & CO INC

445 PARK AVENUE 6TH FLOOR NEW YORK NY 10022

13F HOLDINGS REPORT 028-16041 N John Valentini Chief Compliance Officer 212-406-0850 John Valentini New York NY 10-12-2021 0 252 477263 false INFORMATION TABLE 2 ALT.13F.2021Q3.xml SPDR S&P 500 ETF TR TR UNIT 78462F103 1423 3315 SH SOLE 0 0 0 3315 FIRST TR ENERGY INCOME & GRO COM 33738G104 1977 145779 SH SOLE 0 0 0 145779 PFIZER INC COM 717081103 2400 55797 SH SOLE 0 0 0 55797 ERICSSON ADR B SEK 10 294821608 337 30124 SH SOLE 0 0 0 30124 SNAP INC CL A 83304A106 444 6009 SH SOLE 0 0 0 6009 DANAHER CORPORATION COM 235851102 686 2254 SH SOLE 0 0 0 2254 YUM CHINA HLDGS INC COM 98850P109 578 9952 SH SOLE 0 0 0 9952 PROSHARES TR SHRT RUSSELL2000 74348A210 3105 143684 SH SOLE 0 0 0 143684 SCHWAB STRATEGIC TR EMRG MKTEQ ETF 808524706 1084 35563 SH SOLE 0 0 0 35563 ISHARES SILVER TR ISHARES 46428Q109 333 16227 SH SOLE 0 0 0 16227 DISNEY WALT CO COM 254687106 2599 15362 SH SOLE 0 0 0 15362 AMERICAN TOWER CORP NEW COM 03027X100 570 2148 SH SOLE 0 0 0 2148 ISHARES TR ISHARES BIOTECH 464287556 271 1678 SH SOLE 0 0 0 1678 MARATHON PETE CORP COM 56585A102 504 8149 SH SOLE 0 0 0 8149 SCHWAB STRATEGIC TR US REIT ETF 808524847 533 11674 SH SOLE 0 0 0 11674 ACTIVISION BLIZZARD INC COM 00507V109 406 5252 SH SOLE 0 0 0 5252 MICRON TECHNOLOGY INC COM 595112103 280 3947 SH SOLE 0 0 0 3947 PAGSEGURO DIGITAL LTD COM CL A G68707101 284 5482 SH SOLE 0 0 0 5482 PROSHARES TR SHT 7-10 YR TR 74348A608 1744 71305 SH SOLE 0 0 0 71305 ABBOTT LABS COM 002824100 1655 14009 SH SOLE 0 0 0 14009 AON PLC SHS CL A G0403H108 257 900 SH SOLE 0 0 0 900 INTUITIVE SURGICAL INC COM NEW 46120E602 332 334 SH SOLE 0 0 0 334 BK OF AMERICA CORP COM 060505104 1211 28529 SH SOLE 0 0 0 28529 AMERICAN EXPRESS CO COM 025816109 607 3625 SH SOLE 0 0 0 3625 HESS CORP COM 42809H107 577 7383 SH SOLE 0 0 0 7383 COSTCO WHSL CORP NEW COM 22160K105 340 756 SH SOLE 0 0 0 756 CVS HEALTH CORP COM 126650100 372 4385 SH SOLE 0 0 0 4385 PEPSICO INC COM 713448108 5883 39116 SH SOLE 0 0 0 39116 OAK STR HEALTH INC COM 67181A107 288 6762 SH SOLE 0 0 0 6762 FLEXSHARES TR STOXX GLOBR INF 33939L795 489 8771 SH SOLE 0 0 0 8771 BROWN FORMAN CORP CL B 115637209 809 12070 SH SOLE 0 0 0 12070 NUVEEN AMT FREE QLTY MUN INC COM 670657105 487 32062 SH SOLE 0 0 0 32062 VIRTUS ALLIANZGI ARTIFICIAL COM 92838Y100 353 13222 SH SOLE 0 0 0 13222 INVESCO EXCH TRADED FD TR II KBW BK ETF 46138E628 21243 316594 SH SOLE 0 0 0 316594 UNION PAC CORP COM 907818108 925 4719 SH SOLE 0 0 0 4719 SONY GROUP CORPORATION SPONSORED ADR 835699307 370 3343 SH SOLE 0 0 0 3343 ISHARES TR 0-5 YR TIPS ETF 46429B747 43265 409587 SH SOLE 0 0 0 409587 SYNCHRONY FINANCIAL COM 87165B103 324 6624 SH SOLE 0 0 0 6624 INNOVATOR ETFS TR US EQTY ULTRA B 45782C821 229 8247 SH SOLE 0 0 0 8247 AT&T INC COM 00206R102 922 34142 SH SOLE 0 0 0 34142 BAIDU INC SPON ADR REP A 056752108 434 2823 SH SOLE 0 0 0 2823 TOYOTA MOTOR CORP SP ADR REP2COM 892331307 237 1332 SH SOLE 0 0 0 1332 QUALCOMM INC COM 747525103 441 3419 SH SOLE 0 0 0 3419 TRAVELERS COMPANIES INC COM 89417E109 330 2171 SH SOLE 0 0 0 2171 REGENERON PHARMACEUTICALS COM 75886F107 559 924 SH SOLE 0 0 0 924 NOVARTIS AG SPONSORED ADR 66987V109 584 7139 SH SOLE 0 0 0 7139 APPLE INC COM 037833100 6911 48839 SH SOLE 0 0 0 48839 AMAZON COM INC COM 023135106 7632 2323 SH SOLE 0 0 0 2323 SOUTHWEST AIRLS CO COM 844741108 486 9456 SH SOLE 0 0 0 9456 DENALI THERAPEUTICS INC COM 24823R105 250 4962 SH SOLE 0 0 0 4962 ISHARES TR MSCI USA QLT FCT 46432F339 536 4069 SH SOLE 0 0 0 4069 PHILIP MORRIS INTL INC COM 718172109 296 3119 SH SOLE 0 0 0 3119 FIDELITY COVINGTON TRUST VLU FACTOR ETF 316092782 1079 22652 SH SOLE 0 0 0 22652 ISHARES TR U.S. MED DVC ETF 464288810 677 10789 SH SOLE 0 0 0 10789 COLGATE PALMOLIVE CO COM 194162103 282 3734 SH SOLE 0 0 0 3734 PROSHARES TR PSHS SH MSCI EAF 74347R370 2183 118347 SH SOLE 0 0 0 118347 TELEFONICA BRASIL SA NEW ADR 87936R205 136 17551 SH SOLE 0 0 0 17551 BOEING CO COM 097023105 1598 7265 SH SOLE 0 0 0 7265 JOHNSON CTLS INTL PLC SHS G51502105 410 6028 SH SOLE 0 0 0 6028 PROCTER AND GAMBLE CO COM 742718109 618 4421 SH SOLE 0 0 0 4421 ILLUMINA INC COM 452327109 1054 2598 SH SOLE 0 0 0 2598 SCHWAB STRATEGIC TR US SML CAP ETF 808524607 409 4091 SH SOLE 0 0 0 4091 SPDR SER TR PORTFOLIO SH TSR 78468R101 18635 608380 SH SOLE 0 0 0 608380 ORACLE CORP COM 68389X105 649 7451 SH SOLE 0 0 0 7451 INVESTORS BANCORP INC NEW COM 46146L101 468 30992 SH SOLE 0 0 0 30992 MIRATI THERAPEUTICS INC COM 60468T105 229 1296 SH SOLE 0 0 0 1296 TWITTER INC COM 90184L102 490 8122 SH SOLE 0 0 0 8122 CANADIAN NAT RES LTD COM 136385101 1412 38629 SH SOLE 0 0 0 38629 NIKE INC CL B 654106103 376 2591 SH SOLE 0 0 0 2591 ISHARES TR MSCI KLD400 SOC 464288570 2238 26893 SH SOLE 0 0 0 26893 INVESCO EXCHANGE TRADED FD T INVESCO MSCI 46137V407 710 11207 SH SOLE 0 0 0 11207 INTEL CORP COM 458140100 1279 24008 SH SOLE 0 0 0 24008 US BANCORP DEL COM NEW 902973304 923 15530 SH SOLE 0 0 0 15530 VANGUARD SCOTTSDALE FDS MTG-BKD SECS ETF 92206C771 321 6031 SH SOLE 0 0 0 6031 TAIWAN SEMICONDUCTOR MFG LTD SPONSORED ADS 874039100 1603 14358 SH SOLE 0 0 0 14358 WALMART INC COM 931142103 1197 8591 SH SOLE 0 0 0 8591 PROSHARES TR SHORT QQQ NEW 74347B714 3547 290987 SH SOLE 0 0 0 290987 ISHARES TR U.S. TECH ETF 464287721 284 2800 SH SOLE 0 0 0 2800 SCHWAB STRATEGIC TR SCHWB FDT INT LG 808524755 600 18284 SH SOLE 0 0 0 18284 PROSHARES TR PSHS SH MSCI EMR 74347R396 15762 1245517 SH SOLE 0 0 0 1245517 ONE LIBERTY PPTYS INC COM 682406103 10535 345526 SH SOLE 0 0 0 345526 SPDR SER TR S&P 600 SMCP VAL 78464A300 1281 15628 SH SOLE 0 0 0 15628 JPMORGAN CHASE & CO COM 46625H100 4449 27182 SH SOLE 0 0 0 27182 ISHARES TR GLB CNSM STP ETF 464288737 309 5154 SH SOLE 0 0 0 5154 ISHARES TR CORE S&P US GWT 464287671 328 3200 SH SOLE 0 0 0 3200 ISHARES TR GLOBAL ENERG ETF 464287341 2264 84325 SH SOLE 0 0 0 84325 COMCAST CORP NEW CL A 20030N101 530 9480 SH SOLE 0 0 0 9480 GENERAL ELECTRIC CO COM NEW 369604301 408 3957 SH SOLE 0 0 0 3957 SPDR SER TR S&P REGL BKG 78464A698 480 7079 SH SOLE 0 0 0 7079 SCHWAB STRATEGIC TR US BRD MKT ETF 808524102 4132 39782 SH SOLE 0 0 0 39782 CISCO SYS INC COM 17275R102 1312 24101 SH SOLE 0 0 0 24101 BRISTOL-MYERS SQUIBB CO COM 110122108 1813 30638 SH SOLE 0 0 0 30638 EXXON MOBIL CORP COM 30231G102 2282 38797 SH SOLE 0 0 0 38797 LEIDOS HOLDINGS INC COM 525327102 234 2433 SH SOLE 0 0 0 2433 ABBVIE INC COM 00287Y109 2349 21775 SH SOLE 0 0 0 21775 CHEVRON CORP NEW COM 166764100 375 3698 SH SOLE 0 0 0 3698 BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702 1359 4978 SH SOLE 0 0 0 4978 ALIBABA GROUP HLDG LTD SPONSORED ADS 01609W102 360 2430 SH SOLE 0 0 0 2430 KRANESHARES TR CSI CHI INTERNET 500767306 13264 280309 SH SOLE 0 0 0 280309 URBAN EDGE PPTYS COM 91704F104 377 20598 SH SOLE 0 0 0 20598 INNOVATOR ETFS TR INTRNL DEV JULY 45782C722 207 8552 SH SOLE 0 0 0 8552 GILEAD SCIENCES INC COM 375558103 309 4418 SH SOLE 0 0 0 4418 VISA INC COM CL A 92826C839 759 3407 SH SOLE 0 0 0 3407 FARFETCH LTD ORD SH CL A 30744W107 250 6679 SH SOLE 0 0 0 6679 SCHWAB STRATEGIC TR US LCAP GR ETF 808524300 884 5971 SH SOLE 0 0 0 5971 HDFC BANK LTD SPONSORED ADS 40415F101 1349 18454 SH SOLE 0 0 0 18454 FIDELITY COVINGTON TRUST MSCI HLTH CARE I 316092600 10520 164868 SH SOLE 0 0 0 164868 JD.COM INC SPON ADR CL A 47215P106 343 4752 SH SOLE 0 0 0 4752 CME GROUP INC COM 12572Q105 398 2060 SH SOLE 0 0 0 2060 BILIBILI INC SPONS ADS REP Z 090040106 454 6864 SH SOLE 0 0 0 6864 INNOVATOR ETFS TR US EQT ULTRA BF 45782C839 984 36556 SH SOLE 0 0 0 36556 ISHARES TR 3 7 YR TREAS BD 464288661 403 3095 SH SOLE 0 0 0 3095 SCHWAB STRATEGIC TR INTL EQTY ETF 808524805 1246 32208 SH SOLE 0 0 0 32208 SCHWAB STRATEGIC TR SCHWB FDT INT SC 808524748 398 10286 SH SOLE 0 0 0 10286 NEWS CORP NEW CL B 65249B208 311 13397 SH SOLE 0 0 0 13397 AMPLIFY ENERGY CORP NEW COM 03212B103 96 18119 SH SOLE 0 0 0 18119 SPDR SER TR S&P BIOTECH 78464A870 1084 8625 SH SOLE 0 0 0 8625 PROSHARES TR SHT FTSE CHIN 50 74347X658 814 50275 SH SOLE 0 0 0 50275 FORTRESS TRANS INFRST INVS L COM REP LTD LIAB 34960P101 312 12284 SH SOLE 0 0 0 12284 LAS VEGAS SANDS CORP COM 517834107 255 6975 SH SOLE 0 0 0 6975 INVESCO EXCH TRADED FD TR II CHINA TECHNLGY 46138E800 4572 69503 SH SOLE 0 0 0 69503 LILLY ELI & CO COM 532457108 2774 12006 SH SOLE 0 0 0 12006 PROSHARES TR SHORT S&P 500 NE 74347B425 22868 1501534 SH SOLE 0 0 0 1501534 SAREPTA THERAPEUTICS INC COM 803607100 348 3760 SH SOLE 0 0 0 3760 VANGUARD WORLD FDS HEALTH CAR ETF 92204A504 1133 4583 SH SOLE 0 0 0 4583 KLA CORP COM NEW 482480100 282 844 SH SOLE 0 0 0 844 SELECT SECTOR SPDR TR TECHNOLOGY 81369Y803 534 3577 SH SOLE 0 0 0 3577 AUTOMATIC DATA PROCESSING IN COM 053015103 435 2178 SH SOLE 0 0 0 2178 FACEBOOK INC CL A 30303M102 2519 7423 SH SOLE 0 0 0 7423 VIACOMCBS INC CL B 92556H206 448 11334 SH SOLE 0 0 0 11334 PROSHARES TR SHRT 20+YR TRE 74347X849 232 13911 SH SOLE 0 0 0 13911 SUMITOMO MITSUI FINL GROUP I SPONSORED ADR 86562M209 133 18998 SH SOLE 0 0 0 18998 VANGUARD INDEX FDS TOTAL STK MKT 922908769 383 1725 SH SOLE 0 0 0 1725 ISHARES TR US BR DEL SE ETF 464288794 340 3254 SH SOLE 0 0 0 3254 GLOBAL X FDS DATA CTR REITS 37954Y236 11303 674797 SH SOLE 0 0 0 674797 HUMANA INC COM 444859102 1403 3605 SH SOLE 0 0 0 3605 INVESCO EXCHANGE TRADED FD T WATER RES ETF 46137V142 425 7769 SH SOLE 0 0 0 7769 FIRST TR EXCHNG TRADED FD VI CBOE EQT DEP NOV 33740F839 5693 163329 SH SOLE 0 0 0 163329 TOTALENERGIES SE SPONSORED ADS 89151E109 905 18881 SH SOLE 0 0 0 18881 SALESFORCE COM INC COM 79466L302 1019 3756 SH SOLE 0 0 0 3756 SPDR S&P MIDCAP 400 ETF TR UTSER1 S&PDCRP 78467Y107 350 728 SH SOLE 0 0 0 728 ISHARES TR US AER DEF ETF 464288760 5838 56006 SH SOLE 0 0 0 56006 FIDELITY COVINGTON TRUST QLTY FCTOR ETF 316092790 753 15132 SH SOLE 0 0 0 15132 ISHARES TR MSCI AC ASIA ETF 464288182 833 9806 SH SOLE 0 0 0 9806 CITIGROUP INC COM NEW 172967424 546 7786 SH SOLE 0 0 0 7786 HOME DEPOT INC COM 437076102 332 1012 SH SOLE 0 0 0 1012 MERCADOLIBRE INC COM 58733R102 1454 866 SH SOLE 0 0 0 866 ALIGN TECHNOLOGY INC COM 016255101 340 511 SH SOLE 0 0 0 511 ISHARES TR CORE US AGGBD ET 464287226 608 5299 SH SOLE 0 0 0 5299 ISHARES INC MSCI BRAZIL ETF 464286400 3935 122485 SH SOLE 0 0 0 122485 ELLSWORTH GROWTH & INCOME FD COM 289074106 223 16678 SH SOLE 0 0 0 16678 KRANESHARES TR EMRNG MKT CONS 500767876 264 9817 SH SOLE 0 0 0 9817 COCA COLA CO COM 191216100 863 16441 SH SOLE 0 0 0 16441 WELLS FARGO CO NEW COM 949746101 743 16004 SH SOLE 0 0 0 16004 NETFLIX INC COM 64110L106 856 1403 SH SOLE 0 0 0 1403 INVESCO QQQ TR UNIT SER 1 46090E103 967 2701 SH SOLE 0 0 0 2701 SPDR SER TR SPDR BLOOMBERG 78468R663 5015 54834 SH SOLE 0 0 0 54834 EXCHANGE TRADED CONCEPTS TR EMQQ EM INTERN 301505889 396 7991 SH SOLE 0 0 0 7991 BROWN FORMAN CORP CL A 115637100 376 6000 SH SOLE 0 0 0 6000 AMGEN INC COM 031162100 1379 6485 SH SOLE 0 0 0 6485 UNITEDHEALTH GROUP INC COM 91324P102 901 2306 SH SOLE 0 0 0 2306 SOUTHERN CO COM 842587107 277 4475 SH SOLE 0 0 0 4475 CSX CORP COM 126408103 948 31874 SH SOLE 0 0 0 31874 INTERNATIONAL BUSINESS MACHS COM 459200101 1245 8960 SH SOLE 0 0 0 8960 EQUITY RESIDENTIAL SH BEN INT 29476L107 218 2696 SH SOLE 0 0 0 2696 3M CO COM 88579Y101 1226 6991 SH SOLE 0 0 0 6991 VANGUARD MALVERN FDS STRM INFPROIDX 922020805 16121 306591 SH SOLE 0 0 0 306591 CAPITAL ONE FINL CORP COM 14040H105 305 1884 SH SOLE 0 0 0 1884 SIRIUS XM HOLDINGS INC COM 82968B103 105 17218 SH SOLE 0 0 0 17218 VERIZON COMMUNICATIONS INC COM 92343V104 1343 24863 SH SOLE 0 0 0 24863 NVIDIA CORPORATION COM 67066G104 714 3449 SH SOLE 0 0 0 3449 YUM BRANDS INC COM 988498101 1241 10149 SH SOLE 0 0 0 10149 LOCKHEED MARTIN CORP COM 539830109 1600 4638 SH SOLE 0 0 0 4638 VANGUARD WORLD FD MEGA GRWTH IND 921910816 524 2232 SH SOLE 0 0 0 2232 KONINKLIJKE PHILIPS N V NY REGIS SHS NEW 500472303 289 6512 SH SOLE 0 0 0 6512 ASML HOLDING N V N Y REGISTRY SHS N07059210 1577 2117 SH SOLE 0 0 0 2117 UBER TECHNOLOGIES INC COM 90353T100 488 10885 SH SOLE 0 0 0 10885 SELECT SECTOR SPDR TR SBI INT-UTILS 81369Y886 2567 40185 SH SOLE 0 0 0 40185 VANGUARD WHITEHALL FDS HIGH DIV YLD 921946406 578 5596 SH SOLE 0 0 0 5596 VANGUARD INDEX FDS S&P 500 ETF SHS 922908363 411 1041 SH SOLE 0 0 0 1041 SCHWAB STRATEGIC TR US TIPS ETF 808524870 476 7600 SH SOLE 0 0 0 7600 SERVICENOW INC COM 81762P102 754 1211 SH SOLE 0 0 0 1211 ISHARES TR S&P 500 GRWT ETF 464287309 443 6000 SH SOLE 0 0 0 6000 FIRST TR EXCHANGE-TRADED FD NASDQ PHRMTCLS 33738R837 923 35800 SH SOLE 0 0 0 35800 LAUDER ESTEE COS INC CL A 518439104 220 735 SH SOLE 0 0 0 735 STARBUCKS CORP COM 855244109 521 4720 SH SOLE 0 0 0 4720 SUNRUN INC COM 86771W105 207 4697 SH SOLE 0 0 0 4697 MICROSOFT CORP COM 594918104 11904 42224 SH SOLE 0 0 0 42224 TRIP COM GROUP LTD ADS 89677Q107 446 14491 SH SOLE 0 0 0 14491 ISHARES TR RUSSELL 2000 ETF 464287655 770 3518 SH SOLE 0 0 0 3518 ISHARES TR CORE MSCI EAFE 46432F842 241 3250 SH SOLE 0 0 0 3250 BANK NEW YORK MELLON CORP COM 064058100 326 6296 SH SOLE 0 0 0 6296 ISHARES TR MSCI ACWI ETF 464288257 584 5844 SH SOLE 0 0 0 5844 RAYTHEON TECHNOLOGIES CORP COM 75513E101 567 6599 SH SOLE 0 0 0 6599 CONSOLIDATED EDISON INC COM 209115104 503 6928 SH SOLE 0 0 0 6928 UNIVERSAL HEALTH RLTY INCOME SH BEN INT 91359E105 1298 23486 SH SOLE 0 0 0 23486 VANGUARD WORLD FDS INF TECH ETF 92204A702 270 672 SH SOLE 0 0 0 672 MERCK & CO INC COM 58933Y105 2592 34507 SH SOLE 0 0 0 34507 ISHARES TR CORE S&P MCP ETF 464287507 233 887 SH SOLE 0 0 0 887 ISHARES TR S&P 500 VAL ETF 464287408 323 2219 SH SOLE 0 0 0 2219 ANTHEM INC COM 036752103 281 755 SH SOLE 0 0 0 755 SELECT SECTOR SPDR TR SBI HEALTHCARE 81369Y209 598 4696 SH SOLE 0 0 0 4696 SPDR SER TR S&P HOMEBUILD 78464A888 300 4174 SH SOLE 0 0 0 4174 MCDONALDS CORP COM 580135101 353 1463 SH SOLE 0 0 0 1463 SPDR SER TR PRTFLO S&P500 GW 78464A409 280 4374 SH SOLE 0 0 0 4374 CIGNA CORP NEW COM 125523100 936 4677 SH SOLE 0 0 0 4677 FIRST TR EXCHNG TRADED FD VI TCW SECURITIZED 33740U109 432 16659 SH SOLE 0 0 0 16659 ALPHABET INC CAP STK CL A 02079K305 799 299 SH SOLE 0 0 0 299 BIOMARIN PHARMACEUTICAL INC COM 09061G101 275 3557 SH SOLE 0 0 0 3557 ISHARES TR US OIL GS EX ETF 464288851 4169 71752 SH SOLE 0 0 0 71752 SCHWAB STRATEGIC TR SHT TM US TRES 808524862 371 7239 SH SOLE 0 0 0 7239 FIRST TR EXCHANGE-TRADED FD NO AMER ENERGY 33738D101 26223 1107851 SH SOLE 0 0 0 1107851 VERTEX PHARMACEUTICALS INC COM 92532F100 537 2961 SH SOLE 0 0 0 2961 PTC INC COM 69370C100 477 3985 SH SOLE 0 0 0 3985 ALPHABET INC CAP STK CL C 02079K107 1954 733 SH SOLE 0 0 0 733 BANCO BRADESCO S A SP ADR PFD NEW 059460303 67 17397 SH SOLE 0 0 0 17397 PIMCO ETF TR ENHAN SHRT MA AC 72201R833 7370 72300 SH SOLE 0 0 0 72300 ISHARES TR EAFE VALUE ETF 464288877 666 13106 SH SOLE 0 0 0 13106 SPDR SER TR NUVEEN BLMBRG SR 78468R739 16710 338263 SH SOLE 0 0 0 338263 CHIPOTLE MEXICAN GRILL INC COM 169656105 318 175 SH SOLE 0 0 0 175 VALERO ENERGY CORP COM 91913Y100 689 9757 SH SOLE 0 0 0 9757 SPDR INDEX SHS FDS DJ GLB RL ES ETF 78463X749 1472 28823 SH SOLE 0 0 0 28823 EXCHANGE TRADED CONCEPTS TR ROBO GLB ETF 301505707 250 3885 SH SOLE 0 0 0 3885 STONECO LTD COM CL A G85158106 342 9848 SH SOLE 0 0 0 9848 VANECK ETF TRUST GOLD MINERS ETF 92189F106 313 10610 SH SOLE 0 0 0 10610 FIRST TR MLP & ENERGY INCOM COM 33739B104 1034 143588 SH SOLE 0 0 0 143588 BP PLC SPONSORED ADR 055622104 225 8221 SH SOLE 0 0 0 8221 ASTRAZENECA PLC SPONSORED ADR 046353108 644 10729 SH SOLE 0 0 0 10729 BRT APARTMENTS CORP COM 055645303 1665 86348 SH SOLE 0 0 0 86348 ISHARES TR CORE S&P500 ETF 464287200 460 1069 SH SOLE 0 0 0 1069 SPDR SER TR PRTFLO S&P500 VL 78464A508 862 22101 SH SOLE 0 0 0 22101 MEDTRONIC PLC SHS G5960L103 1056 8425 SH SOLE 0 0 0 8425 CONOCOPHILLIPS COM 20825C104 1366 20155 SH SOLE 0 0 0 20155 INTUIT COM 461202103 372 690 SH SOLE 0 0 0 690 LIVERAMP HLDGS INC COM 53815P108 241 5102 SH SOLE 0 0 0 5102 SPDR SER TR S&P 400 MDCP GRW 78464A821 715 9456 SH SOLE 0 0 0 9456 LAM RESEARCH CORP COM 512807108 883 1552 SH SOLE 0 0 0 1552 KRANESHARES TR GLOBAL CARBON 500767678 417 10147 SH SOLE 0 0 0 10147 PINDUODUO INC SPONSORED ADS 722304102 328 3620 SH SOLE 0 0 0 3620 PAYPAL HLDGS INC COM 70450Y103 207 794 SH SOLE 0 0 0 794 SCHWAB STRATEGIC TR US MID-CAP ETF 808524508 1269 16550 SH SOLE 0 0 0 16550 JOHNSON & JOHNSON COM 478160104 2678 16583 SH SOLE 0 0 0 16583 J P MORGAN EXCHANGE-TRADED F US MINMUM VOLT 46641Q787 216 6151 SH SOLE 0 0 0 6151 S&P GLOBAL INC COM 78409V104 2961 6968 SH SOLE 0 0 0 6968 SCHWAB STRATEGIC TR US LCAP VA ETF 808524409 1221 18092 SH SOLE 0 0 0 18092 SCHWAB STRATEGIC TR INTL SCEQT ETF 808524888 571 13756 SH SOLE 0 0 0 13756 MATCH GROUP INC NEW COM 57667L107 251 1598 SH SOLE 0 0 0 1598 M & T BK CORP COM 55261F104 254 1700 SH SOLE 0 0 0 1700 GOLDMAN SACHS ETF TR ACCES TREASURY 381430529 671 6707 SH SOLE 0 0 0 6707 INNOVATOR ETFS TR US EQT ULTRA BF 45782C672 268 9425 SH SOLE 0 0 0 9425 SELECT SECTOR SPDR TR FINANCIAL 81369Y605 266 7101 SH SOLE 0 0 0 7101 ISHARES U S ETF TR BLACKROCK ST MAT 46431W507 1703 33971 SH SOLE 0 0 0 33971