The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE

OMB APPROVAL
OMB Number: 3235-0006
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COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
AT&T INC COM 00206R102 1,517 38,823 SH   SOLE 0 0 0 38,823
ABBOTT LABS COM 002824100 783 9,012 SH   SOLE 0 0 0 9,012
ABBVIE INC COM 00287Y109 1,392 15,723 SH   SOLE 0 0 0 15,723
ALIBABA GROUP HLDG LTD SPONSORED ADS 01609W102 755 3,560 SH   SOLE 0 0 0 3,560
ALPHABET INC CAP STK CL C 02079K107 1,132 847 SH   SOLE 0 0 0 847
AMAZON COM INC COM 023135106 4,577 2,477 SH   SOLE 0 0 0 2,477
AMERICAN ELEC PWR CO INC COM 025537101 376 3,979 SH   SOLE 0 0 0 3,979
AMERICAN EXPRESS CO COM 025816109 437 3,512 SH   SOLE 0 0 0 3,512
AMERICAN TOWER CORP NEW COM 03027X100 945 4,113 SH   SOLE 0 0 0 4,113
AMGEN INC COM 031162100 1,108 4,596 SH   SOLE 0 0 0 4,596
APPLE INC COM 037833100 4,526 15,412 SH   SOLE 0 0 0 15,412
AUTOMATIC DATA PROCESSING IN COM 053015103 229 1,345 SH   SOLE 0 0 0 1,345
BP PLC SPONSORED ADR 055622104 383 10,158 SH   SOLE 0 0 0 10,158
BRT APARTMENTS CORP COM 055645303 1,475 86,905 SH   SOLE 0 0 0 86,905
BAKER HUGHES A GE CO CL A 05722G100 234 9,143 SH   SOLE 0 0 0 9,143
BANCO BRADESCO S A SP ADR PFD NEW 059460303 208 23,213 SH   SOLE 0 0 0 23,213
BANCO SANTANDER SA ADR 05964H105 249 60,183 SH   SOLE 0 0 0 60,183
BANK AMER CORP COM 060505104 1,360 38,603 SH   SOLE 0 0 0 38,603
BANK NEW YORK MELLON CORP COM 064058100 538 10,690 SH   SOLE 0 0 0 10,690
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702 1,435 6,335 SH   SOLE 0 0 0 6,335
BOEING CO COM 097023105 655 2,010 SH   SOLE 0 0 0 2,010
BRISTOL MYERS SQUIBB CO COM 110122108 2,383 37,122 SH   SOLE 0 0 0 37,122
BROWN FORMAN CORP CL A 115637100 377 6,000 SH   SOLE 0 0 0 6,000
BROWN FORMAN CORP CL B 115637209 816 12,070 SH   SOLE 0 0 0 12,070
CME GROUP INC COM 12572Q105 442 2,200 SH   SOLE 0 0 0 2,200
CSX CORP COM 126408103 756 10,451 SH   SOLE 0 0 0 10,451
CVS HEALTH CORP COM 126650100 802 10,798 SH   SOLE 0 0 0 10,798
CAMBRIA ETF TR TAIL RISK 132061862 30,569 1,583,050 SH   SOLE 0 0 0 1,583,050
CENTRIC BRANDS INC COM 15644G104 217 99,794 SH   SOLE 0 0 0 99,794
CERNER CORP COM 156782104 381 5,198 SH   SOLE 0 0 0 5,198
CHEVRON CORP NEW COM 166764100 1,205 9,998 SH   SOLE 0 0 0 9,998
CISCO SYS INC COM 17275R102 1,762 36,747 SH   SOLE 0 0 0 36,747
CITIGROUP INC COM NEW 172967424 594 7,434 SH   SOLE 0 0 0 7,434
COCA COLA CO COM 191216100 1,123 20,291 SH   SOLE 0 0 0 20,291
COGNIZANT TECHNOLOGY SOLUTIO CL A 192446102 300 4,830 SH   SOLE 0 0 0 4,830
COLGATE PALMOLIVE CO COM 194162103 248 3,600 SH   SOLE 0 0 0 3,600
CONOCOPHILLIPS COM 20825C104 695 10,689 SH   SOLE 0 0 0 10,689
CONSOLIDATED EDISON INC COM 209115104 514 5,680 SH   SOLE 0 0 0 5,680
D R HORTON INC COM 23331A109 421 7,988 SH   SOLE 0 0 0 7,988
DIAMONDBACK ENERGY INC COM 25278X109 203 2,187 SH   SOLE 0 0 0 2,187
DIGITAL RLTY TR INC COM 253868103 252 2,108 SH   SOLE 0 0 0 2,108
DISNEY WALT CO COM DISNEY 254687106 2,007 13,877 SH   SOLE 0 0 0 13,877
DOUYU INTERNATIONAL HLDNGS L SPONSORED ADS 25985W105 254 5,087 SH   SOLE 0 0 0 5,087
DOUYU INTERNATIONAL HLDNGS L SPONSORED ADS 25985W105 186 21,952 SH   SOLE 0 0 0 21,952
EOG RES INC COM 26875P101 241 2,873 SH   SOLE 0 0 0 2,873
ECOLAB INC COM 278865100 347 1,800 SH   SOLE 0 0 0 1,800
ELLSWORTH GRWTH AND INCOME L COM 289074106 272 23,132 SH   SOLE 0 0 0 23,132
EQUINIX INC COM 29444U700 372 637 SH   SOLE 0 0 0 637
ERICSSON ADR B SEK 10 294821608 363 7,638 SH   SOLE 0 0 0 7,638
ERICSSON ADR B SEK 10 294821608 381 43,368 SH   SOLE 0 0 0 43,368
EXCHANGE TRADED CONCEPTS TR ROBO GLB ETF 301505707 645 15,356 SH   SOLE 0 0 0 15,356
EXXON MOBIL CORP COM 30231G102 2,402 34,423 SH   SOLE 0 0 0 34,423
FACEBOOK INC CL A 30303M102 821 3,998 SH   SOLE 0 0 0 3,998
FIDELITY COVINGTON TR VLU FACTOR ETF 316092782 2,599 68,419 SH   SOLE 0 0 0 68,419
FIDELITY COVINGTON TR QLTY FCTOR ETF 316092790 3,888 103,129 SH   SOLE 0 0 0 103,129
FIRST TR EXCHANGE TRADED FD NO AMER ENERGY 33738D101 25,157 986,948 SH   SOLE 0 0 0 986,948
GALLAGHER ARTHUR J & CO COM 363576109 266 2,795 SH   SOLE 0 0 0 2,795
GENERAL ELECTRIC CO COM 369604103 373 33,442 SH   SOLE 0 0 0 33,442
GENERAL MTRS CO CALL 37045V900 529 14,453 SH   SOLE 0 0 0 14,453
GILEAD SCIENCES INC COM 375558103 349 5,369 SH   SOLE 0 0 0 5,369
GLOBAL X FDS RBTCS ARTFL INTE 37954Y715 507 23,171 SH   SOLE 0 0 0 23,171
GOLDMAN SACHS ETF TR MOTIF FIN REIM 381430321 882 14,911 SH   SOLE 0 0 0 14,911
GOLDMAN SACHS ETF TR ACCES TREASURY 381430529 6,906 68,960 SH   SOLE 0 0 0 68,960
HDFC BANK LTD SPONSORED ADS 40415F101 564 8,896 SH   SOLE 0 0 0 8,896
HSBC HLDGS PLC ADR A 1/40PF A 404280604 242 9,000 SH   SOLE 0 0 0 9,000
HP INC COM 40434L105 278 13,518 SH   SOLE 0 0 0 13,518
HUMANA INC COM 444859102 604 1,648 SH   SOLE 0 0 0 1,648
IPG PHOTONICS CORP COM 44980X109 299 2,062 SH   SOLE 0 0 0 2,062
ILLUMINA INC COM 452327109 389 1,172 SH   SOLE 0 0 0 1,172
INFOSYS LTD SPONSORED ADR 456788108 255 24,721 SH   SOLE 0 0 0 24,721
INNOVATOR ETFS TR MSCI EMGR MKT 45782C714 33,305 1,281,335 SH   SOLE 0 0 0 1,281,335
INNOVATOR ETFS TR MSCI EAFE PWR 45782C722 6,272 264,054 SH   SOLE 0 0 0 264,054
INNOVATOR ETFS TR S&P 500 BUFETF 45782C771 33,408 1,274,274 SH   SOLE 0 0 0 1,274,274
INNOVATOR ETFS TR S&P 500 PWRETF 45782C797 1,830 72,608 SH   SOLE 0 0 0 72,608
INTEL CORP COM 458140100 1,985 33,174 SH   SOLE 0 0 0 33,174
INTERNATIONAL BUSINESS MACHS COM 459200101 1,476 11,012 SH   SOLE 0 0 0 11,012
INVESCO EXCHNG TRADED FD TR EMRNG MKT SVRG 46138E784 715 24,172 SH   SOLE 0 0 0 24,172
INVESTORS BANCORP INC NEW COM 46146L101 511 42,907 SH   SOLE 0 0 0 42,907
ISHARES INC MIN VOL EMRG MKT 464286533 1,569 26,744 SH   SOLE 0 0 0 26,744
ISHARES INC MSCI STH KOR ETF 464286772 691 11,109 SH   SOLE 0 0 0 11,109
ISHARES TR TIPS BD ETF 464287176 2,932 25,150 SH   SOLE 0 0 0 25,150
ISHARES TR CORE US AGGBD ET 464287226 538 4,791 SH   SOLE 0 0 0 4,791
ISHARES TR S&P 500 GRWT ETF 464287309 290 1,500 SH   SOLE 0 0 0 1,500
ISHARES TR BARCLAYS 7 10 YR 464287440 5,055 45,859 SH   SOLE 0 0 0 45,859
ISHARES TR CORE S&P MCP ETF 464287507 323 1,569 SH   SOLE 0 0 0 1,569
ISHARES TR RUSSELL 2000 ETF 464287655 581 3,509 SH   SOLE 0 0 0 3,509
ISHARES TR CORE S&P US GWT 464287671 216 3,200 SH   SOLE 0 0 0 3,200
ISHARES TR MSCI AC ASIA ETF 464288182 1,084 14,754 SH   SOLE 0 0 0 14,754
ISHARES TR MSCI ACWI ETF 464288257 5,401 68,148 SH   SOLE 0 0 0 68,148
ISHARES TR MSCI KLD400 SOC 464288570 590 4,911 SH   SOLE 0 0 0 4,911
ISHARES TR 3 7 YR TREAS BD 464288661 2,960 23,536 SH   SOLE 0 0 0 23,536
ISHARES TR US HOME CONS ETF 464288752 336 7,553 SH   SOLE 0 0 0 7,553
ISHARES TR 0-5 YR TIPS ETF 46429B747 36,762 365,031 SH   SOLE 0 0 0 365,031
ISHARES TR USA QUALITY FCTR 46432F339 574 5,680 SH   SOLE 0 0 0 5,680
ISHARES TR EDGE MSCI USA VL 46432F388 275 3,061 SH   SOLE 0 0 0 3,061
ISHARES TR CORE MSCI TOTAL 46432F834 424 6,848 SH   SOLE 0 0 0 6,848
JPMORGAN CHASE & CO CALL 46625H900 5,280 37,877 SH   SOLE 0 0 0 37,877
JP MORGAN EXCHANGE TRADED FD US MINMUM VOLT 46641Q787 325 10,346 SH   SOLE 0 0 0 10,346
JOHNSON & JOHNSON COM 478160104 3,135 21,494 SH   SOLE 0 0 0 21,494
KOHLS CORP COM 500255104 309 6,060 SH   SOLE 0 0 0 6,060
LAUDER ESTEE COS INC CL A 518439104 207 1,000 SH   SOLE 0 0 0 1,000
LEIDOS HLDGS INC COM 525327102 258 2,639 SH   SOLE 0 0 0 2,639
LILLY ELI & CO COM 532457108 1,158 8,808 SH   SOLE 0 0 0 8,808
LOCKHEED MARTIN CORP COM 539830109 1,353 3,476 SH   SOLE 0 0 0 3,476
M & T BK CORP COM 55261F104 289 1,700 SH   SOLE 0 0 0 1,700
MACYS INC COM 55616P104 410 24,128 SH   SOLE 0 0 0 24,128
MCDONALDS CORP COM 580135101 399 2,019 SH   SOLE 0 0 0 2,019
MEDNAX INC COM 58502B106 266 9,581 SH   SOLE 0 0 0 9,581
MERCK & CO INC COM 58933Y105 1,677 18,434 SH   SOLE 0 0 0 18,434
METLIFE INC COM 59156R108 231 4,538 SH   SOLE 0 0 0 4,538
MICROSOFT CORP COM 594918104 7,503 47,576 SH   SOLE 0 0 0 47,576
NETFLIX INC COM 64110L106 243 752 SH   SOLE 0 0 0 752
NEW RELIC INC COM 64829B100 217 3,306 SH   SOLE 0 0 0 3,306
NEW YORK TIMES CO CL A 650111107 539 16,770 SH   SOLE 0 0 0 16,770
NIKE INC CL B 654106103 297 2,934 SH   SOLE 0 0 0 2,934
NOKIA CORP SPONSORED ADR 654902204 268 72,111 SH   SOLE 0 0 0 72,111
NVIDIA CORP COM 67066G104 693 2,946 SH   SOLE 0 0 0 2,946
ONE LIBERTY PPTYS INC COM 682406103 9,251 340,236 SH   SOLE 0 0 0 340,236
ORACLE CORP COM 68389X105 724 13,659 SH   SOLE 0 0 0 13,659
PALO ALTO NETWORKS INC COM 697435105 313 1,352 SH   SOLE 0 0 0 1,352
PEPSICO INC COM 713448108 5,227 38,245 SH   SOLE 0 0 0 38,245
PFIZER INC COM 717081103 2,483 63,366 SH   SOLE 0 0 0 63,366
PHILIP MORRIS INTL INC COM 718172109 368 4,321 SH   SOLE 0 0 0 4,321
PIMCO ETF TR ENHAN SHRT MA AC 72201R833 14,502 142,755 SH   SOLE 0 0 0 142,755
PINDUODUO INC SPONSORED ADS 722304102 249 6,590 SH   SOLE 0 0 0 6,590
PROCTER & GAMBLE CO COM 742718109 605 4,846 SH   SOLE 0 0 0 4,846
PROSHARES TR SHRT 20+YR TRE 74347X849 271 13,825 SH   SOLE 0 0 0 13,825
QUALCOMM INC COM 747525103 441 5,004 SH   SOLE 0 0 0 5,004
RAYTHEON CO COM NEW 755111507 1,602 7,290 SH   SOLE 0 0 0 7,290
REGENERON PHARMACEUTICALS COM 75886F107 486 1,294 SH   SOLE 0 0 0 1,294
ROYAL DUTCH SHELL PLC SPON ADR B 780259107 601 10,020 SH   SOLE 0 0 0 10,020
ROYAL DUTCH SHELL PLC SPONS ADR A 780259206 210 3,568 SH   SOLE 0 0 0 3,568
S&P GLOBAL INC COM 78409V104 2,908 10,652 SH   SOLE 0 0 0 10,652
SPDR S&P 500 ETF TR TR UNIT 78462F103 930 2,888 SH   SOLE 0 0 0 2,888
SPDR INDEX SHS FDS DJ GLB RL ES ETF 78463X749 1,718 33,352 SH   SOLE 0 0 0 33,352
SPDR INDEX SHS FDS S&P GBLINF ETF 78463X855 950 17,257 SH   SOLE 0 0 0 17,257
SPDR SERIES TRUST S&P 600 SMCP VAL 78464A300 5,494 83,611 SH   SOLE 0 0 0 83,611
SPDR SERIES TRUST PORTFOLIO SHORT 78464A474 686 22,232 SH   SOLE 0 0 0 22,232
SPDR SERIES TRUST PRTFLO S&P500 VL 78464A508 1,471 42,145 SH   SOLE 0 0 0 42,145
SPDR SERIES TRUST S&P 400 MDCP GRW 78464A821 797 13,966 SH   SOLE 0 0 0 13,966
SPDR SERIES TRUST S&P BIOTECH 78464A870 233 2,448 SH   SOLE 0 0 0 2,448
SPDR SERIES TRUST S&P HOMEBUILD 78464A888 7,914 173,901 SH   SOLE 0 0 0 173,901
SPDR SERIES TRUST PORTFOLIO SH TSR 78468R101 1,104 36,864 SH   SOLE 0 0 0 36,864
SAP SE SPON ADR 803054204 851 6,353 SH   SOLE 0 0 0 6,353
SAREPTA THERAPEUTICS INC COM 803607100 210 1,629 SH   SOLE 0 0 0 1,629
SCHWAB STRATEGIC TR US BRD MKT ETF 808524102 3,144 40,899 SH   SOLE 0 0 0 40,899
SCHWAB STRATEGIC TR US LCAP GR ETF 808524300 602 6,477 SH   SOLE 0 0 0 6,477
SCHWAB STRATEGIC TR US LCAP VA ETF 808524409 9,626 160,112 SH   SOLE 0 0 0 160,112
SCHWAB STRATEGIC TR US MID-CAP ETF 808524508 1,112 18,494 SH   SOLE 0 0 0 18,494
SCHWAB STRATEGIC TR US SML CAP ETF 808524607 330 4,362 SH   SOLE 0 0 0 4,362
SCHWAB STRATEGIC TR EMRG MKTEQ ETF 808524706 961 35,124 SH   SOLE 0 0 0 35,124
SCHWAB STRATEGIC TR SCHWB FDT INT LG 808524755 813 28,125 SH   SOLE 0 0 0 28,125
SCHWAB STRATEGIC TR INTL EQTY ETF 808524805 1,046 31,089 SH   SOLE 0 0 0 31,089
SCHWAB STRATEGIC TR US REIT ETF 808524847 454 9,884 SH   SOLE 0 0 0 9,884
SCHWAB STRATEGIC TR SHT TM US TRES 808524862 4,784 94,770 SH   SOLE 0 0 0 94,770
SCHWAB STRATEGIC TR US TIPS ETF 808524870 359 6,331 SH   SOLE 0 0 0 6,331
SCHWAB STRATEGIC TR INTL SCEQT ETF 808524888 441 12,719 SH   SOLE 0 0 0 12,719
SELECT SECTOR SPDR TR SBI INT-INDS 81369Y704 582 7,145 SH   SOLE 0 0 0 7,145
SELECT SECTOR SPDR TR SBI INT-UTILS 81369Y886 243 3,756 SH   SOLE 0 0 0 3,756
SIMON PPTY GROUP INC NEW COM 828806109 524 3,519 SH   SOLE 0 0 0 3,519
SIRIUS XM HLDGS INC COM 82968B103 146 20,392 SH   SOLE 0 0 0 20,392
SOUTHERN CO COM 842587107 419 6,574 SH   SOLE 0 0 0 6,574
STARBUCKS CORP COM 855244109 371 4,224 SH   SOLE 0 0 0 4,224
STERICYCLE INC COM 858912108 281 4,403 SH   SOLE 0 0 0 4,403
TAIWAN SEMICONDUCTOR MFG LTD SPONSORED ADS 874039100 386 6,644 SH   SOLE 0 0 0 6,644
3M CO COM 88579Y101 1,538 8,720 SH   SOLE 0 0 0 8,720
TOYOTA MOTOR CORP SP ADR REP2COM 892331307 243 1,729 SH   SOLE 0 0 0 1,729
TRAVELERS COMPANIES INC COM 89417e109 316 2,307 SH   SOLE 0 0 0 2,307
TWITTER INC COM 90184L102 458 14,298 SH   SOLE 0 0 0 14,298
US BANCORP DEL COM NEW 902973304 1,014 17,106 SH   SOLE 0 0 0 17,106
UNION PACIFIC CORP COM 907818108 823 4,550 SH   SOLE 0 0 0 4,550
UNITED PARCEL SERVICE INC CL B 911312106 233 1,991 SH   SOLE 0 0 0 1,991
UNITED TECHNOLOGIES CORP COM 913017109 317 2,116 SH   SOLE 0 0 0 2,116
UNITEDHEALTH GROUP INC COM 91324P102 1,302 4,428 SH   SOLE 0 0 0 4,428
UNIVERSAL HEALTH RLTY INCM T SH BEN INT 91359e105 2,756 23,486 SH   SOLE 0 0 0 23,486
URBAN EDGE PPTYS COM 91704F104 395 20,598 SH   SOLE 0 0 0 20,598
VANGUARD WORLD FDS HEALTH CAR ETF 92204A504 1,111 5,794 SH   SOLE 0 0 0 5,794
VANGUARD SCOTTSDALE FDS MORTG-BACK SEC 92206C771 228 4,282 SH   SOLE 0 0 0 4,282
VENTAS INC COM 92276F100 276 4,784 SH   SOLE 0 0 0 4,784
VERIZON COMMUNICATIONS INC COM 92343V104 2,993 48,748 SH   SOLE 0 0 0 48,748
VISA INC COM CL A 92826C839 644 3,425 SH   SOLE 0 0 0 3,425
VMWARE INC CL A COM 928563402 1,004 6,612 SH   SOLE 0 0 0 6,612
WALMART INC COM 931142103 961 8,089 SH   SOLE 0 0 0 8,089
WELLS FARGO CO NEW COM 949746101 543 10,088 SH   SOLE 0 0 0 10,088
XILINX INC COM 983919101 403 4,118 SH   SOLE 0 0 0 4,118
YUM BRANDS INC COM 988498101 989 9,822 SH   SOLE 0 0 0 9,822
YUM CHINA HLDGS INC COM 98850P109 473 9,847 SH   SOLE 0 0 0 9,847
INVESCO LTD SHS G491BT108 181 10,062 SH   SOLE 0 0 0 10,062
MEDTRONIC PLC SHS G5960L103 930 8,201 SH   SOLE 0 0 0 8,201
APTIV PLC SHS G6095L109 346 3,648 SH   SOLE 0 0 0 3,648
PAGSEGURO DIGITAL LTD COM CL A G68707101 240 7,040 SH   SOLE 0 0 0 7,040
ASML HOLDING N V N Y REGISTRY SHS N07059210 408 1,378 SH   SOLE 0 0 0 1,378
LYONDELLBASELL INDUSTRIES N SHS - A - N53745100 386 4,083 SH   SOLE 0 0 0 4,083
MYLAN N V SHS EURO N59465109 222 11,037 SH   SOLE 0 0 0 11,037